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SCCC is this my final decision
Hi I applied via the form to claim credit from my daughter for time I looked after my grandson. This was June 2023-September 2024. Sent the letter recorded on 3/12/25 tracked delivery, my HMRC app confirmed it was received by 5/12/25 (royal mail tracker never updated) When it was received by HMRC it said processing as…
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New style esa - so confused
Is it literally true that new style esa can be paid even if one has savings over 16k? I have state pension but my wife aged 60 receives PIP but has has had no work or esa/UC income as she has severe arthritis because we were informed not eligible for esa/UC because of savings so did not apply. She does get a small private…
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Tax implications of child living with me
My adult son has had to give up his apartment due to financial pressures. I have offered to let him live with me but I don't know if this will impact my pension and/or benefits. He is freelance with his own Limited Company but is normally able to support himself. Can he use my address as his business address and can he…
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Pip capita report help and advice please
I recieved a 25 page capita report for my pip claim and cant really make head nore tail of it. Is there anyone and anyway i can share the report with to give me more clarity on it? I have not worked since april due to cronic back pain and its worrying times for me financially. Plus i lost my mother on the 27th of november.…
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Scottish Winter Fuel Payment
Today my bank accunt recieved a payment of £101.70 attributable to the Scottish Pension Age Winter Fuel Payment. As my taxable earnings exceed £35000 they will claw the payment back via PAYE. My concern is the administrive cost involved in the payment and clawback will probably exceed the amount that was paid. Is this…
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Pension , Housing Benefit, DLA
I'm looking for some help for my mum . She has contacted citizens advice but with long waiting lists and her 66 Birthday next week she is worried about rent money. She lives in Scotland and is on ESA and housing benefit and council tax benefit. She lives with and cares for my disabled sister. Who gets Scottish Adult DLA ,…
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Backdated Occupational Pension
Hello Looking for some advice please. I came across this post on Rightsnet from yesterday titled Backdated Occ Pension. I'm confused about the advice given to the OP can anyone shed some light on this ie by explaining what the answers mean in simple terms? Has an overpayment occurred or not?…
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UC and capital disregard/lone parent
Currently going through a divorce but still living with ex in jointly mortgaged home. On UC and trying to move into rental. We have two young children together and plan to do 50/50 shared care. From my understanding, if I move into rented, the capital from the house can be disregarded for up to six months from separating.…
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Incorrect UC review
I've had this message from my UC review: Hi XXX,Please see attached letter. We need to know the reason why you didn't report increases to capital/savings above £6000 sooner. Please can you respond by 9 July 2025. Your response will be passed to a Decision Maker to see if a Civil Penalty would be appropriate before issuing…
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Universal credit and earned income - pension contribution deduction from UC
Good evening all, I'm trying to find out what counts as earned income for the purposes of Universal Credit. For example, is my pension contribution income or ignored? The whole thing or only part?What if I receive a tax refund? Is that deducted from my UC at the same rate as my wages are? The wage amount shown on my UC…
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Future planning- child benefits
*I work 30hours a week for the NHS* So, one of my children is now over 18 so my benefits have halved. What a shock to the system! It'll be even worse when my second child hits 18. And we all know that students at university still need their parents financial help, besides that my bills and grocery shop prices haven't…
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Carer's Allowance: 10,000s set to have outrageous overpayment debts wiped
Tens of thousands of unpaid carers could have debts built up in Carer's Allowance overpayments wiped or reduced following a new review. Separate action has also been promised to address the benefit's earnings cliff-edge. MoneySavingExpert.com (MSE) gave evidence to the review, with its founder Martin Lewis previously…
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Millions of Warm Home Discount letters being sent – how to tell if yours is genuine
Millions of households in England, Scotland and Wales will soon receive a letter from the Government confirming their eligibility for the £150 Warm Home Discount. But sadly this inevitably means scammers will be taking advantage of it. Here's what you need to know to make sure your letter is genuine... Read the full story:…
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Warm Home Discount for those who have electricity sub-meters
Every year the WHD comes round, and every year theres a large group of private renters who could get it but they cant because their landlord has chosen to supply their property via a sub-meter. (This is where the landlord has a supply agreement typically for a number of properties in the block, and each of those is then…
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Work capability assessment......how long?
Hi, i am in receipt of Pip and my partner in receipt of increased UC due to limited capability to work. In July 2025 I returned a UC50 form as I believe i have limited capability to work due my psychological, cognitive and physical issues. When can I expect a decision to be made? TIA
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One household or two – UC clarification
The first time I was on the dole was when I was looking for work after university. I got something like £25 a week just to cover the costs of doing that, and no Housing Benefit as I was living with my mum and wasn't the tenant. Cut to thirty years later. I'm now Mum's carer. She's on a decent pension, I get Carer's…
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Child Element UC / Disabled Child
I have two children. One of whom is disabled. I am a full time carer for them and cannot work. In my UC payments I receive approx £600 for the two children. My disabled child is about to turn 18 and will be leaving full time education. Do I loose £300 (half the £600) when they leave? I'm worried as I cannot afford that…
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Merged: UC Review Timescale
This discussion has been merged.
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Merged: UC Review Experience Questions
This discussion has been merged.
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Merged: UC Review - Am I over £6k?
This discussion has been merged.
