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Government funded childcare & £100k+ salary
Hi All, I have two nursery school age children. The nuresty that I go to has sugested that i should apply for the 15 hours a week free funding. This would be very helpful but i earn over £100k a year and so I think that I am automatically ineligible. Hopefully I'm wrong but I don't think I am. I don't think there is any…
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Another Person Migrating From ESA IR To U/C Questions
Hello, Sorry if these questions have been asked before, I've looked through threads but everyone's circumstances are different. I'm on ESA with an IR top up Support group. I am on housing benefit I only pay for one spare bedroom. I'm on council tax benefit & I don't pay anything. I'm also on PIP low care high mobility…
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What happens to Transitional Protection if PIP stops?
I have a question about the Transitional Protection aspect of Universal Credit. If, on migrating to UC, you are getting the disability premiums based on being on both top rates of PIP, and your TP reflects that - what happens if your PIP stops whilst on UC? Under ESA, the premiums would obviously cease. How would this…
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Universal Credit Managed Migration - I'm on the sick but they want me to work
I received the letter about legacy benefits ending and that I have to sign on to Universal Credit via managed migration a few weeks ago. I have been on Income Support and then ESA for the better part of 20 years (since 2005) because I've been on mental health medication, but in that time I have been volunteering at charity…
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Demand letter from council tax (I think due to CT benefit). How much trouble am I in?
I've got home from work today (Friday 24th April) to find a letter from the council, saying that I owe £375 council tax for 2025-26, and that this must be paid by 4pm 27th April, which is Monday. The letter is dated 16th April, but I've only received it today. I think this is due to me being on UC and CT benefit, and…
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Final salary after ill health, taxation and benefits question
As expected I've been terminated on ill health grounds. I'm fuming because it includes a lot of accrued holiday, which I'd asked to have earlier when my SSP which they refused. So now it's all arrived in April in one hit meaning I've been taxed £2000 on it. As it's taken me over the Student Loan threshold, I've also lost…
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UC Claim Review
I work full-time and have been for several years. My wife was also working full-time until late into her pregnancy whereby she quit as she was unable to carry out her work. Ever since we have been on UC whereby they supplement our/my income. We haven't had a review until now, nearly 2 years later. We submitted our current…
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UC payment rates question
I have just looked at my payment for assessment period 24 Mar - 23 April and my standard allowance is showing as £400.14. I thought as the new amount from 6 April is £441.85 I would have a little bit extra this month, as my assessment period is part 25/26 allowance and part 26/27. Have they made a mistake? Or don't I get…
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Council charges for care regardless if care is provided or not
My father, who has dementia lives in an Anchor assisted living home with my mother in their contained flat. They receive minor support from an on site care provider, CERA which we pay for directly to CERA, but do not receive any direct support from our local council, South Tyneside. As he is viewed as 'eligible' for care…
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Housing benefit nominal income from deferred pension
I reached pension age earlier this year. I have some small private pension funds which I haven’t as yet decided what to do with - so I’ve deferred them. As a recipient of housing benefit I have told my local authority (Hackney) about these deferred funds (around £15,000 in total value). My understanding is that they should…
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Proof of moving house, overlap renting to buying
This is complicated... I'm in the process of buying a small property, using inherited money and a very small mortgage. (Should have completed a couple of weeks ago, goodness knows why they are being so slow as they wanted a quick sale!) I'm currently renting and living on new style ESA and PIP. I am aware that my benefit…
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PIP assessment - advice
Well, I got my assessment tomorrow morning for my PIP and I am nervous as I never applied for PIP in my life, does anyone know what questions they will ask? I give them my medical evidence when I applied online. Also, the call is going to be recorded as the assessor is going to record it and so am I, so I got my back…
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UC housing element rent in advance
Hi all A friend who is on UC has asked me to lend them 6k to pay 6 months rent up front in a new Tennancy She has been told to move by old landlord, and no agency nearby is accepting benefits, however one has stated they can of she pays 6 month up front. Google, AI all say this is fine and she will still be able to claim…
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Elderly married couple. One goes into a carehome. Benefits for the other one?
I have elderly neighbours who are a married couple and live together. After a while in hospital and 'rehab' care homes one of the couple is now in a care home. The other neighbour now lives alone. The neighbour who is still at home asked whether I knew if she would be eligible for any financial help as the care home fees…
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Private renting on benefits
Due to ill health i am on Universal credit and now LCWRA. this is through no fault of my own, i want to work but simply cant. I am currently homeless, the council are useless, even my local MP got involved but they say i have to wait 56 days after being homeless. I was incredibly lucky to get a back payment of LCWRA at the…
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Specified adult credits when self employed
Hello, My father has been looking after my daughter while I work for a few years now. I was transferring my child benefit credits to him while I was employed. I am now self employed and would like to do the same thing as he will still be looking after my daughter while I work. I have read that once you earn over around 7k…
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Employer set up pension pot and Universal Credits
Hi all, Hoping for some advice please. I have 2 questions please. My partner, who's 48, I am 49 has been paying into a private pension set up by her employer which shows on her payslip which has been seen many times by UC. It says: Earnings Basic Pay *Health Cash Plan - BiK £**** Royal London Salary Exchange - £***…
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Private pension and New style ESA query
my husband is on new style ESA and will not be able to work again. As he’s 50 he is able to claim his private pension. The pension company has agreed and he just needs to chose how to take it we were looking at the small pots rule as pension aprox 20,000. If he takes this in 3 ‘pots’ is this likely to affect his ESA? All I…
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Universal credit suspension
My UC has been suspended and is with a decision maker to see if my claim needs adjusting and to verify savings. I did have savings, over the past twelve months these have dropped, no huge purchases no transfers it's just been used to bridge the cost of living, bills, debts food e.t.c and has dropped quite, I was slightly…
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LHA query
One of our kids is leaving university in a few weeks and moving back to their home town. They want to house/flat share with their friend that they've shared with all through uni. Until they find their feet and find a job (which we hope won't be too long) they'll have to claim universal credit. They've just checked the…
