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Santander Edge saving account interest

CrickJon
CrickJon Posts: 81 Forumite
Third Anniversary 10 Posts Name Dropper
edited 13 May 2024 at 10:31AM in Savings & investments
I opened my Santander Edge Saver on 24/3/24 and put £4k in immediately. I expected my first month interest today but so far there has been nothing.

However, I paid the money in directly to the saving account from non-Santander accounts rather than move it into my Edge current account first and then move it into the saver. Could it be that I'm not entitled to the interest for this reason?

If so, is it as simple as transferring the money out of Santander, then into Santander's current account and THEN into the Edge account?
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Comments

  • pfpf
    pfpf Posts: 5,202 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    interest will be added tomorrow. always +1 day from opening date.
  • CrickJon
    CrickJon Posts: 81 Forumite
    Third Anniversary 10 Posts Name Dropper
    Ah, many thanks mate
  • ColdIron
    ColdIron Posts: 10,327 Forumite
    Part of the Furniture 10,000 Posts Hung up my suit! Name Dropper
    Yes, my monthiversary is the 17th and it's always very late that day or the next day. I didn't use the Edge c/a to move the cash into the saver
  • Frogletina
    Frogletina Posts: 3,927 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I opened mine and paid in on 24th March. Not received my interest yet which I am surprised about.
    Not Rachmaninov
    But Nyman
    The heart asks for pleasure first
    SPC 8 £1567.31 SPC 9 £1014.64 SPC 10 # £1164.13 SPC 11 £1598.15 SPC 12 # £994.67 SPC 13 £962.54 SPC 14 £1154.79 SPC15 £715.38 SPC16 £1071.81⭐⭐⭐⭐⭐⭐⭐⭐⭐Declutter thread - ⭐⭐🏅
  • CrickJon
    CrickJon Posts: 81 Forumite
    Third Anniversary 10 Posts Name Dropper
    I've still not had anything. Opened it on 24/3 also. I chatted them and they said it may be done today but not show until tomorrow. I'll be contacting them again if there's nothing tomorrow morning.
  • Frogletina
    Frogletina Posts: 3,927 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    My interest finally arrived this morning dated today, £23.71
    Not Rachmaninov
    But Nyman
    The heart asks for pleasure first
    SPC 8 £1567.31 SPC 9 £1014.64 SPC 10 # £1164.13 SPC 11 £1598.15 SPC 12 # £994.67 SPC 13 £962.54 SPC 14 £1154.79 SPC15 £715.38 SPC16 £1071.81⭐⭐⭐⭐⭐⭐⭐⭐⭐Declutter thread - ⭐⭐🏅
  • Ayr_Rage
    Ayr_Rage Posts: 3,799 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Don't forget to move the interest elsewhere, any balance over the £4000 doesn't accrue interest.
  • Nath4n
    Nath4n Posts: 2,163 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Ayr_Rage said:
    Don't forget to move the interest elsewhere, any balance over the £4000 doesn't accrue interest.
    Does this mean the entire £4k+ doesn't accrue interest if the balance is over £4k, or just the portion which is over £4k doesn't accrue interest? Thanks.
  • CrickJon
    CrickJon Posts: 81 Forumite
    Third Anniversary 10 Posts Name Dropper
    Nath4n said:
    Ayr_Rage said:
    Don't forget to move the interest elsewhere, any balance over the £4000 doesn't accrue interest.
    Does this mean the entire £4k+ doesn't accrue interest if the balance is over £4k, or just the portion which is over £4k doesn't accrue interest? Thanks.
    £4k accrues 7% interest, but nothing above it so best to move out the interest every month. 
  • CrickJon
    CrickJon Posts: 81 Forumite
    Third Anniversary 10 Posts Name Dropper
    My interest finally arrived this morning dated today, £23.71
    Same :smile:
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