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Moving from pension credit to state pension
Hi, just wanting to know anyone's experience when pension credit ends and state pension starts. The situation at the moment is my partner claims the old state pension - pension credit is paid for me as the younger partner under the old rules, in jan 2026 I turn 66 and can claim the new state pension, I understand that we…
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From LWRAC to work
HI , I am currently LWRAC and i am thinking about the possibility of doing a part time job for 20 hours a week if they will have me. What happens to the LWRAC? If I cant manage to do the job I don't want to lose my benefits because I will lose my home and be back at stage 1. Can anyone advise what the rules are please
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Reporting rent increase late
Afternoon all, in a bit of a panic. We had a rent increase late 2023, and I tried to upload proof to UC - only some texts between me and the landlord, I have nothing else, as we’re on good terms. Fast forward to today, and i just happened to look at my statement more in depth, and its got my old rent amount on it. Looked…
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Students Council Tax Liability
Hi Our son is a university student. He should have completed his degree in June this year and graduated in Sept.However when he was home with us at Easter this year he broke his arm and had to suspend his studies. At the end of August 2025 he returned to live with two friends, who each have failed one year, so all three…
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£600 Winter Fuel Allowance
Dear All My 93 year old mother has just been notified she will receive £300 in winter fuel allowance soon. For reasons I do not understand she used to receive £600 before it was withdrawn last year. Can anybody please enlighten me on why my mother was receiving twice the allowance? Thanks Black_Monk
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Benefits advice for young self employed
My son has just returned from University and is now working as a sports coach. Based on his incomings and expenses (mileage) I did a Universal Credit calculation and it came back with £76 a month!! I'm sorry but how are youngster supposed to live on this amount of money. Anyone have any ideas on any other help he could…
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Attendance allowance funds Help ..
A bit advice please . My father has been granted Attendance allowance , he wants to use the funds to pay the help he receives from the family ( I live with him ) but other members like my sister and brother in law helpout for appoitments , washing , cooking etc . He wants me to setup a direct debit from his account into…
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Disregarding capital from Insurance payout
Hi I received an amount of £7.5k due to my car being totaled. As far as I understand this money is to be disregarded as capital at least for six months. How do I report it? I have already £9k+ capital. Should I report the total and tell them what to disregard? Or I should just report £9k? Thanks
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Can both the DWP and HMRC award NI Credits?
Ive just checked my NI record on my government gateway and its showing i have a full year towards my state pension but its only showing 41 weeks of NI credits. (i was expecting it to show 52 weeks). The reason i was expecting it to show 52 weeks of credits is because i was both unemployed and then later working in that tax…
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Financial gifts for birthday/Christmas whilst on Carers Allowance
Does anyone know if you are allowed to receive money for your birthday/Christmas whilst on Carers/ Allowance? I don't have any other income and look after both, very elderly, parents. They would like to give a birthday gift of £500. There is no info on this on the Gov.uk site. I know you are allowed to have savings as CA…
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HRP help
my mom doesn’t get a full pension and when we look at her NI contributions online she has missing years so this lead us to look at the HRP that she may be able to claim. She had 10 years of full contributions before she had her first child in 1975. So she should have HRP from 1978 until her last child turned 18 in 1998. So…
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Starting a private pension
Hi all, I've been on UC and PIP for about 6 years since I became ill and unable to work. I have 2 rare autoimmune diseases which have no cure and although medication slows them down, they will progress and I will get more poorly as I get older so it's unlikely I will ever be able to work again. I'm 43, single, no kids,…
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Pension Credit
I qualify for pension credit and every month £100 goes into my bank account. In June 2023 I had some correspondence from them and I ended up having to send them five years worth of bank statements, share dividends etc etc. Basically everything I had related to income. All in paper form. It was a lot of work that involved…
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Will my universal credit stop?
So here we are in a pickle over two things. 1.last winter we had to take out a loan to the tune of £10.000 to fix our roof. We were new to the universal credit having moved from child tax credit,and didn't know at that time that this should be reported to universal credit. The money was spend within 2 weeks as we paid for…
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Receiving inheritance money when you are on UC
universal credit
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UC, Mental Health and Rent Payments
Hi, I migrated over to UC from ESA when the letter arrived. Everything went well and I didn't come up with any problems. I get the same amount of money as I migrated and have protection I think it's called? Where rent was concerned, I was told to pay £29.42 which I have always paid. I did this and never missed any…
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My daughter started working, advice needed about benefits please.
Hi everyone, I'm looking for some advice or guidance if anyone can help. I work 28 hours per week alongside claiming universal credit, this comes with a housing benefit element and limited capability for work-related activity due to having mental health disorders including bipolar and ADHD, PTSD and sensory processing…
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ESA claim appointment ? questions
i have this text: you must take part in your new style employment and support allowance telephone appointment, im off ill from work undergoing various tests mri ct scans etc, my ssp has ran out, so im on half pay now, im not on any benefits, this is my first claim for esa, what will i be asked.
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Paying 9 Months Rent Upfront via Family Loan — Will UC Housing Element Still Be Paid?
Looking for some clarity on this: Although we are both employed, we do receive some Universal Credit to help with living costs and housing. However, we may need to move soon and we're struggling to find a private tenancy because most landlords and estate agents refuse tenants whose income is partly from benefits. I could…
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Sickness & Universal Credit Transitional Protection
Hi. I'm employed and currently receive Universal Credit and transitional protection from having been switched over from Housing Benefit. I understand that the transitional protection is removed if income falls below £952 a month for three consecutive months. Are there any exceptions to this? I'm currently on sick leave,…
