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Investec ISA

How about this for a load of utter rubbish in their key facts:

"At the end of your fixed term, we'll get in touch to explain your options. By default, your balance will move into an Investec Save Instant Access Cash ISA, and any interest earned will be paid into your linked account. This keeps your balance within the ISA allowance and maintains its tax-free status. From there, you can choose to transfer your savings to another ISA provider if you prefer"

So they want to pay the interest away to your external account thus loosing the ISA wrapper round the interest part and then claim this is to preserve your isa allowance: they really do have no idea do they!

https://savings.investec.com/fixed-rate-cash-isa

It's in the "can I withdraw my money" drop down section

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