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UC and capital disregard/lone parent
Currently going through a divorce but still living with ex in jointly mortgaged home. On UC and trying to move into rental. We have two young children together and plan to do 50/50 shared care. From my understanding, if I move into rented, the capital from the house can be disregarded for up to six months from separating.…
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Incorrect UC review
I've had this message from my UC review: Hi XXX,Please see attached letter. We need to know the reason why you didn't report increases to capital/savings above £6000 sooner. Please can you respond by 9 July 2025. Your response will be passed to a Decision Maker to see if a Civil Penalty would be appropriate before issuing…
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Universal credit and earned income - pension contribution deduction from UC
Good evening all, I'm trying to find out what counts as earned income for the purposes of Universal Credit. For example, is my pension contribution income or ignored? The whole thing or only part?What if I receive a tax refund? Is that deducted from my UC at the same rate as my wages are? The wage amount shown on my UC…
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Future planning- child benefits
*I work 30hours a week for the NHS* So, one of my children is now over 18 so my benefits have halved. What a shock to the system! It'll be even worse when my second child hits 18. And we all know that students at university still need their parents financial help, besides that my bills and grocery shop prices haven't…
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Carer's Allowance: 10,000s set to have outrageous overpayment debts wiped
Tens of thousands of unpaid carers could have debts built up in Carer's Allowance overpayments wiped or reduced following a new review. Separate action has also been promised to address the benefit's earnings cliff-edge. MoneySavingExpert.com (MSE) gave evidence to the review, with its founder Martin Lewis previously…
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Millions of Warm Home Discount letters being sent – how to tell if yours is genuine
Millions of households in England, Scotland and Wales will soon receive a letter from the Government confirming their eligibility for the £150 Warm Home Discount. But sadly this inevitably means scammers will be taking advantage of it. Here's what you need to know to make sure your letter is genuine... Read the full story:…
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Warm Home Discount for those who have electricity sub-meters
Every year the WHD comes round, and every year theres a large group of private renters who could get it but they cant because their landlord has chosen to supply their property via a sub-meter. (This is where the landlord has a supply agreement typically for a number of properties in the block, and each of those is then…
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Work capability assessment......how long?
Hi, i am in receipt of Pip and my partner in receipt of increased UC due to limited capability to work. In July 2025 I returned a UC50 form as I believe i have limited capability to work due my psychological, cognitive and physical issues. When can I expect a decision to be made? TIA
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One household or two – UC clarification
The first time I was on the dole was when I was looking for work after university. I got something like £25 a week just to cover the costs of doing that, and no Housing Benefit as I was living with my mum and wasn't the tenant. Cut to thirty years later. I'm now Mum's carer. She's on a decent pension, I get Carer's…
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Child Element UC / Disabled Child
I have two children. One of whom is disabled. I am a full time carer for them and cannot work. In my UC payments I receive approx £600 for the two children. My disabled child is about to turn 18 and will be leaving full time education. Do I loose £300 (half the £600) when they leave? I'm worried as I cannot afford that…
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Merged: UC Review Timescale
This discussion has been merged.
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Calculating Capital for Universal Credit
Hi, I’m just trying to work out my capital over the last 4 months for my review. Assessment period 23rd-22nd. Totals in mine and partners accounts on 22nd Account 1: 2119 Account 2: 1764 Account 3: 1708 Account 4: 1142 Total in accounts - 6733 Our earnings from work during this assessment period was: £3863 Am I right in…
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Merged: UC Review - Am I over £6k?
This discussion has been merged.
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Merged: UC Review Experience Questions
This discussion has been merged.
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PIP MR was rejected - Looking for some advice.
Hello folks. So I need some help and advice. I recently had a PIP review and whilst I the component for daily living remained the same for me, I wasn't awarded anything for mobility. Having felt like this assessment was incorrect I decided to do a mandatory reconsideration and made it clear in the MR form why I felt like…
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Universal Credit information
Hello All, Looking for some advice and guidance please. I am a 37 yo mother of 2 and currently unemployed claiming UC as my youngest is under 4. I am begining to have the work related phone calls where they're asking me to upload CVS etc but not expected to return to work as yet. I am autistic, have severe fibromyalgia,…
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Pip Mandatory reconsideration
As some of you will remember I applied for Pip two years ago, I have Long Covid. I went to tribunal and got just 4 points for mobility. I applied again a few months ago and explained the ways in which my condition has deteriorated, especially my mobility . Again I have not been given any points and am going to do a…
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Ive given permission for the council to review my Drs records, in order to get housing, bad idea?
Or good idea? So the council wanted permission to see my Drs record and she said it would assist get me getting housing. The problem is I rarely contact my Drs so my record is very sparse, I only tend to go if I need meds which I avoid like the plague or if there's a physical problem I try to fix alot the psychological…
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Savings and money at end of assessment period UC
Hi, We have just moved over to UC from tax credits. At the start we declared how much money we had and in which accounts. My partner is self employed and I get contributions based ESA and PIP. At the end of the first assessment period we declared my partners income and my ESA. Our savings take us over the 16K limit but we…
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Chasing up a Right of Access Request
I submitted a Right of Access request (previously known as a Subject Access Request) to the DWP on 30 September 2025. On 7 October 2025 I received an acknowledgement of the request (by text) with a message that "We will reply within one month. You do not need to contact us". To date I haven't heard back from them. It is…
