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Uninsured losses
Hi, I was involved in an accident a couple of weeks ago and my car has been written off. The other driver has accepted full liability and I've had the money for my car. But I've incurred about £85 worth if charges for the excess waiver on the courtesy hire car and parking as I have a permit which I couldn't use with the…
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Home Contents, wear and tear deductions.
Hi. Our complete household goods went into storage in Feb. 2011 when we sold the house. In Dec. 2012 our goods were delivered to our new house, having been in storage for nearly two years. We found several items had been damaged either during removal or during storage, including a fridgefreezer, a carved wood bed frame and…
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protect your bubble car insurance
Can any one give me any info about this company and a normal land line number?
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Water leak caused by either accidental or leaking pipe
Came home today to find a crack in my hallway ceiling and water dripping down. Now it was either a leaking shower head which was left on or a leaking pipe which was found under the bath. Are we covered by either of these?
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dual postcode car insurance
I work away during the week and am finding it difficult to get a realistic quote for car insurance based on 2 addresses - as soon as you say I live somewhere during the week and a different place at the weekend the underwriters say they won't insure 2 addresses. When I can get a quote it os >£2000 (versus £300 for just one…
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Minor Accident - Me at Fault
Hello Not actually me at fault it's my OH but my insurance policy. This is what happened - we were parked against the kirb - another car behind us. OH forgot we had a newly fitted two bar and reversed into parked car. We got out - got the owner out of the shop - swapped details and took photo's. The damage was incredibly…
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Refused Life Assurance
Hi there I applied online to Beagle Street (whoever they are?) for life assuarnce for myself. I was refused! I did have cover up until a few years ago when I stupidly let it lapse. I have a mortgage with 20 years left on it and a value of £80,000. I am a single mother and have a 13 year old son. I am very worried that…
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Paying to end car insurance
My wife sold her car so we called 1st Central to cancel her policy after 10 months and I was expecting a small refund as we paid up front. Instead we are having to pay on top of this to end the insurance, which seems excessive to me, is this normal?
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Fred or Fredrick?
I was never christened so I cannot say my christian name is Fredrick but Fredrick is what is on my birth certificate, however I am normally called Fred. Will it matter whether I apply for car insurance as Fred or Fredrick? p.s Fredrick isn't really my name but my real name can be abbreviated as above.
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ADVICE - Travel insurance Snowboarding Andorrra ?
Hi All Just wondering if anyone can recommend a reliable online company that actually 'pays out' if i do have an accident ? Seen loads out there but the smallprint is a minefield...... Cheers
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Insurance Incident not pursued and raised premium!
Hello I contacted insurance company as had an incident involving a leaky toilet and subsequent raised floor around toilet area. Nothing major but said they'd send an assessor round. Anyway, we decided it wasn't worth the bother. Premium gone from £120 to nearly £300. Plus just about to get landlord insurance for it as…
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Stripped of No Claims after Multi Car policy with ex-partner
I'd really appreciate some feedback: My car insurance is due, with the cheapest quote coming in at over £600. I have been driving 10 years, with no claims, and my car is a 1.3 Jimny. The problem is my NCB was stripped when I split with my ex-partner 2 years ago; we were together 6 years but during the last year we had a…
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Home Insurance Renewal Question
I have been asked by my mum to look at renewing her house insurance. Her current provider, Aviva, is asking for £1100 annual premium. I went to Confused.com to get a quote. Having put in as many details as possible equivalent to the Aviva policy details I have had quotes returned for under £200 annual premium. Am I missing…
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Small claim - worth the effort?
Ok, minor collision with only £64 worth of damage. Not my fault (obviously :A) I was passing a long line of parked cars on my side of the road. Spot the approaching car passing a junction. Clocked she wasn't slowing down despite the imminent head on. I brake and tuck as tight a I can get to the parked cars and hold tight.…
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No claims after 2 year gap
Hi every one, I have not had a car for over two years and so I want to know if the n-c bonus I had back then will still apply or does it start from scratch.
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Will going from motor trade insurance to normal transfer my experience?
A friend of mine has cover under motor trade insurance which also covers him for personal and leisure journeys. He wants to know, if has been under this policy for many years, and then changes job and so has to go under normal personal car insurance, will his experience be taken into account by the new insurance company,…
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Car Insurance - Write off query
Basically I was driven into from behind whilst stationery at a roundabout giving way to on coming traffic, luckily no one was hurt apart from whiplash. But my car has been declared a write off at costing £1900 to repair. It is a vauxhall corsa on a V plate. I am concerned that the insurance company will offer me silly…
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Scottish Widows - Protection
Hi, I recently signed up to Scottish Widows after a review and am now paying £42 a month to cover me and my family. The policy pays out for death and critical illness etc. Even if something, God forbid, happens to the little one. I have read a lot of negative things about these types of insurances but for around £10 a week…
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£100 extra even though car is in lower insurance group?
Hi there, I just bought a new car today which is smaller and a lower insurance group (2 groups lower) than my previous car, yet when I just called the insurance company they've quoted me £100 more than what I'm paying to continue my insurance with this car. I had to take it or I'd not have been able to take the car home,…
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Protected no claims bonus?
I currently have 8 years no claims on my car insurance and have protected no claims. However 9 months ago i had a bump in the car and had to claim. Now my insurance is due for renewal, and have been told by a friend to expect my premium to go up quite a lot, despite the protected no claims. Therefore i am planning on…
