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Are comparison sites allowing credit searches?
I have Experian Credit monitor for free as part of my Credit Card. Essentially this allows me two free in depth credit reports per year and more importantly alerts me when new searches are made against my file. Just recently I've been looking to renew my car insurance and it seems that Swinton and Admiral have searched my…
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Whiplash claim
In october last year a lorry ran into the back of my car at a roundabout. The collision wrecked the tailgate and smashed the rear screen etc. Details were exchanged and I phoned the owners who were prepared to pay for the damage without going through their insurers. They did, and sent me a cheque for an agreed amount.I was…
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Can life assurance be mis-sold?
My father has been paying into a life assurance since 2001 when he was advised to do so in B&q whilst he signed up to the over 60's 10% discount card. Sadly my mum died last week and going through all paperwork there is no signed papers of policy it was sold by Cornhill who sold the policy to Britannic group in 2005 which…
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Renewing insurance while waiting for new car
I just confirmed an order for a new BMW but unfortunately it had to be a factory build and isn't going on the production line until May. In the meantime the insurance on my current car expires on 22nd March. What is the best thing to do here to both minimise my costs and preserve as much of my no-claims bonus as possible?…
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Susidence
Has anyone got experience of subsidence claims? I live in a bungalow built approx 1920 extended and re roofed approx 1970. Been here for 21years. For 17 years buildings insurance and contents were with different companies. When I went to renew it was suggested both buildings and contents policies with the same company…
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UK Holiday, cancellation only insurance
We have booked a week in a Pembrokeshire hotel, £600 b and b. Now, OH, who is overly cautious ;)wants to insure for possible cancellation of said holiday in June Ive checked out a lot of insurance comparisons but they all include millions of quids worth of medical cover, which we wont need as its in the UK anyway. Does…
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insurance more expensive for me
I would love someone to explain to me why this is the case - currently have a car insured through Aviva. My OH owns the car, and we are both named on the policy. He's going to be working away, so I thought I might as well put myself on the policy as the only driver, assuming it would be cheaper than having two of us on.…
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Parking car away from home while on holiday
Hello Members I am going away on holiday and I wanted to use my car to reach the nearest station and park the car in a street with no yellow or red lines. Can i do that? Few questions 1. Will I be breaking car insurance rules if in my policy i have declared that car is parked at home on street overnight. Please note my car…
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Building insurance for premises being used as a church
Hi there i own a property and I'm letting it out to a church organisation who uses it for the purposes of church activities. Im finding it difficult getting buildings insurance cover, any help or recommendations greatly appreciated ? :)
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Home insurance claim
Morning, im quite lost here and hoping people can help. I managed to let some tea towels catch fire last week after cooking breakfast, the 1st i knew was when my fire alarm whent off. The damage is suite small really - a 30cm burn on the worktop, a damaged door and slightly damaged carcus. about a 20cm burn on the laminate…
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Offer from insurance company to replace vehicle
My partner had an accident which was not his fault and the insurance company have deemed the vehicle a write off they have come back with an offer to replace the vehicle which is less than what is being advertised on similar vehicles does he have to take the offer or can he get a better offer is he dosent? any advice would…
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car accident and claiming
Hi Everyone, In January 2011 my husband an myself had an accident, which was his fault. his steering wheel locked when coming round a corner on a hill and we hit the back door of a classic merc. We passed on our insurance details to the other driver and we got a phone call from our insurance (Eldon Insurance) asking what…
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Date of birth on car insurance
I have just got a quote from Aviva for my car insurance it came to £340 pounds for the year. I then checked quidco and noticed £70 cash back so I cleared all my cookies etc and re did the quote but this time it came to £443 for the year I could not understand it so I went to my saved quote from earlier and noticed I…
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Car Insurance and Driver Awareness Courses
I have just spoken to my insurance company to renew my car insurance. Whilst going through the questions, one of them was had I had any driving convictions, fixed penalties or been on a driver's awareness course in the last three years. The question had never included driver's awareness courses etc, and I went on a…
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Age UK don't cover pre-existing conditions
I am 83 and have a medical history as one might expect. I followed the advice on the website to check if Age UK could beat the other insurers mentioned. It was a waste of time. After filling in all the details of my medical conditions they said they could not give me a quote because they do not cover pre-existing…
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stopping car insurance while at university
Is it possible to stop and start your car insurance within the year? My daughter will be starting in a city university in October and intends to use public transport where necessary and leave her car at home for when she comes home during uni holidays grateful for any info. Thanks
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Using car for work
Hi all, Any rough idea how much extra changing insurance to include use of car for work would cost. Mileage wouldn't change (this role is closer to home) and it wouldn't be being used day in day out for work, just occasional visits in the local area. Obviously the insurance co needs to know this but was wondering if there…
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car insurance renewal using cashback sites
Is it classed as a renewal when you log onto your existing insurance company's site and take up a new quote for the exact same car and details.
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banned in Guernsey driving here
A pal of mine was banned from driving 3 years ago while living in Guernsey,he has now moved over here and is taking his uk driving test,does he have to declare the guernsey ban to his new insurance company here TIA
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Category c write off- can it be written off again?
I drive a category c write off. The reason it was written off is because it is old and had a very small accident with a previous owner. The previous owner thought that it was a perfectly good car and bought it back, repaired it, got a vic and mot and returned it to the road, and sold it to me a few years later for a very…
