Mobile Phone Insurance - auction sites

djwoody

Hi.
I have just purchased a brand new and sealed iPhone 5 from eBay.
My question is: Is there anywhere that will insure my phone with just the IMEI? - I don't have the original receipt, just paypal invoices.
I currently bank with Barclays, not sure if their insurers need original receipts or if there are any companies or the internet.

Thanks in advance.

Chris

custardy

djwoody wrote: »

Hi.
I have just purchased a brand new and sealed iPhone 5 from eBay.
My question is: Is there anywhere that will insure my phone with just the IMEI? - I don't have the original receipt, just paypal invoices.
I currently bank with Barclays, not sure if their insurers need original receipts or if there are any companies or the internet.

Thanks in advance.

Chris

did you purchase from a private or business seller?
if private then i doubt you can

eg

Your gadget(s) must be less than 12 months old at the time you buy your gadget insurance policy. Check any receipts to know for sure when your item was originally purchased.

All items you insure must have been bought as new from a UK VAT registered company, such as a high street store, or official online retailer. If you’ve had a warranty replacement in the past from your manufacturer, check that it is a ‘new’ replacement and not a refurbished one.

In the first 14 days from the start of your policy you will not be able to file a claim. This is part of our fraud-deterring exclusion period.

Should you make a claim, If your gadget has been stolen or lost (if you added loss to your policy) you must notify your network provider and the Police (in the case of loss or theft) within 48 hours of discovery.

While outside of your home, do not leave your gadget unattended and follow reasonable measures to keep it safe. Certain instances may result in lack of approval for a claim. Always read your terms and conditions for details.

Should you make a claim and you are paying by monthly Direct Debit, you will be required to pay the premium for the remainder of your 12 month contract before your claim can be approved.

Should you need to make a claim, please be aware of the following excess amounts:
iPhones, iPads and smartphones - £50 excess.
Laptops - £75 excess.
All other gadgets - £25 excess.
An extra £25 is charged for all loss claims.
The total excess on all international claims is £75.
All Accidental Damage claims made in the first 3 months from the policy start date incur an additional £25 excess charge.
Please make sure you read our full terms and conditions of our policy so you're clear on what's covered. We want to make sure the policy is right for you. We always give you 14 days from when you buy the policy to cancel it, free of charge.

djwoody

It was from a private seller, unwanted upgrade.
Doubt I stand a chance then, looks like I'll have to surround it in bubblewrap! :-)

ltrent

Interesting, I was given a phone for free which I genuinely dropped, phoned my contents insurance company and told them I was given a phone and that it had been dropped, and with no issue they took the imei number and replaced it like for like.

InsideInsurance

ltrent wrote: »

Interesting, I was given a phone for free which I genuinely dropped, phoned my contents insurance company and told them I was given a phone and that it had been dropped, and with no issue they took the imei number and replaced it like for like.

Mobile phone insurers tend to be more restrictive due to the terrible fraud rates

JamesSeven

hi, which provider was this please? 'just in case' I dont manage to find an insurer for my HK purchased HTC One M8!

TSx

Most mobile phone / gadget insurers will not cover without a receipt showing the IMEI number and often only if it's from a commercial seller.

Almost all household insurers will cover under the personal belongings section.

If it's sealed, does the box have the IMEI number on it? That will be enough for home insurers as proof of ownership.