-
Carphone Warehouse Phone Insurance
Has anyone claimed for a damaged phone recently? I have damaged accidentally HTC Desire that I can claim for but with the fifty quid excess (it's via my bank account) I wonder if it's worth it. Will they replace it 'like for like' or with an equivalent newer model?
-
Unemployment insurance
Hi, are these policies any good? do they pay out? Anything to watch out for, if i go for this type of insurance? Any good providers? Thanks Stuart
-
Bicycle Insurance
I cycle to work. I've always had a cheap, ancient bike that I haven't cared about but have just got a new one with a replacement cost of £650. Our home insurance (Hiscox) does cover it but we have a £500 excess. I'm debating whether to get a separate bicycle policy. I work at University so it's parked in the uni cycle park…
-
Insurance for tablet
Hi It is our silver wedding anniversary this month and I have decided to get my DH a Google nexus 10. It is something he will get so much use and enjoyment from so decided it was worth every penny. Problem is my DH is rather clumsy due to a medical problem and I want to get some sort of insurance or warranty to give him a…
-
trip on uneven pavement
Last week my 77 year old mother and I were walking in town and there was a pavement that had been repaired with tarmac and it was uneven she tripped over and broke her hip and is now in hospital making a good recovery what do I do now about complaining to the council about what has happened. regards
-
Fraudulent Whiplash Claim! What can I do??
Hi All, I had an accident a couple of months back and despite the fact that the third party have lied throughout, my insurance have admitted liability because a "witness" (who was clearly known to the other guy) came forward. Now the third party is making a personal injury claim for 3 people but there wasn't even 3 people…
-
Tesco Home Standard Insurance - is it me or is it expensive ?
I recently had my car insurance renewal from Tescos - and found that I could save over £150 by moving it to Admiral... so I did a search on my home insurance which isn't renewable until May and found I could get home & contents insurance for well under £200 - i'm currently paying over £450.... However Tescos insurance on a…
-
Home insurance
I made a claim on building insurnace becuase underground pipe was damaged which takes kitchen sink water. Insurance company sorted it out but can i claim my money back because before i made claim i had drainage comapny out to check if it wasnt just blocked which it wasnt and i had to pay call out charge to that company.…
-
Renewing Car Insurance means no cashback ?
Hi Almost time to renew car insurance , current insurance is with Aviva and renewal price is good , however if I renew I will not be able to claim a cashback ( approx £60-70) Could I contact Aviva and say I do not what to renew and then take out a new policy on-line via a cashback site on the renewal date so I can claim…
-
Insurance renewal charge
I have been charged an insurance renewal charge of £25 because I did not inform the insurer, Swiftcover, that I would be going with someone else. I did not receive any email or letter to say that this charge would be made if I did cancel. Had I received this I would have contacted them at that time to cancel. After a year…
-
White goods Extended Warranty Help needed
Hi, I'm a newbie at this and need your advice. Sorry if i have posted this thread in the wrong location. My fridge freezer is about 18 months old. In November 2012 i bought 1 years warranty from CSS (Corportate Support Solutions) - Whoops if i'm not allowed to put company names here. At the end of December 2012 the fridge…
-
Roller shutters and home insurance.
I've just been chatting with a salesman who sells roller shutters, I'm looking to have some installed, and wondered if there is any evidence of reductions of house insurance costs after fitting them. I've spoken to my insurance company and they'll have an answer for me next week as they weren't too sure today. Any…
-
for insurance purposes, what is an accident?
For insurance purposes, what is an accident?
-
Travel insurance - using air miles
I have travel insurance with HSBC, as part of my current account. This seems like an okay policy. I want to book an almost-all-inclusive package trip with a travel agent, which includes everything but international flights. I want to book the flights myself so I can use loyalty miles I have to upgrade. In the policy…
-
increased yearly cost of home insurance
Over the years my house insurance (contents and building)was increased regularly by the company at renewal to cover the increased value of the house to ensure i was fully covered. I assume that this kept up with rebuild cost but since there is a slump in the construction industry and relaxed red tape should i not now be…
-
Insurance Non Standard Construction.
I am looking for some advice please on insurance for what the Dodo Brigade call Non Standard House Construction. (timber frame construction.) I have spent quite a bit of time talking to the brain dead in insurers call centres, one asked me if the house was fixed down or could it be moved around, another insisted the local…
-
Can I Hire A Car & Claim It Back - Non Fault Accident
last weekend an idiot in a hire van run me off the road and my car looks like a write off. My fully comp insurance company 'Ocatagon' have not yet bothered to contact me about the claim and moving things forward. I have independant witness who says the accident was not my fault. I start a new job in 2 weeks, its 23 miles…
-
Admiral and how to p*ss off customers
Had an Admiral multi-car policy for a couple of years, got the renewal notice, hated the price so went elsewhere and told Admiral that I'd not be renewing .. all fine and hunky dory so far. This is 2 weeks after the final Direct Debit installment has been taken, so all is fully paid on the old policy, and so last week I…
-
Home Insurance renewal problem.
Hi, wondering if any of you folks can advise me on this. Couple of years back I made a claim on a laptop that our child knocked over and needed it's screen replaced. The thing is I'm still with that insurer and our policy shows that we have 6yrs no claims discount included on the renewal. Why would it show 6yrs no claims…
-
when car value goes up
i was involved in a minor accident and much to surprise they decided to write the car off, the value of the car was agreed it was agreed that because the car was classed as commerical that VAT would be added to the valuation if i could produce the VAT receipt. i produced the VAT reciept and was told that was fine and i…
