Contents insurance for flat above pub

FrancesClash

We are moving into a flat above a pub and cant get anyone to give us contents insurance. Our contents will not be covered by the company that owns the building/pub so we don't know what to do. Can anyone recommend a company?

dacouch

Does it have it's own self contained entrance eg only you have access to the flat and this entrance goes out onto the street / outside?

FrancesClash

No its kind of weird, there is an entrance that you can use so you dont have to go through he pub but you can also get to the flat from inside the pub. The office for the pub is actually located inside the flat, so staff can gain access to the flat when they need to cash up etc. My partner is the manager of the pub although we dont own it.

dacouch

Virtually impossible to Insure.

Try speaking to the broker who arranges the pub insurance, they can often twist the arm of the same company who insure the pub to offer cover.

Other option is that some Pub Insurance Policies allow for cover to be added for the managers contents.