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Savings and money at end of assessment period UC
Hi, We have just moved over to UC from tax credits. At the start we declared how much money we had and in which accounts. My partner is self employed and I get contributions based ESA and PIP. At the end of the first assessment period we declared my partners income and my ESA. Our savings take us over the 16K limit but we…
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Chasing up a Right of Access Request
I submitted a Right of Access request (previously known as a Subject Access Request) to the DWP on 30 September 2025. On 7 October 2025 I received an acknowledgement of the request (by text) with a message that "We will reply within one month. You do not need to contact us". To date I haven't heard back from them. It is…
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UC joint claim seperation
Hi, just wondered if someone would be able to tell me the implications of a potential change in claim with move of address. My wife and I have a joint claim with me on LCWRA and her as my carer. (Migration protected) We live in a 2 bed social house. We both have pip and understand this won't be effected. We could be…
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ESA To UC
A friend of mine has been on ESA contribution based support group for about 2 years. Has no housing costs as owns her own house. She has just come aware that she can claim UC. If she claims UC can she transfer her ESA to UC and switch to LCWRA?
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UC, WCA & SP
Hi all Having a what to do moment. I have been on UC for a year, for health reasons i was given the forms for a WCA, after waiting months, the appointment has arrived for 10th December. I am back and forth because i reach state pension age and have claimed on 18th December. Is it worth the travel, cost and stress of…
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Winter Fuel Payment … if one eligible person who is not entitled opts out does the other person get
the full payment? I have read the govt info a number of times and don't believe there is clarification on my question below: ( I also read the threads here ) My question relates to aged 70 couple not on benefits where one person has income over £35k ( person A ) and one under. ( person B ) In the event of the person…
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"ESA Payments are Ending." is this a scam?
Hello, I received a text message, supposedly from the DWP, on 21.11.2025. This is all it said... To be clear, I did not receive anything in the post before or after this text message. I am currently on EESA, which to my knowledge, is not due to be migrated to UC, unlike Incomes-related ESA. Can anyone confirm whether this…
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Lwcra
I got awarded LWCRA yesterday and I just wanted to know when I will be paid and if I will be backdated. I am paid on the 14th every month and my assessment period is normally 7th-8th I think. I provided first fit note 17th July.
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ESA/ loss of income
I currently get new style esa I'm in the support group. I am going to get personal injury compensation which I understand will not affect my ESA. But I am also going to get past and future loss of income will this affect my ESA? Thank you
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Universal Credit - Living With Parents
Hi MSE Forum. A very complex issue has arrose when it comes to my Universal Credit. It all started the other day when an agent requested me to report changes that I don't live with anyone, but that isn't true at all as I live with my parents and have for many years and pay them my keep once a month I first sent a message…
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Universal Credit Deductions - Lifetime ISA
Hi all, I could really use someones help and expertise please. This whole situation is really making me anxious. I apologize in advance for the long message. Back in May, I had a claim review start and I provided all the documents that they needed. I was unaware before the review but I was meant to have declared that I had…
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PIP Disregard in AP for UC
Hi - I know that PIP received within an AP for UC is disregarded until the following AP when it is then counted as capital. My question is: What amount of PIP is disregarded? Is it the FULL amount (e.g. if enhanced for both it would be £737.20 every 4 weeks) or is the amount minus the amount that goes straight to…
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Universal credit transitional element and change of circumstances
Hi, I’m looking to go self-employed soon and wondering if this will end my transitional element I got for migrating from tax credits. Is this classed as a significant change of circumstances in regards to the transitional element rules? All I can find is that significant changes include, moving in/out with a partner,…
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Winter Fuel Allowance - If I opt out will hubby get full amount?
My hubby is over 80 so if he was on his own he would be eligible for £300. This year he received £200 and I received £100. I am 69 but still work a little so will just be under the £35k limit. My question is....if I opt out does that mean that I am then not eligible for the Winter Fuel Payment my husband would get the full…
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Winter Fuel Payment
Hope this in the right section. As I was not entitled I opted out of the winter fuel payment on the 27th August and received email acknowledgement that my opt out had been successfully submitted. However today £100 winter fuel payment was made to my bank account. Has anybody else had this happen?
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Strange Pension Credit payment
We've received a pension credit payment today. This is usually paid fortnightly and was received as normal last Thursday - just four days ago. Equally as strange it was for exactly £20 less than usual. If it had been for the usual amount I'd have put it down to a computer glitch and expected it to be cancelled out by…
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Attendance allowance
I am 67 and after seeing my cardiologist and neurologist, they both advised that I should claim Attendance Allowance, which I had never heard of. Anyway, I put in a claim around a month ago and I have been awarded the lower rate of £73.90. On 17th November £73.90 appeared in my bank account with my NI number as reference,…
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UC help please!
Hello. Have just migrated so I am still v confused. At end of AP , Do I submit what in bank account on that day? What do I reduce or disregard from that amount? Someone has said about benefits and pay from that time taken off, or any COL payments not used? An actual clear formula would be helpful. Thank you.
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UC Directors CT (Council Tax) reductions
Hi Please help, I have been going backwards and forwards on this for months. I am a director of my ltd company and claim UC. Business is not great and I have a lot of debt which I am working my way through. Therefore the MIF usually kicks in as I am not making a profit. However, my council tax has now shot up. The UC award…
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UC for 16 year old
I have a 16 year old who is home educated not really taking any formal education just child led. He also has a EHCP from local authority. Made a claim for ESA credits only and he was put in the support group in July 2025 he also receives the highest of both care and mobility PIP. I started home education with him because…
