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visa vanquis

Does any one know of these cards/address visa vanquis/style card although i think style was a store card a very big charger they were charging me 40.00 for a late payment and next month because the 40.00 took me over my limit it was 40.00 for over limit and 40.00 for late payment on every statement i possess
:mad::mad::mad::mad::mad::mad:
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