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Lloyds bank returned my standing order

Gonk1967
Gonk1967 Posts: 17 Forumite
10 Posts Name Dropper
edited 1 April at 9:53AM in ISAs & tax-free savings

I Have an ISA with Lloyds bank, in July 2025 I renewed it as a fixed rate ISA understanding that I could not withdraw money from it within a year, it is due to mature in July 2026. I set up a standing order on the first of every month to pay £100 into the ISA. I currently have £19,000 allowance remaining…

ISA1.png

This morning the standing order was returned. I thought this was weird so I tried to do a manual top-up and got the following error message…

ISA 2.png

Has anyone else come across this issue? I'm pretty sure i didn't convert it to a help to buy ISA and why would it limit me to £1,000 deposits?

Comments

  • eskbanker
    eskbanker Posts: 40,425 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Must be some sort of Lloyds glitch if you're getting an irrelevant error message about HTB ISA - you may find that someone else reports the same thing but even if you do, I'd suggest that the most productive way forward would be to contact Lloyds…

  • Gonk1967
    Gonk1967 Posts: 17 Forumite
    10 Posts Name Dropper
    edited 7 April at 9:05PM

    Update: I spoke with the bank today, apparently there was a glitch and because I renewed the ISA as a fixed rate I should have only been able to pay into it for 30 days, apparently i was paying into it for 7 months. She didn't understand why it was showing as a HTB error and concluded that it was the only error message available!!!

    I've now opened a new ISA and will transfer the funds from the locked ISA into it when it matures in July.

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