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OMG charges £135 for £55 DD rejected - help/advice needed
Hi everyone I've just come home to 2 letters from the Yorkshire bank! 1st letter tells me they have refused to pay my DD to eOn because I am over my OD limit and for this they have charged me £35. 2nd letter tells me that I'm over my OD limit by £170.12 and that for each day I am over they are charging me £25 - its a very…
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Halifax - allowed to go over overdraft then penalised again and again and again..
Hi, I have a Halifax current account, which has an overdraft limit of £1250. I play poker online. A few days ago i decided to use some of the little credit i had in my halifax overdraft to deposit some money to play with online. I withdrew £15 (i always withdraw £15 at a time, no more no less) - over the course of a few…
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Mbna Charges
evening, I sent off a speculative letter to MBNA back in november requesting refund of all charges, i didnt have copies of statements so didnt know the amount of charges I had (although I knew there would be some!) today i received a letter from them offering me £180, which is the amount over the £12 charge, they have also…
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Son 18 yrs pressured into Bank overdraft
My son at the present moment is not in a regular job earning regular money and he has unfortunately gone overdrawn on his agreed bank overdraft instead of them contacting him and suggesting he sorts out some payment method they have just agreed to up his overdraft limit therefore encouraging him into further debt, on top…
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SkyCard - BarclaysCard Closed My Account
Hi All I successfully managed to claim back £662.00 charges from my Skycard Credit Card, most of these charges were £12. Had to get Financial Ombudsman involved and Sky card wrote and said they would rather settle than have a formal investigation. Received a letter today to say they had paid my balance of £500 and would be…
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Is There Anything I Can Do?
I Got Paid From Work Twice Who Say It Was The Banks Fault Now Of Course They Want It Back Which I Have It But Is There Anything I Can Get In A Form Of Compensation For Inconvenience And Timewasting, They Are Of Course Quick To Punish When They Want To!!! Im Not Expecting Much Of Course I Am Realistic, I Just Think That…
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A little help needed.
I started trying to reclaim my bank charges about a year ago. To be honest i was to lazy to do it myself and therefore went through a company. Now everything is on hold tho. Im just wondering if i would be able to cancel this claim through the company and just do it myself?????
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£10 cheque
well did the template letter and sent £10 cheque on monday so they would of recieved it on tuesday anyway the cheque has been cashed so hopefully i should have my statements soon how long has everybody else had too wait im dealing with yorkshire bank glo
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Bank Charges - HELP!!
Hi there, Hopefully somebody will be able to give me some advice. I put a claim in for bank charges to 2 different banks in 2007 and they have sent loads of letters saying that it is on hold e.t.c, I haven't heard anything for them for quite some time, is there anything I need to be doing, or do I just wait? Do I need to…
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Alliance & Leicester charging £5 per month for nothing
Hi Moneysavers! I'd really appreciate any suggestions or advice on the following impending Alliance & Leicester bank charges I'm about to endure, which I see as needless. In particular, if anyone has had any experience of this "£5 fee" I'd love to hear from you. I would love to know where I stand before writing them a…
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Barclays / Woolwich account reclaim
Hi i was looking for a bit of advice please. If i was to ask barclays for the last 6 years of statments would they also send me the account that it used to be as it was woolwich? I dont really think we had any problems when it was a woolwich account but we have had probably over £500 on the account it became with barclays.…
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Overdrawn BY bank charges
Hi everyone new this so please excuse any mistakes. I am 19 and currently hold 5 bank accounts 2 of no problem 1 natwest account where by i have already paid £550 in charges and am in the process of claiming back and 2 lloyds accounts. It is lloyds who at the moment stand the problem as i am totalling £1000 of charges…
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A&L statement charges
A&L have told me i have to pay £5 for each months statement that i want from them i bank online but they only let you go back 8 months so this is no good doing it that way are they breaking the law by telling me this i thought the max they could charge was £10
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Advice in claiming back HSBC charges.
Hi, I started a claim back in October to HSBC using the templates but modified for £577 without interest. HSBC wrote back to me in November stating that they do not agree that their charges are in any way unfair and they've put my case on hold thanks to the FSA. It's now January and not a peep. Should I call them up and…
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I am going to do it.
Hi all, New year new challenge!:doh: I decided to start claiming bank charges. :eek: The problem is I don't know where to start. :o I know there are many threads on this forum, but don't know which one would be most useful to read and get to the point. Could someone give an idea or just a list of things I need to do,…
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I've got an offer
I wrote to Halifax around 10 days ago claiming £397 for charges for the period 2004 - 2007. The amount includes interest calculated on the fees which were charged at £25 each. I have just recieved an offer back from them of £143; this is the difference of the 11 fees (£25-£12(supposidly fair fee) = £13 x 11 = £143) Do you…
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Halifax charges entrapment with paper free service
Don't go 'paper free service' with Halifax or it may cost you a small fortune! I have a joint current account with my wife at the Halifax. We opened this account because we have our mortgage with them. Due to the number of statements coming to my wife and myself, we opted after setting up the account to go ‘paper free…
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Natwest Charge
Hi I wanted to share this one. I have two accounts with the natwest, one of those is an Advantage Gold account. I maintain these accounts and have not gone overdrawn on them. This week I have unfortunately missed a cheque from a couple of weeks ago, this goes from the Advantage Gold account. The cheque was for £40 and I…
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Halifax charges entrapment with paper free service
Don't go 'paper free service' with Halifax or it may cost you a small fortune! I have a joint current account with my wife at the Halifax. We opened this account because we have our mortgage with them. Due to the number of statements coming to my wife and myself, we opted after setting up the account to go ‘paper free…
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Reclaiming Bank Charges- Is it worth it or is it to late?
Evening all, I'm currently flirting with the idea of reclaiming my bank charges but would be interested to know if you guys think its a) not worth it or b) too late. Basically, i think i have incurred about £100 worth of bank charges from my two First Direct accounts over time (£75 from 1, £25 from another). Would it be…
