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Universal Credit query
Hi - my wife and myself are currently in the early stages of divorce. We currently have both personal bank accounts and a joint bank account for bills - our average monthly bills including food are around £3000. I pay £2300 while she pays £700. She works part time and has no intention of increasing her hours as financially…
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Contributions Based NS ESA to UC query (not transitional)
Apols, this seems a touch complicated to me. I'm on ESA, awaiting medical assessment. I have a fit note that takes me to March 2026, so one hopes the assessment will be completed by that time! I have a query, I'm sure all the experts are aware, Cont based ESA stops after 12 months. For me that would be June. What's the…
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National Insurance and new style ESA
Hi, I am looking to claim New Style ESA but am unsure of my National Insurance contributions. For the year 2023 - 2024 I have a full year of NI credits. For the year 2024 - 2025 I have 10 weeks NI credits and 42 weeks class 2 voluntary contributions. Does this enable me to claim new style ESA or will I be penalised for the…
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UC and being a house trustee
Hello all, Anyone here with knowledge of trusts and UC? As I would most appreciate if anyone can answer my below questions please? My mother has a House trust with two friends as trustees. Hiwever the two trustees do not want to do it anymore and my mum has asked if I can be a co-trustee with the Solicitor? I will also be…
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Anyone used Tell Us Once service?
So I have to plan for my fathers - he is not well and I am unsure if he will make out the month so I need to get his affairs in order. I would be greateful for any advice. He is married and lives with my mother in their only home, the only savings they have are in bank accounts - no other investments. He has a state…
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Adult disability payment
Quick question.Husband recently had a massive heart attack and 2 cardiac arrests. He has been diagnosed with Coronary artery disease ,recently had cancer twice. His critical illness company paid out as it was obviously critical as his heart stopped several times .We were advised to apply for Adult Disability Payment as we…
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Inheritance and universal credit
to what extent is expenditure (eg on a holiday or new car) not regarded as a deprivation of assets for Universal Credit when receiving an inheritance or other windfall?
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SP age end-of-life benefits (Form SR1)
Hello! If someone over SP age is given less than 12 months to live, an application can be made by the appropriate medical professional for fast-tracked attendance allowance using form SR1. Providing everything is clear cut does anyone know generally how long that process takes? Thanks.
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Carers allowance and ESA
Hi, I am on nsESA (Support group) and PIP. My brother is thinking about claiming carers allowance for me after finishing a job that is now too heavy for him. (he already helps me a great deal) Things i'm reading seem to point to the fact that they would take my ESA away because of this. Am i reading things right?…
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Merged: Income whilst not on Universal Credit
This discussion has been merged.
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Universal Credit & Redundancy
My last day of employment is 28th February 2025. I will be paid payment in lieu of notice and a redundancy package on 23rd March. The income will be above the AET. Should I report the redundancy to UC on my last day of employment or after I get my redundancy package? When will they start asking me to attend appointments…
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Childcare Vouchers Through Care-4
Looking for some advice - I purchased childcare vouchers (old style) via my employer through a company called "Care-4" . At the time, it seemed like a great option but with the covid lockdowns and then the secondary school my child was allocated not taking the vouchers, I've been left with a surplus (£600+). I last paid…
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PIP query. Can anyone advise please. - Update.
A relative made a claim for PIP 15 months ago. At the time they were seeing a Support Worker who filled in the paperwork for them and who was confident they would get both daily living and mobility. I was astounded when I saw the completed forms as there was just one sentence written for each question. No proper detail and…
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SMI
I have done a fair amount of research around this 'benefit' feature ie loan. From what I've read, since it was changed to a loan, the take up is not huge. Consequently I couldn't find a great deal of real world experience of the tool online, and have a few remaining questions: There is a waiting time of three months,…
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Universal Credit Query
I'll take a moment to bring you up to speed. My brother had been claiming UC from August 2024. We came to the realisation in October 2025 that he had overseas shares. I got my mum to find the most recent annual statement. This was dated 27 May 2025 (showing the previous 12 months), so I reported a change in circumstances…
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How long after suppling four weeks bank statments to Universal credit for review to complete?
I have supplied four weeks bank statments to Universal credit. How long can it take for for review to complete?
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UC, Bank Temporarily Over £6000?
I am on UC. I also get New Style ESA. I decided to take out a loan so I could clear some credit cards and a previous loan. I am aware of the £6000 limit for UC and anything more up to £16,000 sees a deduction. With the loan, my bank account went over £6000. As soon as the loan hit my account, I cleared all the debts off,…
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Carers Allowance
Hi. Just a quick question about Carers Allowance. I understand that if two people care for the same person only one can claim Carers Allowance. My question is does that person have to care for 35 hours a week or can they split the care and obviously share the Allowance with the person who is not claiming?Thanks
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Pension annuity
My friend is due to retire in April. She receives universal credit with a transitional element and new style esa. She has bought an annuity from when she opted out of serps. Her 1st payment is being paid on 1st March which is only a part payment, and her full payments are paid 1st April. Does she let universal credit know…
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PIP Renewal
I have just received my PIP Renewal form. This will be the 2nd time I have had to apply to renew. The form is not the same as the previous renewal form it looks a lot like the original form I filled in. Is it normal for the 2nd review form to be like the original? My 1st renewal was a paper review is this likely again or…
