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Is there a time limit on reclaiming
Is there a time limit on reclaiming bank charges? And do credit card charges count the same i.e. so much for a letter or is that different?
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Advice on claiming credit card charges from Barclays
Hi I am currently waiting for Barclays to send statements for my two credit cards so that I can see how much they have charged me over the last six years. Having been a customer for many years I suspect that this will be a considerable sum. I am just wondering though if I should be claiming for the difference between the…
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Natwest £180 charges for going £14 o/d
Hi, first post but great site. My girlfriend was diagnosed with depression at the beginning of December and had to take a couple of weeks off work. She managed to cope with most things but she forgot that she has 2 direct debits that came out of her Natwest account. She has had this account for years and has never gone…
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got an IVA and want to claim my credit cards
going thru an IVA at the moment, 4yrs left, would i still be able to put claims in for my old credit cards i had, and how would the IVA take me doing this
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Post IVA and reclaiming bank/CC charges
I completed my IVA just over 12m ago but read somewhere on this site that somebody is reclaiming old charges. Is it possible for me to go back to my old creditors and reclaim any charges they put on me even though I've done a full and final on my IVA and satisfied debts?
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RBS Charge £28 for matter of Hrs being Overdrawn!
My husband who has a £100 overdraft facility on his Royalties acct with the RBS went over by the sum of approx £4.00 unknowingly because his wages were going in midnight literally a few hours later. Because of this he has been sent charges of £28 due to go out of his acct now on the 26th Jan! He has contacted them to…
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now the banks are in the !!!!!!.........
so what does everyone think will happen now the entire uk banking system is, well for want of a better word, [EMAIL="bu@@ered"]bu@@ered[/EMAIL]. What with profits falling (poor dears) and share prices dropping like stones, the uk gov bailing them out. Obviously if the court decides in the consumers favour and orders all…
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barclay offer
can anyone help I have just had a letter from barclays (I APPLIED FOR FINANCAIL HARDSHIP) They have offered me 50% of fee incurred since 2006 which they say works out to £267.50.after reading other posts I suppose I am lucky they have made me an offer,but i did want to pay off one of my debts to make life abit easier while…
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Cheques for DPA
Who are the cheques made out to for NATWEST and BARCLAYCARD is it just simpley natwest and Barclaycard Regards
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Really confused on claiming?
so i went through my bank statements last night.. and from feb 05 wen account was oppened to date (last charge last year or so) i have paid £1700 in charges on a couple of occassions £300 in one month.. the account is now in credit has been for a while but obviously the charges have caused me alot of financial hardship.. i…
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Us charging banks when they get it wrong?
The banks presumably think it's fair that they can charge us when we screw up and allow our account to go negative. They obviously think it fair that they can charge us up to £40 for sending us a letter. So, what happens when THEY screw up? My bank recently made an extra rent payment to my landlord which I'd been paying…
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lloyds address
hi im wondering where to sent my claim for bank charges to lloyds tsb?
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HSBC Charge £10 for three years worth of statements.....
Is this correct????:confused: I thought it was free to get your statements, can anyone shed any light on this?? Thanks
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Natwest, reclaiming while overdrawn
Hey folk of MSE, I want to help my sister reclaim her bank charges. She's lost her job and is really stuck financially, the thing is, she is well into her £3,000 overdraft with Natwest. What will happen if she tries to reclaim the money under financial hardship. Could they potentially take her O/D facility away and expect…
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who to contact-hsbc
im staring the process of contacting hsbc and reclaiming my bank charges. who do i write to? my branch or head office?
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Newbie, and HSBC... BOOOM!
:AHello fellow money savers! :A Yet another newbie here… I am really comforted by your testimonies and examples… keep it up! Here is a quick overview: (for both myself and my wife) Income: £1100pm Overdraft debt: (both mine) HSBC = £300 + Barclays = £250 Credit card debts: mine £960 (Limit 1000) + hers £350 (limit 400)…
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I ask the Lloyds and they say no, I say why Lloyds
I spoke to someone at Lloyds today and I was asking about the charge case , I was told it hadnt even gone to court yet and that Lloyds were arguing what could be classed as FAIR, their lawyers were right on the case and it could be months before it even could go to court ... is this right?
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Claiming Bank Charges 2nd Time
HI, DOES ANYONE KNOW IF ..YOU GET YOUR BANK CHARGES RETURNED UPTO CURRENT DATE OR JUST WHAT I HAVE CLAIMED FOR. MY CLAIM HAS BEEN ON HOLD FOR ABOUT 13 MONTHS, AND NOW I GET CHARGED £ 35 ,,,,,FOR BEING EVEN A PENNY OVERDRAWN:mad: :mad: :mad: :mad: :mad: :mad:
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Here's something to think about!
After reading the articles about what the government intends to do to help the banks if they get in trouble again, i have to say i am disgusted with why the banks won't lend money. I'm not angry with the banks for not lending, i'm annoyed with people who use every trick in the book to get debts written off. Why on earth…
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Can someone clarify step 2 in hardship case
Hi, I've sent the 1st template claiming hardship to Halifax and they have replied saying they believe the charges to be correctly applied. They are not arguing about the fact that we are in financial difficulty (despite asking for no proof although their having downgraded the account to basic one may have sufficed). I am…
