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New cash ISA limit for those turning 65 during the tax year
I will turn 65 in May 2028. Will I then qualify for the over 65 cash ISA limit from my birthday, or will I have to wait until the following April to qualify?
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Shawbrook to HSBC Cash ISA Transfer
Shawbrook Bank is not in the list of providers supported by HSBC for electronic ISA transfers. So, I have to complete a paper form and send to HSBC by post. Anyone has experience of doing this and knows how much time it will roughly take to transfer a Cash ISA from Shawbrook to HSBC?
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When i'm 65
I turn 65 in May 2028. Like many others under 65, i'll only be able to invest £12k into a cash ISA in 27/28 when the rules change. However, in 28/29, if I wait till my birthday in May and i'll be back to the full £20k allowance into cash if I choose to do so. My question relates to the £8k i'm being forced to invest into a…
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Cynergy Bank ISA
Probably my mistake, but I was wondering if anyone else has had similar. I put my last payment into my ISA on 1st April however it stated as being deposited on 7th April. It left my account on 1st April at 8:52, all other payments have been made on the same day and 1st April was a Wednesday and not a public holiday of any…
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Issues confirming ID with Trading 212
Hi all, I am attempting to set up an account with Trading 212 but have hit an issue with confirming my ID. When I scanned the OR code from PC to Phone I am then taken to some ambulance chasing legal firm called Locksley Law regarding car finance. Unfortunately I thought they were part of the process in confirming my ID so…
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Lloyds bank returned my standing order
I Have an ISA with Lloyds bank, in July 2025 I renewed it as a fixed rate ISA understanding that I could not withdraw money from it within a year, it is due to mature in July 2026. I set up a standing order on the first of every month to pay £100 into the ISA. I currently have £19,000 allowance remaining… This morning the…
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ISA deadline day 5th April 2026
Hi, I have an old ISA but I didn't use any of my April 25-April 2026 ISA allowance so I opened a new cash ISA on the 5th April 2026 and have requested to transfer my old ISA into a the new ISA to take advantage of my 20K allowance before it expired at midnight on 5th April 2026. The transfer was requested on the 5th April…
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Vanquis internal ISA transfer
Anyone managed to "upgrade" their easy access ISA internally with Vanquis, presumably by opening a new issue and have the funds of the old issue transferred into it internally and have the old issue closed? I see a transfer form with drop-downs from other banks along the new issue opening steps, but nothing for an internal…
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Trading 212 Annual Bonus
Hi, I am currently having a debate with T212 as I was expecting an annual bonus. Their AER is 3.6% and as a new customer I was expecting the additional bonus which took the overall to just over 4%. Having contacted them they said it was for new customers, which I am a new customer and that I'd had the account for 2 years…
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Trading 212 stocks ISA £40 bonus
I've recently set up several new accounts with the goal of spreading out & maximising my savings. One of these is the Trading 212 stocks ISA. I applied & used the MSE code & have received the £40 in my stocks ISA. I'm looking in the remaining week before the new tax year to max out my ISA limit for the year. Does the £40…
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Tescobank ISA disappeared from app
If you have a Tescobank ISA and it is no longer showing in the app, don't panic. It is a known issue which they are working to fix. You can still access it via online banking.
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Can one bag two different Trading212 offers?
Is it possible to take advantage of the MSE promotional rate for a Trading212 flexible cash ISA and also open a Trading212 Stocks & Shares ISA to claim the "free" £50 shares offer, or does one preclude the other (is each a "newbie" offer?)? Thanks, Isaiah
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Stocks and Shares ISA 2026. Any good deals for a new 20K Investment?
I'm specifically looking for good cashback offers
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Zopa ISA Builder Challenge
At 3.75% var not the best cash ISA interest rate but an opportunity to win prizes. Detailed T&Cs are in your Zopa app. You must contribute monthly to get prize draw entries. There is no minimum monthly amount, and you can skip months if you need to. All money can be in cash ISA. Prize draws take place on 1 July 2026, 1…
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Deferring S&S Isa and multiple cash ISAs..Thoughts ?
As this will be the last year I can put full the full £20 K into cash ISA's, I am considering this… I normally drip feed into a S&S ISA monthly about £250, plus a few adhoc buys, leaving me £15K to put into Cash. However , this year I am considering drip feeding outside of the ISA wrapper and using up my full £20K…
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Renewing Declaration on Old Cash ISA for Transfer-In Only?
I have some money in 2 old Cash ISAs: ISA1 (from 2023) - interest has dropped significantly ISA2 (from 2024) - still paying an ok amount of interest I'd like to transfer from ISA1 into ISA2. However, as ISA2 is inactive, it's asking me to renew my declaration in order to do so - fine, except I'd also like to open Cash ISA3…
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Transferring an ISA from one provider to another whilst living abroad
Hello all, has anyone had any success in transferring an ISA from one provider to another whilst abroad? Legal & General will no longer be offering ISA's and I'm thus looking for an alternative provider. The challenge I'm having is that all the providers that I've reached out to thus far are not willing to accept a…
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Last minute ISA deposit
Asking for a friend I'm helping out. Are there any providers that are quick and easy to deposit into this late stage? Doesn't matter if it's cash or stocks and shares. They've finally understood the concept of use it or lose it and so now want to deposit anywhere! Most we've tried had a cut off earlier than today but if…
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Drawing from which tax year?
If I have £20k in an ISA 2025-2026, and I add £20k to it in 2026-2027, then draw out £10k, which tax year am I drawing out from? With Moneybox and tempted to transfer another £20k next week, but is there a way to tell which year you draw from? Thanks
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Cash ISA help - transferring money from Halifax ISA to BOS ISA
In April 2025 my husband opened a new fixed cash ISA with Bank of Scotland as it had a good rate (I think it was either 4.5% or 5./5%) and the plan was to put £18k in there. The reason we wanted another cash ISA was a) as the money needed to be kept separate b) to benefit from the good interest rate. By mistake though he…
