Category c write off- can it be written off again?

NewFolder

I drive a category c write off. The reason it was written off is because it is old and had a very small accident with a previous owner. The previous owner thought that it was a perfectly good car and bought it back, repaired it, got a vic and mot and returned it to the road, and sold it to me a few years later for a very good price.

Anyway, I was wondering what would happen if the car was substantially damaged again- could it be written off again? If not, what would happen under these circumstances?

hugoshavez

Essentially, yes, if you had an accident it'd likely be written off again. Just don't expect a high payout.

Captain_Shambolic

Yeah it can be written off again, I would expect companies to offer a reduced payout (I know Aviva do) however.

NewFolder

Thanks for the replies. I wouldn't expect much for it, didn't pay much for the car in the first place

forgotmyname

Reduce by a % of the current 2nd hand value.

Are you claiming from your insurance or a 3rd party though?
Any excess to pay?