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Regularly Change life insurance policy ?
Hi very quick question is it a good idea to regularly change life insurance policies to other suppliers or are you better to keep the same one for along period just in case the policy required The reason I ask I have had the same policy for about 7 years never used it but realise that I get a much cheaper dealer from…
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Life insurance changed my premium after medical report
Hi, The day before the new rules came into play about not taking gender into account with insurance I applied for new life insurance expecting it to go up after that date. I received a reasonable quote via a broker site and filled in all of the forms as accurate as possible and was told that based on the information I…
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Crashed into, offender refusing to cooperate with insurance
Hello, (Please bear in mind that I am going off what my partner told me here) Back in December my Partner's Mini was reserved into at speed in (Barnsley) Morrisons petrol station by a guy in a Citroen Saxo. He then proceeded to verbally have a go at her for not beeping loud enough (as it happens She did use the horn, a…
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Aviva/Barclays Contents Insurance Claim
I am writing to you as a last resort. I would really appreciate your help and assistance with my contents insurance claim with Aviva In May 2010 I was informed by my ex partner via email that the landlord and my ex partner had removed all my belongings from a property which I had rented for myself and my son. As a victim…
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Help! New insurer saying a claim was made
Hello hope someone can give me some advice. Last year someone clipped my wing mirror and as per my insurers terms and conditions I rang them to advise that an incident had occured. I later decided not to make any claim. At the end of the year, my insurer sent me a renewal letter stating I had 1 years no claim bonus. I…
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bloody car insurance
I have just got some quotes for car Insurance for my Daughter, and the Insurance companies have made me seething with rage. At the end of the quote - when you start to read what they have and have not covered you for - They insist and I mean INSIST, that she has 1. Private Insurance (health) included, and 2. Hire car…
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Insurance Category for Reliant Robin
Hi there, I was hoping someone could advise me on whether I could insure my recently purchased Robin reliant as a tricycle? It's about as fast as a mobility scooter and as the name suggests, incredibly reliant. The only minor risk is that of tipping over but i've found that using 8 breeze-blocks placed at the rear of the…
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Home insurance miscalculated, plus cancellation fee
Hi, We took out b+c ins via AA last Apr for our flat, moved to a rented house 29/01/13, cancelled dd and telephoned them to cancel policy. I would have transferred, but I childmind out of the house we moved into, owned by my parents, and their policy doesn't cover damage by mindees. After much confusion, we finally…
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RSA E-Choice Warning
Be very careful before purchasing any insurance through RSA E-Choice, there are plenty of reviews on here about the way they will debit your account without authorisation and their premium rate line to sort any problems out, I wanted to tell of my experience actually having to make a claim through them. I have had poor and…
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Need to get car insurance renewal down - please help
My car insurance is due for renewal today. I have searched everywhere I can think of but the cheapest really does seem to be from my existing insurer! I have tried re-applying as a new customer but that's much more expensive! However, they have only offered me a price £6 cheaper than last year. I asked if they could beat…
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Car Insurance Query - Help Please
I have just had my car insurance renewal through from Admiral. It had gone up 100% from last year even though I have not had any accidents, points, speeding fines or claims made by me or my wife (who's a named driver on my policy) in that year. We both have protected no claims of 15yrs. I rung to query the rise and ran…
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burglary - jewellery repayment
Hi all, Am very new to this site so please forgive me if this has been done before. I was burgled on 7th February. They ripped off a window to get in. Took only my jewellery box which of course had all my stuff in it. Direct line came out a week later to assess damage etc. Window is replaced (this week) and money in…
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am i bound by verbal payout agreements
please help, i was invovled in motorway accident where a car was stopped due to mech breakdown, i mamaged to stop before collision but was hit hard from behind by another car and suffered injuryand i am still in pain. i got a call from their ins company and offered payout wich i accepted verbally. am i leagally bound by…
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Had a prang in rental car - will this affect my own personal car insurance?
Hi, I had an accident in a rental car the other month and police have simply stated that I 'lost control' when i ploughed into lamp post. Essentially I swerved to avoid oncoming truck. No witnesses and they have no other evidence to suggest there was anyone else involved. Truck did not stop. Luckily I had full cover taken…
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Problem Insuring and Taxing 2 cars
I have a car, (Car 1) fully insured with Post Office insurance, taxed/MOT'd etc until July. Nothing wrong with it, and I intended keeping it, as I bought it new. I received a new car (Car 2) as a birthday present last month, and to make sure I liked it, (as I'm rather attached to Car 1) before selling my original car, I…
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car write off
Hi Car was involved in an accident just a minor dent in a panel and after getting quotes and in discussion with the insurance assigned engineer. He advised that repair would be £2000 and value £2500 that he would be happy to write it off as a cat d. He asked if we wanted full payment minus excess or buy car back for…
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Life Insurance for someone in the Armed Forces
Hi all, Long time reading, first time poster! I am wondering if anyone on here specialises in brokering Life Insurance for Armed Forces personnel. I am also looking for "own occupation" Income Protection. I know that both are quite hard to come by for someone in the Armed Forces. I am also aircrew so that makes things even…
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Possibly the oddest insurance question asked on this board today....
.... do you think the police will give me 6 penalty points without a conviction if I ask them nicely enough? :D A few weeks back I got caught by a static camera doing 35 in a 30. Hands up, fair cop. I was in a little bit of a rush at the time. I admitted the offence and was offered the option of the speed awareness course.…
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Defective Title Insurance
We own a farm an hope to enter into a contract with a Wind Farm Developer for a number of large turbines in that we will rent them some ground and get a % based on the electricity generated. The Problem: apparently our title is "defective" a term which I admit rankles mainly for the fact that it isn't. As we live in…
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Company car driver car insurance when retired
I have been told when my husband retires he will have difficullty getting car insuranse. He has a company car and i do not drive. Is this true.
