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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances 💸 Some useful links to MoneySavingExpert.com guides * How to open a bank account *…
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Halifax Reward current account
I got letter (Inbox) to say Halifax Reward current account is changing to normal current account, April 24 Fair Doos as I have been slacking lol 😂 as gave up sorting accounts out lol! anyway Can I change it back after April? Or should I move account to get a reward else where had account for years (not main bank account)
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Cynergy Bank
Opened an online easy access savings account with this bank yesterday. Received the user ID but then got locked out of my account as the 2 step authenticator did not work. So I called today and failed the security questions?! How is this even possible? I was asked several questions I was not asked in the application and…
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Virgin Money 12%
Just in case no one has heard of this, (I haven't yet seen it on Money Saving Expert, apologies if I'm late to the party!) Virgin Money is offering 10% for switchers into some of their current accounts, one of which gives 2% interest. It's only on £1000 and only for a year, you have to switch with two direct debits, good…
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Raisin as a feed account?
I want to manage a pension drip feed into my current account. I thought I’d open a raisin instant access and put personal savings into it and drop 20% income tax limit into raisin and then extract the desired amount monthly help with budgeting and optimising 5% interest but I’ve read that Raisin are not great at automation…
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Bank or Building Society?
Hi everyone, I'm new here so please excuse my question if it has already been answered. Basically, I suffer with severe anxiety and my bank point blank refuses to allow me to pay any money in via a real-life cashier and tells me that I have to use their deposit machine. I have tried on a couple of occasions and to be…
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Caught my bank lying. How can I negotiate a higher compensation?
I raised a complaint with a bank after noticing something in their system not working correctly. I did not suffer direct financial loss but the situation did cost me £100 indirectly and 2 months of correspondence and waiting during the complaint. The issue has likely caused problems for other customers without them…
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Santander cashback
Hi Guys and Gals, i have just asked for a refund from my energy supplier as in credit and have recently joined Santander, for the cash back on utilities and the savings account. Just realised that if i get a refund will i lose cashback as will counter act what ive paid? altho not through santander?
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MS Money adding funds from a 3rd party
I am still using MS MOney (why did microsoft ever let that die?) anyway I have an account set up in it that received money from one of my accounts in money, but also from my missus whose account I do not have in MS Money. How should I enter that money into that account, I assume just as a "deposit from"
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Savings/investment DDs and debit card deposits- An updated list
Welcome
to this thread. I have decided to create this thread to provide a
regularly updated list of savings and investment accounts that can be
paid into by direct debit and/or debit card for the purposes of
satisfying the various bank switching offers and reward accounts that
are available. This
thread is intended to be…
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payments from german bank to Lloyds bank
I am expecting money into my Sterling Lloyds account from a German bank. I gave the company i did the work for an invoice in Euros so they have paid Euros. They made the payment on 30th April and we are now at 8th May and I am still waiting for the money to come into my account. Is this normal ? Lloyds say that the German…
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Bank of England holds base rate at 5.25% for the sixth time in a row
The Bank of England has held the base rate at 5.25% for the sixth time in a row. This rate is used by the central bank to charge other banks and lenders when they borrow money – and so it influences what borrowers pay and what savers earn. Read the full story: Bank of England holds base rate at 5.25% for the sixth time in…
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Sainsburys Bank ATM Faulty or Cash Trapping Scam
I went to an ATM at a Sainsbury Large Supermarket to withdraw cash. The ATM was Sainsburys Bank .I used my Nationwide Flexplus Card to withdraw £70 with a receipt .The cash appeared in the slot I removed the receipt and card went to remove the cash and it shot back into the ATM faster than "Ronny Barkers Till in Open ALL…
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HSBC Advance £125 bonus + £80
Firstly, an update on the HSBC bank bribe. I opened the Advance account on 1st November, it took a couple of days, but my application was approved quite quickly, then it was just waiting for the account set up and card to arrive in the post (which it now has). These are the steps to qualify for the £125 bonus, in case…
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Transfer to closed account
Good morning, I'm looking for advice as my mother who is in her very senior years transferred me money earlier this week into my bank account using telephone banking, this was from a BOS account to my Santander account. Unfortunately I had very recently closed this Santander account. I had messaged her trying to warn her…
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HSBC blocked account after mortgage deposit
I just wanted to share a bad experience I have been having with
HSBC over the last couple of weeks with regards to my account being frozen over
two transactions. Currently, my wife and I are in the process of purchasing the
flat we currently rent from our landlord. My mum has very kindly gifted us the
deposit to get us…
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HSBC Global Account £80 bonus
I'm starting this thread for people to please share when they receive the bonus. This is from the 2 part deal (£125 + £80) that started at the end of last year. The 2nd part of the offer (£80) is due to be paid 'early May' in to the Global account.
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First Direct £175 switch offer. 26/03/24
First Direct are offering £175 on switches to new accounts opened between 26 March and before the offer closes on April 22 or is withdrawn. Criteria: Go through a full CASS switch process to transfer their everyday banking, including switching at least two direct debit or standing orders within 30 days of opening the…
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Money to unknown account
Some time ago I transferred money to an account which apparently is not that of the intended recipient. What obligations do the banks involved have in regard to discovering where the money has gone ?
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MSE News: TSB to close 36 branches in 2024/25 – here's the full list, plus alternatives
TSB will shut at least 36 of its branches in 2024 and 2025, the bank has announced. In the article linked below we list the branches disappearing and what the alternatives are if you still want face-to-face banking. Read the full story: 'TSB to close 36 branches in 2024/25 – here's the full list, plus alternatives' If you…
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HSBC ADVANCE MONEYBACK OFFER
Took out the HSBC Advance and Global bank accounts for the £125 offer jumped through all the hoops NO REWARD contacted bank by phone on it for 20 mins got no joy will now go to a branch to get some more info.