-
Chetwood Bank ISA - can't transfer to Tembo ISA?
I've tried to transfer my Chetwood Bank ISA to my Tembo ISA today, but Chetwood Bank does not appear in their transfer list - their automated help says that if a bank is not on their list, they have "temporarily paused transfers form that provider" Any advice on how I can transfer from Chetwood?
-
ISA Transfer from Kent Reliance to An Other Bank
Have completed an online transfer request with a new provider who have accepted the transfer but have advised that Kent Reliance require written authorisation. Are Kent Reliance responsible for sending me a form to complete or is this done by the new provider?
-
Trading 212 Cash ISA issues - transfer out or cancel under 14 day cooling off period?
Hi forumites, My partner has quickly lost confidence in Trading 212 and we're wondering if it is more sensible to transfer out or cancel under 14-day cooling off period? My other half and I each opened Cash ISA accounts with Trading 212 one week ago, at the start of 2026-27 tax year. My account opening went smoothly but my…
-
Funding Junior Cash ISA and Adult ISA in the Same year for over 16s (but under 18s)
Hi, I have seen in the MSE article regarding JISAs that 'When a child turns 16 they can open a normal cash ISA in addition to a junior ISA (however, they cannot open an adult stocks & shares ISA or a Lifetime ISA until they are 18).' but I was unable to see if you are able to fund both in the same tax year. In this current…
-
Plum - App Issues
Tried to open a Plum Cash ISA, on the app. Took me through the account setup, and eventually got to the ID & Address verification screen. Both boxes were marked as Verified (I had not sent photos of any documents at this point), and I could not continue. My only option was to press the X at the top of the screen, which…
-
Transfer Out Plum ISA
Has anybody successfully transferred out a Cash ISA from Plum? I initially opened an ISA with Cynergy Bank but as part of the account opening, Plum (Plum Fintech Ltd (Saveable Limited - FCA: 739214)), wasn't listed. I contacted Cynergy once the account was open, only to be told they only accept transfers from institutions…
-
Investec ISA
How about this for a load of utter rubbish in their key facts: "At the end of your fixed term, we'll get in touch to explain your options. By default, your balance will move into an Investec Save Instant Access Cash ISA, and any interest earned will be paid into your linked account. This keeps your balance within the ISA…
-
Gatehouse bank ISA maturity instructions change of mind.
Hello I currently have a Gatehouse isa that is due to mature on the 24th. I have already given instructions for it to roll over into another 1-year fix at my present rate 4.35%. I was told via the maturity options online that l can change my mind up until 21s of this month. My question is, as it's a new isa, wouldn't l…
-
HMRC Tax Code and untaxed interest
I have some untaxed interest on savings. My PAYE income could well be zero for current tax year. My IFA advises I can receive £1,000 personal savings allowance, tax free, and the next £5,000 of interest would be taxable at the starting rate for savings, currently 0%. HMRC have issued a tax code that deducts my estimated…
-
Open new and transfer from old ISA within provider
I have a flexible variable cash isa with Tembo which is now at 3.8%. There new isa pays 4.3 so I wanted to open new and transfer full balance into it. The old isa would then close. They say I can’t because you can’t have two isa’s with same provider. Are they right? I know there maybe better options elsewhere but I’m…
-
Cash ISA transfer - Charter to Vanquis
Has anyone transferred a variable cash ISA from Charter to Vanquis? How quick are transfers? Do they both use electronic systems?
-
Transferring from Virgin fixed rate 1 year ISA to Santander fixed rate 1 year ISA
I currently have £10,000 in the Virgin fixed rate e-isa 683 which I took out in January this year with an interest rate of 4.11%. I'm now thinking of transferring it to the Santander 1 year fix at 4.5%. This would mean that I there would be a 60 day penalty for closing it (worked it out to be £68 and would be £43 worse off…
-
2026/2027 transferring a cash ISA from Trading 212 to another provider
Hi all. I'm looking for a cash ISA provider that will accept transfers of an existing ISA from Trading 212. I tried Virgin Money, but their list of providers that they'll accept transfers from doesn't include T212. Someone recommended Principality Building Society; I've spoken to them, and they confirm that they can't do…
-
ISA Accounts
I have a question about moving money within ISA Accounts. I have set up a new account with a new provider transferred my old ISA and topped up with my full ISA allowance for 26. I have other ISAs that mature later in the year that will need to be moved and possibly merged for better interest rates. I assume that this can…
-
Transferring cash ISA from the PO to HSBC
I can't use the HSBC transfer-in form because it's demanding a 12 digit roll number and the Post Office only have 10 character, alphanumeric roll numbers. Each is blaming the other for the issue. This is despite the PO being listed as one of the institutions for which HSBC's online form is applicable. There's clearly…
-
Virgin Cash ISA Stopped Receiving Interest
Last year I set up a Virgin fixed rate ISA with monthly interest. This went ok and I received the monthly interest as expected. However, I have just realised that I have had no interest since October last year. The ISA matures in June this year, so I was going to wait and see what happens. Has this happened to anybody else?
-
Santander Fixed ISA eVoucher offer
It looks like there are a few here who are familiar with the current deal. I have a hypothetical question about it. I know Santander run these kinds of offers regularly. Does anyone know roughly how long they run before they're pulled? Perhaps all of April for example, to entice a large ISA instake? Or perhaps just a…
-
ISA advice needed please
I am looking to open some fixed rate cash ISA accounts, and Santander are giving e-vouchers for transferring money in from other cash ISA's in full. I currently have easy access ISA with Chip (£10k) and Moneybox (£20k) which I am happy to lock away for 3 and 5 years. Problem is, I can't see Moneybox on Santander's transfer…
-
Santander Fixed ISA
Hi, I wasn't planning to go with a fixed but I have emergency funds and worst case, I withdraw it and lose £300 in fees. Interest rate is 4.5% and a £50 Amazon voucher. I have some questions though - Is it completely online? As in I can set it up online and fund it from another bank account online? Although the interest is…
-
Should I Transfer Or Withdraw/Deposit? - Cash ISA
This might be a dumb question but I'm not sure on what best to do. I have just over £15k in my Moneybox Cash ISA, currently getting 3.45% interest. I've had this ISA for over a year now and I've not deposited any money in this tax year. I also have an outstanding loan of about £5k which has about 12% interest on so I…
