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Best way to approach investment
After a lifetime of no money I am about to inherit around £60K. I've no experience of dealing with this amount of money - to many it's small to me it's immense. Any advice about the safest way to look after it - I'm at Barclays now but am uncomfortable with its military investment portfolio. What bak should I consider,…
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Bank account for charity with non-UK trustees
The charity I work for has just transitioned from an unincorporated association to a CIO, with a small change of name. Good practice is to set up a new bank account. We are an international organisation with six non-UK trustees (including Chair, Bulgarian) and two UK trustees (including Treasurer). We are with HSBC and are…
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Business bank account for Ltd by guarantee
Hi there, I’m hoping someone can point me in the right direction! I’ve recently acquired (along with other flat owners) the freehold of our property which are 4 flats. We’ve opened a limited by guarantee company for the purpose of holding this freehold on behalf of the flat owners, and each of us have subsequently become…
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New Santander login
Has anyone else wasted 45 min trying to use the new login? I still can't get a photo good enough for the app.
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Bank account access/ contactless
I had my non-contactless card changed over a year ago to contactless because of this and health problems I have not accessed my accounts for over a year. I was told at the time that the only card available was contactless, then I read in the mail that they could actually switch off this ability, rendering it…
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Wise Lost My Money since 6 months
I submitted a complaint with Wise because a transfer that I sent in November 2023 from Wise bank account didn't reach my Revolut Business account. I contacted Revolut via the in-app chat on the 10th of February 2024, as I noticed that a transfer sent from my Wise account to my Revolut account was not received. I explained…
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Cheque rejected by Bank despite the cheque from another bank
I have a cheque from Lloyds being a share dividend which I tried to pay into my TSB account but was rejected because it was dated over 6 months ago. As far as I was aware a cheque written by a Bank could not be rejected by another Bank as funds are guaranteed between Banks despite the date on the cheque being greater than…
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Danske bank switch offer
Hi all so I do often hop around banks taking advantage of the bank switching offers. I'm currently looking at danske bank who are offering £200 to switch to one of its accounts however it says you have to live in northern Ireland or be an account holder for one of its savings accounts. I live in the UK but my question is…
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Nationwide take over of Virgin Money
I've got several savings accounts with Virgin Money plus credit and debit accounts.... will they be affected? https://news.sky.com/story/nationwide-agrees-terms-for-2-9bn-takeover-of-virgin-money-13088922
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Anyone get the recent last month Santander switch bonus?
I am wondering did anyone get last month Santander switch bonus? 1. need transfer 2 active direct debit 2. Bank in £1,500, and can withdraw the next day.
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Hyperjar Cashback offer in MSE email Dec 2023
Hi, I've signed up to Hyperjar using the link in Martin's email: The articles says: "Up to 2.5% cashback for the first three months (5,000 available)." I have followed the terms of the offer and ordered the free physical card. How do I tell if I am one of the lucky 5000? Don't want to switch spending to this card unless I…
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Council Tax Maths
Council Tax bills are coming out this week. The councils are playing a game. They claim it's only going up 5% if you just read the headline figure and put it away you are likely being fobbed off. I have no idea how they get to this number because £2158.44 to £2,335.06 is 8.18%, not 5%. Check yours…
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Mystery deposit
I've received a sum of money in my bank account from CB customer services but don't know why. Has anyone else had similar ? My fraud team couldn't help but as advised not to repay directly but through them. If it's a scam I can't see how.
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Santander Edge saving account interest
I opened my Santander Edge Saver on 24/3/24 and put £4k in immediately. I expected my first month interest today but so far there has been nothing. However, I paid the money in directly to the saving account from non-Santander accounts rather than move it into my Edge current account first and then move it into the saver.…
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Problem with Santander Online Banking via Tethered Mobile 4G
HiI'm having ongoing problems with Santander's online banking using tethered mobile 4G. I've done a bit of google searching but can't find an obvious solution. Just wondering if anyone has a similar problem. The problem is more or less every time a try and logon. At various stages it just takes me back to the login page.I…
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Best Savings account for self employed, seasonal worker
Dear All I am a self employed tourist guide. Most of my income is made between April and end of October. I would like to maximise my tax kitty as it is sitting in my account for over a year before needing to be given to the HMRC. I am also happy to change my current account from Virgin Money. This is daunting for me as I…
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Banking Hubs.
Hello. I've just seen in the local rag that a banking hub is earmarked near by, what are your opinions on them? Good idea or just a gimmick before cash disappears in the near future.
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NATIONWIDE CANNOT FIND MY €2000
Having researched this at length, I now realise that Nationwide seem to have a historical problem with incoming SEPA receipts. They are telling me they cannot trace nearly €2000 that was transferred from Britline in France to my Nationwide account. They insist that without an 'MT103' they will not find it. The French bank…
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Hating the look of the Nationwide Banking app
Just got the new app. Hate it!! The text is soo big . Just checked - you can read it from more than 2 metres away!!. No more checking the account in a public place. So big that I have to scroll through 2 screens to check my accounts. Worse of all the actual page the balance and the date are half the size of the transaction…
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NatWest/RBS/Ulster £200 Switching Offer 15/2/2024-2/4/2024
Good morning, NatWest have now launched a £200 switching offer today. See: https://www.natwest.com/current-accounts/switch-your-banking-to-natwest.html EDIT: RBS and Ulster have also launched the £200 switching offer. See: https://www.rbs.co.uk/current-accounts/switch-your-bank-account-to-rbs.html…