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Pension savings credit and earnings
When I became eligible for pension savings credit, I declared all of my income including anything I earned through completing surveys. My accounts had to be checked. I do a few studies on Prolific Academic and it does pay well for the time spent. I was just wondering, when I calculate my earnings, should I take into…
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Will UC do this??
Hi Not sure if this query should be a benefits or a property post so admins please feel free to move. I am wanting to leave my husband, things have not been good for 10+ years. He doesn’t want to split up so won’t entertain selling the house. Ive been asking him for about 6 months but we’re no further forward. I’ve seen I…
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Recover cost of paying a carer against my Tax (through PAYE)
I have a disabled wife who cannot be left alone without a carer; I am her full time carer. I also have a seasonal job which gives me a welcome break from this full-time caring where I am taxed on my earnings through PAYE. I will have to pay for a replacement carer as a necessary cost of going to work. Can I claim this cost…
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Warm Home Discount but pay a service charge - do I quality?
As above, I received the letter and am wondering if I qualify even though I pay for my heating via a Service Change to my HA? I know the Park Home renters get it, but would I?
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Carers element denied uc
My son has been having to help me with my disabled daughter for several months now. He just claimed the carers element immediately kicked out as I am claiming carers it's an underlying entitlement as I am now over pension age. Is this right as you don't have to claim carers to get the UC care element. I don't get anything…
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Capability for Work Form - Advice Needed
My husband suffered with severe depression for several years from 2019. He worked hard on himself and was able to get back on track with just the odd temporary crash every now and again due to outside pressures or circumstances. A year ago he lost his job and was coping well but is over 50 and finding it hard to get a job,…
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Pension Credit and disregards.
I’ve received a letter this morning from the DWP’s Pension Service B saying they need to check the information they have wrt pension credit is correct on September 29th. It says not to contact them as they will contact me by phone or letter “in the near future.” My first query is whether they will do this before September…
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UC compliance interview Husband did not disclose savings and he’s now been found out
Please help me .I am broken .Married with a joint Uc claim and I didn’t know husband had savings over 16k an investment with the bank . i logged into the Uc account to see he had been invvited for a compliance interview and that’s when he disclosed to me he had savings . i am dealing with the betrayal and also worried…
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Universal Credit Finances Interview
Hi everyone, Today my brother had a meeting with DWP where they check his finances for any hidden savings etc. He isn't well mentally and my mum was there as his appointee to answer all the questions (she is his carer). For reference my brother barely speaks at times. My mum was answering the questions so she has a…
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Migration from ESA to UC AGAIN
My Daughter was on income related ESA and I have now had a letter saying she is moving to new style Contribution based ESA. Is this normal she's not worked a day in her life She was in support group ESA and now confirmed will. Limited capability to work on UC I have seen that UC take every penny you get from the ESA is…
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WFA (Winter Fuel Allowance) overpaid
I haven't found a recent thread about this so here goes. DH and are both in receipt of state pension, under 80, same address. So by my reckoning we're entitled to £200 WFA between us. My WFA of £200 arrived safely, I was expecting it as I'd had a letter. I'm older than him, so I started receiving it a year before him, and…
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Turning a sideline into self employment and claiming free childcare for working parents
I am currently employed,
and have also been running a business as a sideline for the last two years. I would like to know, if I were to leave
my employment and become self employed, running my current sideline business as my only
source of income, would I qualify for the ‘start up period’ of 12 months free
childcare for…
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Universal Credit First-Time Claimant - Advice Needed
Hello. I have recently been made redundant and am signing up to Universal Credit for the first time. I have a couple of things in the process which I am unsure about and need to query - any advice appreciated, many thanks in advance. ** I rent a single room in a shared house. For the question “How many bedrooms are listed…
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Migrating from ESA to UC after receiving backpayment
Hi all, I received a £16K SDP backpayment in 2021, which remains unspent (I have been saving that money for a rainy day). I now have around £15K in my bank account, and am trying to go through the online ESA to UC migration process after receiving a migration notice yesterday. I am really stuck at this question: "How much…
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DWP Debt Management
Hi all My son recently received a letter today about a small amount of money owed to the DWP. Now, he had been previously paying off and over-payment via direct debit but we both thought that stopped a while ago. Unfortunately, he didn't keep any of the previous letters as he has a habit of just ignoring them and if my…
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Self employed with no work
Hi , My situation is I am self-employed but have not been able to work for the last six months due to illness and I now find that my main customer has no work for me and my trade in general is the slowest it's been in years. My question is are there any benefits I am entitled to as a self-employed tradesmen with no work…
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HMRC tax credit letter??
Hi folks I’ve had a letter come through asking about a claim from 2012-2013. I believe everything is correct but I can’t help but feel they’re trying to catch me out with something. Just the date of the claim gets me suspicious but I believe all the info is correct and it states in the letter that they won’t ask for any…
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Joint Bank Accounts for Family Carers - Sensible or Not?
Wednesday 19th November 2025 Good morning. I’m interested on people’s thoughts concerning joint bank accounts for family members who care for elderly and disabled people. I have a family member (77yo) who lives abroad who, several years ago, shared a joint bank account with her aunt (100yo) at the time. The sharing of a…
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DLA refusal and MR
My daughter has got refused DLA. We received the decision back on 27th August. I have been in contact with a benefit advisor within a charity for her condition (she has Glycogen Storage Disease). I requested back statement of reasons and then the DLA completed form back (this took 3 phone calls, as none of the forms were…
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UC How do I kick start a review of my savings
I never declared to UC I had a ISA stocks and shares, I have good enough reason. I have now updated my savings and I'm obviously getting less UC as I'm over 6k. I thought by letting them know it would automatically start a review of my savings and when the ISA went over 6k, but no, I even sent a journal message to payments…
