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Change car insurance company early, lose no claims?
Hello I currently have two years no claims and I've had my current car insurance policy for five months. I pay on a monthly basis, although I will consider paying off the rest of my premium in full if this is allowed and saves me any money (I've asked my insurer about this but am yet to hear back from them.) I did a search…
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Can you claim fo mechannical faults on car insurance?
My 58 reg Mini cooper diesel set on fire whilst I was driving down the dual carriage way without any warning. Luckily I managed to pull over and escape. Within minutes it was engulfed in flames. My insurance company tell me this is a mechanical fault and although my car was covered by comprehensive insurance I cannot claim…
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Fraudelent Personal Injury Claim, Diamond Ins
First of all my apologies for this being a long post, and if I ramble a bit, but it takes a bit of explaining. Last August my Daughter was in a very minor accident with another car, it was her fault and she admitted it straight away. She had a passenger with her (who works for an insurance company incidentally), and the…
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Brokers or Insurers
If you've had an unhappy claims experience, who would you moan to, the broker who took your money and put you with a particular insurer, or the insurer? If you had problems with a physical item, you'd go to the shop not to the manufacturer.
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Car accident - change liability
Hello! Hope you can help me with this one.. Last February when leaving a round about a van crashed into the back of my car. It was a estrange one as when I was leaving the round about I was changing lanes too. When we exchanged the details the other driver wasn't keen on me getting his registration number and said that the…
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Insurance company for non standard construction property?
Hi, Can anyone recommend a reliable insurance company for a non standard construction property (steel framed building). I am looking for both building and contents cover and want to do a like for like comparison on my current insurer which is up for renewal on 29th March. I'm currently insured with Direct Line and although…
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Mobile Phone Insurance - auction sites
Hi. I have just purchased a brand new and sealed iPhone 5 from eBay. My question is: Is there anywhere that will insure my phone with just the IMEI? - I don't have the original receipt, just paypal invoices. I currently bank with Barclays, not sure if their insurers need original receipts or if there are any companies or…
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Break in Driving
I have gone from driving a car to riding a motorbike for around 4 years, I want now to drive a car and motorbike, I have found it's rather difficult to get car insurance without losing all my no claims bonus, I did expect to lose some but not all. Is there any insurance companies out there anybody knows about that will…
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New washing machine and lifetime cover
Bought a new washing machine from appliances online yesteday and about half hour later got a call from them to confirm the address and then the man told me about their lifetime (domestic and general) cover (the one that repairs your machine or a new one if they can't). Now, I have no issue with D+G as their cover was very…
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legal cover on car insurance
i never take out legal cover when renewing my car/motorcycle insurance because i think its a waste of money. my wife, however, always does as she wants cover from these `sueing` solicitors, who`s right?
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Lifesearch - do they actually pay referral fee?
I wondered if anyone has actually received the fabled £100 refer a friend fee from Lifesearch? I have been waiting for this for about 6 months, have e-mailed numerous times with no reply or acknowledgement, and phoned and spoke to various people, all of whom assure me it is no problem and will be sorted, then whom I never…
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Medical Negligence Advice
Hi Guys, My girlfriend had a fall a couple of years ago, which was her fault causing a serious break in her arm. Anyway during one of the operations to fix it she suffered nerve damage. She never wanted to do anything about it, despite me telling her to - but now her new GP has even told her to claim!! My question is about…
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Dental Insurance - Denplan
Hi all Could any of you helpful and sensible people give me some impartial advice please. I have been paying into Denplan for many years now £30 per month. I have recently felt that its not worth the money and also my dentist seems so stressed and disinterested lately that I dont like going to him with any problems as he's…
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boiler cover
we are with the halifax for emergency home cover the £10 a month one on the account. we called the them a week ago to send someone out because the boiler was not working on the hot water side of it. they came out which was good no waiting cannot moan then off they went. we have £250 excess cover and after looking at the…
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Overvalued insurance settlement
I was rear ended the other day and have been dealing with the other parties insurance company. They have written off my car but, their engineer has over-valued my car significantly. I have agreed a settlement over the phone and I am sending in my VC5 document. What happens if they don't notice and pay me out. Can I cash…
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Fybromyalgia & Life Insurance
Hi all, Could someone advise me if it's possible to get life insurance for my wife and I. My wife got payed out on a Total Permanant Disability (TPD) on a life insurance a couple of years ago and now i'm having trouble getting life insurance for my wife (they'll insure me no problem). They say it's not her Fibro (she was…
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This does not surprise me from Zurich
http://forums.pepipoo.com/index.php?showtopic=77320
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What insurance do I need to get
Hi We have recently had a mortgage application accepted and we are now thinking about what insurance we need need to take out. We are both teachers and have 6 months months full pay 6 months half pay to cover us for sickness and accidents. We are know that we definitely need building insurance but what else? Cheers
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Post Office Single Trip Travel Insurance query
Hi, I am currently stranded in Jersey thanks to an unseasonable blizzard closingdown all outgoing and incoming flights. I've the Post Office's "award winning" Premium Single Trip TravelInsurance but other than being able to claim back £25 after the first 8 hoursof delay, then £25 every subsequent 12 hours of delay the very…
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Business Insurance Question
Advice needed please Need some help. I'll give you the quick version. I am part of a not for profit sports club and we took out insurance for 2012 (starting 1st Jan) for a total of £7000. We filled out all of the relevant DD information to pay by 12 monthly installments. We received the years VAT invoice that went into the…