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Health Insurance - HSF - Chiropractor?
Am I being completely naive here? I am a dependant on my SO's health insurance through work from September - HSF. I put in a claim for the chiropractor which I first went to last week @ £60 for 2 adjustments. Today I get a letter through the mail asking me when I spoke to my GP about this...when the symptoms started and…
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income payment protection
I am wanting to get an insurance that will pay my mortgage and cars/loans etc should I loose my job, after seeing a good friend of mine loose his job and then nearly loosing his house I think its a wise move to make to protect myself if I should loose my job I know nothing about this type of insurance, I already have…
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My rights to know why I was refused insurance
I have been turned down for "life cover" due to medical reasons, but the insurer refuses to tell me why for "confidentiality reasons." They're insisting that my GP enquires on my behalf, but my GP won't because it's not something they normally do, and he says that they cannot refuse to tell me why, because the information…
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claiming on a fleet insurance, need advice please
Hello all, thanks in advance for any advice you can give. I just want to clarify something, I was in a car accident as a passenger in my bosses work van, he said he will not accept me to claim for my personal injuries as his fleet insurance will increase by lots if I do claim. Now the person the driver hit is claiming for…
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Whilst waiting for Car Insurance docs....
Hubby is due to pick up a car on Friday. Looked at it last Saturday. We currently have no car as it was written off by Insurance company. Decided would not renew with current company (renewal date 9th March) Have informed not renewing with them & got confirmation. Hubby has bought Insurance online through Ford Insure,…
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Personal possessions - repair cost, deprecation etc.
Hi, I am filling a from for items covered under my home insurance's personal possessions section. I am required to provide the following: 1) The price I originally paid 2) The replacement cost 3) Deduction for wear and tear 4) Amount claimed = 2) less 3) In my case I bought a guitar second hand (have evidence to support…
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Car Insurance Cancelled....Huge bill.
I've run into a pretty big problem tonight while I was trying to get a better deal on my car insurance so I would appreciate any input from here. I recieved my car insurance renewal through today from Direct Line so I did a few comparisons then called them up to see if they could get the cost down a bit which they did by…
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Quotemehappy and the missing £227
The first I knew about Quotemehappy automatically renewing my Car Insurance without asking me was when I received my credit card statement. It showed that a sum of £277 had been taken out of my account without my knowledge. A telephone number was given on the statement. This turned out to be that of the parent company…
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Contents insurance for flat above pub
We are moving into a flat above a pub and cant get anyone to give us contents insurance. Our contents will not be covered by the company that owns the building/pub so we don't know what to do. Can anyone recommend a company?
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Insurance liability in share of freehold
Dear all I am in a situation where it appears there *might* be a leak from my bathroom into the flat directly beneath me. This is shared freehold 12 flat property. My question is: by calling out a plumber to investigate the problem do I transfer liability on to myself in case work does need doing? Or should I speak to the…
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Car Insurance - Premium Doubled
Hello all, I thought I'd ask this question here, as my other half has got herself into a bit of a mess with her car insurance. She has certainly messed up a little, but I was a little surprised at the consequences and so wondered if there was anything she can do. She took out a new policy in August last year with Asda,…
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Home insurance for carpets after a leak/flood
Hi Could anyone provide some advice on where we stand with regard to carpets in an insurance claim? We had a flood originating from our shower which resulted in water seeping into 3 rooms and 2 hallways. The carpets got very wet around the walls and we pulled them up to allow both the area and carpets to dry. The underlay…
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We cant get either holiday or house contents ionsurance ?
Well thats not strictly true my wife and I can get cover of sorts for both at a very high price.The problem with contents insurance is that I nam a discharged bankrupt (2 years) and my wife has just become bankrupt in the last month, all caused by ill health and my residual debt ie motgage shortfall after our house was…
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Motorbike insurance worry!
Hi My motorbike got stolen from outside my workplace yesterday..in broad daylight. I moved house in September 2012 and bought the bike earlier in the year. Unfortunately I forgot update my insurance policy with my new address...I did both my reg doc and driving license. I have actually moved to a far lower risk area but my…
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Warranty Group and written off tv
Hello, I have a problem I sent my TV off to be repaired and it has been written off (Panasonic 40"). The Warranty Group are offering me £279.99 to replace the tv but it cost me £399.99 to buy. I have looked to see what I could get for £279.99 and it isn't anything near what I had repaired (or not repaired). I bought it…
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Can a Car insurer do this to us?
Hi, my mum has AA car insurance, however it was due to expire and auto renew if she didn’t cancel. She missed the cancellation date but didn’t think the policy would have renewed anyway as the card details they said they would bill on the documentation was an expired card. I checked quotes for her and for the same coverage…
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'holloway' income protection
Does any one know more about this type of income protection insurance? I am looking to take income protection and apparently this type of policy also pays a tax free lump some at retirement, as well as providing skiness benefits etc. Is it worth it? Roughly how much would one receive at retirement (obviously I know that…
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How to get rough idea of cost of car insurance?
My husband and I have always driven his company cars. He's just been made redundant though, and so we may need to buy a car of our own for the first time. We have no idea of how much insurance will cost though, and so whether we will be able to afford to buy the car and pay the running costs - if insurance will be £400 it…
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Home Insurance Renewal
Hi I am trying to assist a pensioner with the above so would be great full for some advise as he had taken out emg cover with his last policy but had to pay extra for that as it was with separate company He took out the policy with Halifax He has 5 bed house with 1 bat, 1 kitchen, 1 through lounge not sure the age of the…
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Providing proof
I've been driving around for the last 5 years as a named driver on my wife's car insurance policy. Now I need my own car and insurance but when it comes to getting a quote, can I put myself down as having 5 years no-claims bonus?, as I (we) haven't made any claims during that 5 years. But obviously I don't have an…
