Settled for less than half - can i reclaim the rest now i'm in financial difficulties

yesme

Hi there,

I did a claim back in 2007 to HSBC for £1942.70 worth of bank charges for past 6 years. They sent me cheque for £1000 in full and final settlement.

I accepted this cheque as I thought it would be the most I would get, having read the stories on here and spoken to a number of poeple who have also done a claim, it seems that I should have argued and held out for more, maybe even the full amount.

Is it too late now - i signed a piece of paper saying I accept this amount in full and final settlement but now I am in serious financial difficulties and could really do with getting the remaining amount back.

Does anyone know any wording i can use to re-open my case with HSBC?

Thanks in advance for your help.

Tozer

You accepted in full and final settlement. There is nothing you can do in respect of those charges.

SuzySu

I don't suppose you would like it if a company came back to you asking for more once you had handed over money to them as a Full and Final settlement. There would be uproar and rightly so. Sorry - I know it's not what you wanted to hear.

Burlesque_Babe

definitely not..........once you've had the money, that's it, settled.

Orford

On the other hand, there is nothing to stop you claiming any new charges incured since 2007

borgbaiter

hi

did you settle after the first fsa waiver on bank charges complaints?




borgbaiter