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car insurance legal expenses - included but....
best wishes to everyone over the last few years I have been getting car insurance quotes that say legal expenses cover is included in the quote price. when i ring up and say i dont want it, i have been informed that 'its included by default' and the price stays the same. now then, is this right as it feels to me that i am…
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AXXA refusing to pay following death of mother
I am writing this on behalf of my father. His mother, (my grandmother) was diagnosed with terminal cancer in Sept 2012. My father booked a holiday in March 2012 with my mum and some family friends for £2500 to go away in the 3rd week of Sept 2012 My gran was admitted to hospital at the end of Aug where she was kept in…
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Pet Insurance advice
I am wondering if it is worth getting pet insurance for 2 cats. One is 16 and on meds for an overactive thyroid and the other is a 6 year old Can anyone recommend a decent insurance company and possibly the type of cover as I am not sure they will cover an old cat. I really want to be covered for one off injury which can…
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cancelled car insurance claim
Hi all! I hit an oil patch on a roundabout(quite known for it in the local area) and the car lost grip, spun and bounced over a filtering verge kerb and hit a barrier. No one else was involved and I was not injured but my cheap car was too costly to repair so I called my insurance about a claim,having never made a claim…
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the aa.... porkie telling experts.
So they renewed a breakdown policy, even though I had called to cancel. I called on the 13th Feb, and was advised to allow upto 21days.... Wow 21 days for a card refund. Fast forward 21 days.... No refund. I called to be advised it had been processed 5th march @ 11.44am.. Confirmed by payments and revenue dept. Fast…
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Redundancy insurance - help !
Hi ALL Really hoping somebody can help me - made redundant in January this year after a consultation period. I was asked to work my notice on which was to the end of March but due to the awful atmosphere at work my boss and I had a discussion and they allowed me to leave early in lieu of my notice. I am now trying to claim…
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is this an insurance scam ?
So my insurance is up for renewal this month, they rang me with their suggested quote and I said I would look around and that's when the lady on the phone says I should mention the two claims Ive had. I told her I had only ever claimed once and that was 4 months ago. No she says, you claimed for a windscreen repair in…
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Additional car - quotes are ridiculous as NCD are not accepted - HELP!!
Rightio... Bought a second car and now looking for insurance. But of course I now read that you can't have your No claims bonus on more than one car (policy) at a time. So instead of looking at the usual 250-300 mark, I am now looking at 600- 1600!!!! Absolute disgrace!! I have not made any claims on my other car policy…
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Car insurance - DVLA Medical Restriction
Hi everyone, If you could help me out with this, it would be much appreciated! My dad was diagnosed with Parkinson's some time ago. We've been busy and had a lot of things occupy our minds lately, and a family friend recently informed us that we should notify DVLA about his medical condition. I found out afterwards that it…
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Totally Amazed
For the first time in over 40 years my renewal premium for my car insurance is actually less than what I paid the previous year.:eek:
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Rotting floorboards in leasehold flat - can I claim ?
Hello guys, just wondering if anyone could give me any advise before I go through the mindfield of ringing the insurance company. I own a ground floor maisonette flat which is leasehold. Basically, today I noticed the floorboard in front of my kitchen sink was a bit spongey to stand on, so I lifted up the floor tile and to…
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Income Protection help needed!
Hi and thanks for reading. I wondered if any of the well-informed forum regulars reckon I could use a solicitor or a union lawyer to approach my insurers and ask for a lump sum settlement??? My situation is that I have been diagnosed with a severe mental health condition that means I have to take several types of…
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No claims bonus 'stolen'
Last year I took out a car insurance policy with Halifax. Going into the policy I had 11 years NCB, and although I've had no claims, I'm leaving with proof of only 9 years. I'm presuming this is due to the online application form only having a maximum option of '9 or more years'. After contacting their call centre, I'm…
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Critical Illness Cover - FTB
Hi there, I'm a first time buyer and while going through the stresses and strains of mortages etc have also been trying to sort out and budget for all the other expenses that come with buying a home. I have great life cover (4 x salary) through my pension scheme already but really dont have a clue about critical illness…
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Do you have to mention unsuccessful claims when looking for new house ins?
I'm helping my mum look for new home/contents insurance online. Last year she made a claim on her current insurance which was rejected as they stated the leaking roof was not due a series of bad storms her area had been through. So my mum ended up paying to have the roof replaced from her own money. This really angered her…
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Can't get car repaired!
My car has been with a Privelege nominated garage to repair damage following a black ice no fault accident. The car has been at the garage 6 weeks now and every week I have been told there is difficulty getting Ford parts. The ample availability of parts has been confirmed by a local Ford dealership I visited today. The…
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Cashback from Moneyexpert
Hi I'm wondering if someone out there can help me. Back at the start of december i used moneyexpert to switch car insurance with the promise of £25 cashback. I waited the 14days before applying, filled out the relevant application form and had the claim accepted. Its now been over two months and I still havent heard…
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Pot hole
Hi, Under the FOI act I have followed an Internet link that has provided a request for all pertinent information in relation to a claim against my local council for wheel damage to my girl friends car, as she hit a very large pot hole 32 inches long, 20 inches wide and up to 6 inches deep. The wheel is shot now. I…
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Bicycle Insurance with Home Insurance
Hi I have a number of bikes that I want to cover on my house insurance, has anybody found a good home insurance company that offer a decent level of cover. I have tried to cover the bikes in a bike only policy and have been quoted over £850 per year.
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Contents insurance witha police caution
Hello, I am looking to get contents insurance and the online application forms all ask if anyone in the house has convictions or cautions. Over five years ago I received a caution. It's a long sad story that I don't feel a need to go into here, specificaly I am wondering if I need to declare this. From my googling it looks…
