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Loan towards a house
Just posted this on my journal, what do you think they will say??? "Hi, I recently put my house up for sale and intend to move once sold. I will probably have to add funds to my house sale price as my property is non standard construction and so lower value. I intend to take out a personal loan of around £25k to add to the…
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UC Self employed - should I put bank account switching incentives as income?
Three scenarions. 1) An employed person on UC who gets £200 to swith their personal current accounts 2) A self employed UC claimant who gets £200 to switch their personal current accounts. 3) A self employed UC claimant who gets £200 to switch their ltd co business accounts There were some good incentives to switch…
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PIP
Does anyone know if PIP have an enhanced review team looking more thoroughly at people's claims?
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Pensions and Universal Credit
My partner has reached Pension Age and is now receiving State Pension of £613 every 4 weeks. I am on Universal Credit and LCWA and Housing Benefit. Because my partner is Italian and waiting to hear about settles status after 3 years she was ineligible for UC so I have been on a single person's claim. But now they are…
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Housing Benefit: Notional income from pension fund
I have a Self-Invested Personal Pension. I also have a Housing Benefit claim. And I live in Glasgow. I have £22,650 in my pension fund. I receive no pension payments. As I am 67 years-old, I can opt to withdraw cash from my pension fund. Given this, I think that for the purpose of calculating my rate of Housing Benefit,…
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No photo ID
Hiya My mum has applied for UC migrating over from ESA. She has an appointment at job centre in 2 weeks time but she has no photo ID and she's worried they'll close her claim can she complete ID without photo ID?
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Housing Benefit: Overpayment
How far back can a council go in terms of recovering from a claimant an overpayment of Housing Benefit? For example, if a council has considered buildings insurance to be an eligible charge for the previous five years, and suddenly it decides that this is not an eligible charge and that it has made an error resulting in…
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ESA migration to UC
I understand that UC require evidence of identity. Does anybody know what UC can do if the person migrating to UC does not have any id? They only have a bus pass, blue badge and ESA/DLA letters. The person is non verbal, cannot read or write. I just want to be prepared for when the migration letter arrives. Thanks
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UC and Housing benefit
Hi I wonder if anyone knowledgeable can help with a query please? A friend was moved onto UC about a year ago and has struggled since. She recently had to up her hours to 18 hours a week just to keep the UC. She had a meeting with them today and it turns out she hasn't been claiming housing benefit so hardly surprising she…
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Non dependent pip tribunal win/housing costs
Can someone tell me as my non dependent daughter has won her pip tribunal (after waiting 18 months to be heard) and is no longer expected to pay towards housing costs, will I receive backdated housing costs from when she first put in the claim for pip or will universal credit expect her to pay me it when she receives her…
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What is classed as resident?
Not sure if anyone can help or has any advice. My mother in law died recently and so my father in law now lives alone. His income is just 226.05pw state pension plus £211per month private pension but he lives in a council house paying £110pw rent so left with very little after rent and bills. I know it's probably not 100%…
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Statutory sick pay and tax-free/30 hours funded childcare
Hi, My wife is on statutory sick pay. She would otherwise be earning enough to qualify for tax free childcare and 30 funded hours. From what I can see from HMRC (https://www.gov.uk/hmrc-internal-manuals/tax-free-childcare-technical-manual/tfc10500), we are still eligible. However, the question when reconfirming eligibility…
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Wife's pension found - but what to do?
I am my wife's full time carer. We get Universal Credit and I make a few extra pounds doing this and that locally, and we get by. Just discovered that my wife has a pension from decades ago when she worked for a big bank. We have to decide whether to take a 25% tax free cash lump of it, a yearly pension, or transfer…
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Do I have to report this?
I am on UC. Last week they sent me over £2000 as arrears of underpayment because they messed up TP when I migrated in 2021. All well and great but this takes my bank balance over £6000 now. I know arrears are disregarded for a year but someone told me I still need to declare being over limit even though they gave it to me…
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Childcare less than tax free limits, worth overpaying?
My childcare costs will reduce in September due to 30 hours funded hours. My child will be 2 in October. The "free money" form the government is temping but as my childcare fees will be much lower than the £2k a quarter I need to put in the account, is there any point? My nursery is council owned so 30 hours means 30 hours…
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New Style JSA (contribution based) - Timescales and Notice for Appointment / Interview
Hi,I've recently been made redundant so have submitted a claim an online for New Style JSA (contribution based). I had confirmation of my application and a few basic bits of info. They also said they "usually" contact you "within" 14 days about the appointment. Does anyone know when I could expect to hear about the first…
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Attendance Allowance and Severe Disability Premium Start Date Query
Should I use the entitled to date or the date benefit started to be paid? The AA letter says entitled to from 03/12/24 but the AA payment started 09/12/24. When applying for Severe Disability Premium I asked it to start 09/12, but should I have put 03/12.
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UC Change of address
I currently live in Dumfries and was looking to move to Perth. we get UC and this includes transitional protection element. We don't get housing costs as we own. Will the move cause us to lose our transitional protection? there will be no change in anything other than our address. Thanks in advance.
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Help needed with pension credit and work
Hi, I used to trade at events and still have stock left that is costing me money for storage.I would like to do some events to sell it off.I'm sure I read somewhere that you can earn up to £140 per week without it effecting Pension credit. I'm not going to be working weekly, so I take it this can be averaged out over the…
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PIP reassessment timescale 2025
This is our PIP reassessment timescale. I know this will not be the same for everyone & may get
faster (I hope) Hopefully will put some minds at ease with the lack of feedback
on how long these take. Original claim 2019 for 3 years. As we all know Covid
delayed reassessments & extra time added to original claim. 5 Dec 23…
