am i bound by verbal payout agreements

insurancepayoutproblem

please help, i was invovled in motorway accident where a car was stopped due to mech breakdown, i mamaged to stop before collision but was hit hard from behind by another car and suffered injuryand i am still in pain. i got a call from their ins company and offered payout wich i accepted verbally. am i leagally bound by this ?

InsideInsurance

A verbal "contract" is as binding as a written one however it tends to be much more difficult to prove. That said there are matters of undue influence, appropriateness etc. The amount involved in the case can also impact things along with any new material evidence that has come about.

Generally I doubt many insurers will have too many issues with you changing your mind however that doesnt mean they will offer any more and may simply restate their previous offer as a Part 36 offer

Quentin

If you have received and banked the money you accepted then you may have a problem and should get legal advice.

If you didn't want to accept the offer and receive a cheque then return it saying you don't wish to accept the offer.

Either way you now need to get a specialist injury solicitor to act for you

Google for cash back injury solicitors to find firms who pay you for giving them your instructions on top of all the compensation they win you.

InsideInsurance

Just be aware that they will almost certainly part 36 the offer almost immediately which may mean no solicitor will want to touch it as you becoming liable for their legal fees should the part 36 offer be considered reasonable.