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Warm Home Discount - twice!
Has anyone else received WHD twice? i received rmy first WHD payment in October and another payment at the end of March. Could it be due to being put on a new Universal Credit list and was on an old IR ESA back in October? i moved from IR ESA to UC UC last August a
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Rent Increases Best Time To Report Changes
Hi, I just wanted to pick your brains on the best time to report rent increases on Universal Credit. Would you say to wait until the day of the increase or report the increase ahead of time or at the end of the assessment period? Or does it just sit in the queue until they look at it. Or wait until above dates pic added…
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UC and advance payments
hi, does anyone know if advance payments at the beginning of the claim and budgeting advances/ loans are different. I can’t work out if they are the same or not. I get UC and also LWRAC ( limited capability for work and work related activities) and pip lower rate
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Child benefit for high earners
my husband earns over £100k although sometimes we manage to bring it to just under £100k with pension contributions but not always possible. I earn £25k. We have 2 children but never claimed child benefit (opted for no payments). I am wondering if it is still worth me claiming it and putting it into childrens premium bonds…
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SMI for council tax
Hello, Could anyone please offering advice/support regarding a claim for Severely Mentally Impaired (SMI) for council tax. The GP is happy to declare the patient as Severely Mentally Impaired though the GP did not know where to find the form and didn't have a template form on their computer. They said other patients…
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Caring help
Advice required, My brother gave up work recently to look after both me and my mum. He can't claim carers allowance because it is only allowed for one person at 35 hours. My mum's needs, and mine individually don't add up to the hours required, but added together they are very close. He works very hard for us both. Are…
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Inheriting my late husband's state pension.
Hello, I am confused! The DWP say I can only inherit £6.10 per month of my late husband's state pension. I am getting nowhere in finding out why this is, or how this amount has been calculated. I have submitted the Mandatory Recalculation. The reply from DWP remains the same. When I call , I am just passed for one person…
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Winter Fuel Allowance - If I opt out will hubby get full amount?
My hubby is over 80 so if he was on his own he would be eligible for £300. This year he received £200 and I received £100. I am 69 but still work a little so will just be under the £35k limit. My question is....if I opt out does that mean that I am then not eligible for the Winter Fuel Payment my husband would get the full…
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Marriage allowance reclaim - just got an estimated response date 2027!!
I applied for a marriage allowance reclaim. I heard nothing so just did a query. I got an estimate response date of …..March 2027
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Pension contributions and universal credit
Hi, I've been on UC for years and have recently realised that my income on there does not match my wage slip. I queried this and was advised it was due to my pension contributions being taken into account. But what they are telling me doesn't seem to match the guidance anywhere else where it says pension is disregarded and…
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Equity Release and benefits.
My wife and I will shortly finalising an equity release (with drawdown) on our home. I've studied the matter in detail so I'm fully familiar with all the positive and negative issues but there's something I can't seem to find a definitive answer to. Our combined income is too much to claim pension credit. However if I die…
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Universal credit querry/ council tax
Good afternoon. The father of my children was the main carer for them for about 2 years and after a long story between us, him cheating on me and left me when I needed support the most as I had a little baby and another child, left me with depression and all the costs of living. We been back together for a very short…
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What counts towards £6K threshold - more importantly when?
Hi all So, I'm trying to save more and although I am currently only at £1K across all savings, I do really want to try and ramp it up so want to be mindful of the £6K threshold. I'm only on UC so don't have any additional regular income coming in. My assessment period runs 26th - 25th each month, paid on the 1st. e.g, most…
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Carers Allowance Query
Hi, if both halves of a couple are in receipt of State Pension, and one is a carer for the other, does anyone know how the underlying entitlement works in respect of claiming Pension Credit? Having had a letter confirming the entitlement still stands - despite the imminent receipt of SP - there is a suggestion to claim…
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UC and calculating capital
Hi, I've read how to work out my capital each month i.e. add up what's in my bank accounts and deduct income received in that AP, so for me would be wages, UC and carer's allowance. Is this definitely the correct way of doing it? So on the face of it I have over £6000 in my accounts but after deducting income I am well…
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Council tax benefit
Hi, a quick question regarding CTB. I've just quit my job without another one to go to (various reasons for this, I won't bore you with the details). I know I won't be eligible for UC for this reason. Fortunately I own my home outright so housing costs are not an issue. My question is would I still be able to claim CTB? I…
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State Pension Paper Form Claim - ID
I am managing the state pension claim process for my dad. He just came back from abroad and he reached state pension age whilst he was abroad. I was unable to claim online for him since he doesn't remember his previous address in the UK (which is necessary for the validation checks). So I called the claim line and they…
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Caring for disabled adult who is not entitled to UC
Hi My son is nearly 18 but will be doing another 16-18 course from September 2026. My understanding that I can continue to claim UC up until the August after he turns 19 as he is in education. He gets high rate PIP daily living and low rate mobility, but has a trust fund which will take him over the 16k limit for claiming…
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Council Tax and Universal Credit
My Dad passed away last September and left his house to me. I was unable to dispose of his estate for three months whilst the DWP investigated whether they wanted to reclaim any money from his estate. I was given a Council tax rebate until 28th April (6 months from the grant of probate). If my son goes to live in Dad's…
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Pension Credit waiting time response
Good evening all. Just a quick question please. Friend of mine applied for PC back in mid December 2025. As of today, 16th March she's had no response. Does anyone know the time line please? I know she can phone or write which, will be her next move, but thought I'd ask here first on her behalf. Thanks in advance.
