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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances 💸 Some useful links to MoneySavingExpert.com guides * How to open a bank account *…
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Cifas marker removal
I have recently found myself in financial difficulties and with the help of another thread I think I can get myself sorted. My query here is how to deal with a Cifas marker that has been logged against me by one of my creditors for "evasion of payment". Admittedly yes I did get a £5000 loan with them and have not paid any…
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Virgin Money 12%
Just in case no one has heard of this, (I haven't yet seen it on Money Saving Expert, apologies if I'm late to the party!) Virgin Money is offering 10% for switchers into some of their current accounts, one of which gives 2% interest. It's only on £1000 and only for a year, you have to switch with two direct debits, good…
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First Direct 7% con
My account matured. £300 per month x 12 so £3600 saved @ 7%. My interest was £135 around 4% !!!! Oh, it’s how the interest is calculated said customer support, your fault for not reading the small print. Learn from my mistake 😩
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Danske £200 Switch Offer 18/4/24 (NI Only)
Good morning, This is probably quite a niche one as you need to live in Northern Ireland to open an account with Danske as a new customer but Danske currently have a £200 switching offer for those who don't currently have a Danske current account. See: https://danskebank.co.uk/personal/products/current-accounts/switch-200…
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Revolut transfer
I would like to transfer some money to my grandson’s Revolut account for his birthday – hopefully without charge from my credit card or bank account. A bit clueless as to how to go about this so would appreciate any help please.?
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Joint account help/ideas needed
For various reasons I need to open a joint account, Starling fits the bill but I have had an account with them in the past and foolishly shut it down which means I can't open another one. I would appreciate any input as perhaps someone will give me an idea I haven't thought of, having looked at all the other banks I can't…
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HSBC Advance £125 bonus + £80
Firstly, an update on the HSBC bank bribe. I opened the Advance account on 1st November, it took a couple of days, but my application was approved quite quickly, then it was just waiting for the account set up and card to arrive in the post (which it now has). These are the steps to qualify for the £125 bonus, in case…
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Ulster Bank BEWARE
Seduced by the promise of a good interest rate, and in the absence of any **warnings** on the comparison websites, I opened an Ulster Bank savings account although the process was far more labyrinthine than it usually is when opening an account. I paid quite a lot of money into it. The paying-in process was very easy. TOO…
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How do I re-open a Kroo account?
Do Kroo allow you to re-join? If so how is it done as the app has no options available? Thanks.
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Will Payment go through?
Will payment made by DWP by BACS I think go through into a account if the sort code and account number are correct but the name is Martin Lee but says M Lee?
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Chase standing order
Just wondered if anyone has had any issues with standing orders and Chase bank. In November 2023 I set up a standing order for £200, on my Chase account, to be paid into a regular savings account I had created for one of my grand children. This was a monthly payment until cancelled. In February 2024 I noticed that the £200…
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Santander £185 Switch Offer: 18/03/24
From Santander website: Switch to Santander Edge, Santander Edge Up, Everyday or Private (v2) current account and get £185 Switch using the current account switch service. Within 60 days of telling us to switch your account, set up 2 active Direct Debits and pay in £1,500. Sorry we can’t offer this if you’ve received a…
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Chase UK Statement Problem
I have a current and savings accounts with Chase UK and each month I view and download the pdf statements for my records. Today the April statements are issued but if I try to view them I get this message:- Please Try Again. We're having trouble getting your statement right now.I thought at first it was just that the…
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Sainsburys Bank ATM Cash Withdrawal Problem (Cash Trapping Scam )
I went to an ATM at a Sainsbury Large Supermarket to withdraw cash. The ATM was Sainsburys Bank .I used my Nationwide Flexplus Card to withdraw £70 with a receipt .The cash appeared in the slot I removed the receipt and card went to remove the cash and it shot back into the ATM faster than "Ronny Barkers Till in Open ALL…
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HSBC global money account bonus
I signed up to get the HSBC global money account in October, the one that advertised the free £125 followed by the free £80 which was due to be paid 'early May'. MSE mentioned it here: https://www.moneysavingexpert.com/tips/2023/10/24/#hiya Had anyone done the same and been paid their £80 yet? Just wondering when in May it…
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HSBC Global Account £80 bonus
I'm starting this thread for people to please share when they receive the bonus. This is from the 2 part deal (£125 + £80) that started at the end of last year. The 2nd part of the offer (£80) is due to be paid 'early May' in to the Global account.
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Santander online banking offline repeatedly
Is anyone else finding that Santanders online 'service' has become increasingly 'out of order' ? In January mine was offline for 4 consecutive days.On ringing their helpline I was told they saw no issues flagged on their system. Yet going to a certain website logging problems showed that customers had logged them in…
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New Santander App
I see they are putting out a new app. On the video it says one can freeze ones account. That sounds useful. But can one unfreeze the account from the app as well anyone know?
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Nationwide and strange things with a refund processed by Apple Pay and Paypal
Hi
community! I was
wondering what may be going on regarding the following please, I almost never
purchase/pay to use Apps on the App Store so I don't have a clue what's
happening- So I
purchased, say a £9.58 monthly subscription, offered by an app I got via my iPhone'
App Store and to make the purchase I used my Paypal's…
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Coventry BS bids for the Co-op Bank
One of Britain's biggest building societies has tabled a surprise takeover bid for the Co-operative Bank – a deal that would effectively remutualise one of the country's most recognisable high street lenders. https://news.sky.com/story/coventry-building-society-tables-bid-to-remutualise-co-operative-bank-13024020