Natwest, reclaiming while overdrawn

Spritzy

Hey folk of MSE,

I want to help my sister reclaim her bank charges. She's lost her job and is really stuck financially, the thing is, she is well into her £3,000 overdraft with Natwest.

What will happen if she tries to reclaim the money under financial hardship. Could they potentially take her O/D facility away and expect her to pay back the £3k immediately?

If she does get a pay out, will this just go onto her O/D, so in effect she won't have anything to 'live' on?

Thanks for your help.

Spritzy

18 Views and nothing!

Spritzy

Ohhh lookie what I found! How I missed it earlier, I don't know!

So posting it, incase anybody else has the same question!

http://www.moneysavingexpert.com/banking/overdrawn-bank-charges

MRC_2

Where does it say anything about paying straight into her overdraft?
I ask because I am in the same situation, I've received £600 offer from NatWest, but I've got a feeling that will just go into the same account as the overdraft and pay it all off? - Even though, I claimed it as I couldn't afford to meet utility debts..

natweststaffmember

Spritzy wrote: »

18 Views and nothing!

I do try and answer threads but can hardly do that while at work

natweststaffmember

MRC wrote: »

Where does it say anything about paying straight into her overdraft?
I ask because I am in the same situation, I've received £600 offer from NatWest, but I've got a feeling that will just go into the same account as the overdraft and pay it all off? - Even though, I claimed it as I couldn't afford to meet utility debts..

MRC write to them and ask and explain about the outstanding debts that you have and ask them about that.