We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Are comparison sites allowing credit searches?
jgallcash
Posts: 645 Forumite
I have Experian Credit monitor for free as part of my Credit Card.
Essentially this allows me two free in depth credit reports per year and more importantly alerts me when new searches are made against my file.
Just recently I've been looking to renew my car insurance and it seems that Swinton and Admiral have searched my file - Three times each.
I've not contacted either company directly as I have only used the comparison sites so the only way I could have authorised this is via the T&C's at the comparison sites.
Is this now normal? I've never had this previously when using the comparison sites. Will this have any detrimental impact on me at all? I've never had any previous bad credit problems at all.
Essentially this allows me two free in depth credit reports per year and more importantly alerts me when new searches are made against my file.
Just recently I've been looking to renew my car insurance and it seems that Swinton and Admiral have searched my file - Three times each.
I've not contacted either company directly as I have only used the comparison sites so the only way I could have authorised this is via the T&C's at the comparison sites.
Is this now normal? I've never had this previously when using the comparison sites. Will this have any detrimental impact on me at all? I've never had any previous bad credit problems at all.
0
Comments
-
Yes they can do it, no it wont effect you because they are soft searches and not visible to others0
-
Thank you for such a quick and succinct response.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.4K Work, Benefits & Business
- 601.2K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards