UC and advance payments

ET22

hi, does anyone know if advance payments at the beginning of the claim and budgeting advances/ loans are different. I can’t work out if they are the same or not.

I get UC and also LWRAC ( limited capability for work and work related activities) and pip lower rate

Robbie64

They are different and you can claim a budgeting advance while having an outstanding new claim advance.

ET22

@Robbie64 Thankyou . Do you know if there is a maximum amount I can apply for?

NedS

https://forums.moneysavingexpert.com/discussion/comment/81952064#Comment_81952064

See here:

https://www.citizensadvice.org.uk/benefits/universal-credit/on-universal-credit/universal-credit-budgeting-advance/

How much you can borrow

The smallest budgeting advance you can get is £100.

The maximum depends on if you’re single or in a couple, or if you’re responsible for any children. This includes children aged under 16 and any ‘qualifying young people’. 

Someone counts as a qualifying young person up to 31 August after their 19th birthday, if they’re in non-advanced education - for example, school or college.

Depending on these circumstances, you can borrow up to:

• £348 if you're single without children
• £464 if you're in a couple without children
• £812 if you're responsible for any children or qualifying young people

If you have more than £1,000 in capital

Capital includes any savings, and some types of property.

If you have more than £1,000 in capital, the Jobcentre will reduce your budgeting advance by the excess amount.

For example, if you have £1,250 in capital, the Jobcentre will reduce your budgeting advance by £250.

ET22

@NedS , Thankyou x