We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

SMI for under 18

Hello all.

My son has a severe mental impairment but is only 8, would we be eligible for any council tax reduction given his age? It is unclear on my LA's website and they closed my query without explanation so I am currently none the wiser to if it is worth pursuing.

Thanks.

Comments

  • Robbie64
    Robbie64 Posts: 2,455
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Forumite

    SMI can only be awarded in respect of someone who would otherwise be liable to pay council tax, i.e. is 18 or over. The council tax payer has to be the person who has SMI.

    The other type of council tax reduction that may otherwise apply, a carers disregard, also can't be applied if the person claiming is the parent of a child under 18 or the partner of the parent and it is the child who is being cared for.

    There is also a reduction through a Disabled Band Reduction Scheme. There is no age restrictions for this but the property must be in some way adapted for the needs of the disabled person (a specially adapted room, extra indoor space for a wheelchair, an extra bathroom etc). The reduction works by moving the property down one council tax band, or if on Band A, a 17% reduction.

  • gravelpaddle
    gravelpaddle Posts: 2
    First Post
    Newbie

    Thanks for your reply, I had suspected that was the case. It is a little disappointing that there is no reduction for parent carers, with 2 disabled children I haven't been able to work for 14 years. Given that other companies/organisations recognise our situation but local authorities don't is disappointing.

  • Altior
    Altior Posts: 2,162
    Sixth Anniversary 1,000 Posts Name Dropper
    Forumite

    Discussion of policy is strongly discouraged on this board.

  • Spoonie_Turtle
    Spoonie_Turtle Posts: 11,218
    10,000 Posts Seventh Anniversary Name Dropper
    Forumite

    Not being able to work is in theory covered by Council Tax Support based on income.

    The carer discount is because an extra adult is living there that wouldn't have to be if they weren't caring for the disabled person, but a parent being responsible for their children is the same - in terms of whether the adult is liable for CT - whether the child is disabled or not.

★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.7K Banking & Borrowing
  • 254.9K Reduce Debt & Boost Income
  • 456.1K Spending & Discounts
  • 248.3K Work, Benefits & Business
  • 605.9K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.