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Benefits & tax credits
Discussion List
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UC savings
Bit of advice please. Myself and husband are on UC. Have savings currently under £6000 threshold. My husband gets Pip HR care and mobility. We have a motability car. Due to the changes that are happening with motability we are considering not renewing the lease at the end of the term. The mileage limits and advance…
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UC and Part Time Student
Hi I would like to start my PhD (part time) in September. At the moment we are on full UC. My husband is awaiting decisions on PIP and WCA and I'm a carer for my son who turns 16 in August and probably wont' get PIP he is currently on DLA). So in September the job centre will be expecting me to look for work. I was…
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Carers Allowance maximum earning allowance
My understanding is that the latest info for Carers Allowance 2026 is :- Benefit £86.45 per week (£4495.40 per year) You can now earn a maximum of £204 per week (£10,608 per year) My sister has got carers allowance for as long as I can remember and she works self employed. I pay her from my small business for doing my…
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UC review - 4 months statement. Help!
Hello, I've just been informed by the DWP that they'll soon be asking me for the last 4 months of my bank statements as part of a UC review. Just before they did this I made a change in circumstances to make it clear I was moving in with my partner and therefore won't need the housing benefit portion of my UC. I also…
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AET
I posted last year regarding a colleague who works just enough hours a week to meet the single persons monthly aet and get some rent help from UC. She hasn't been called into the job centre or asked to look for more work. She also has a side hustle providing services to the elderly who pay her in supermarket/restaurant…
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The DWP/Benefits Savings Limit
For many years now, the savings limit has been £16,000 with a reduction in benefits for savings over £6,000. To my recollection, this has been the case since Universal Credit was first introduced. £6,000 was worth a lot more in 2014 than it is now, especially if, as I’ve seen in another thread, you’re saving up for surgery…
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Universal credit question
Hi there I was on ESA WRAG before being migrated to Universal Credit. I get £143.73 transitional element and get £387.91 per month universal credit payment, and receive 360.97 carers allowance every 4 weeks. I randomly checked two benefits calculators. On Turn2Us benefits it says i should be getting £1016.16 per month…
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UC - DV still owner of former family home & can't contact ex
Hello I hope you can provide a bit of guidance before speaking to UC agents themselves as I have received conflicting advice. I left former home 2 years ago and ex on bail and cannot contact me. If I attempt to contact ex eg via letter or email ex complains of harrassment. I can no longer afford a solicitor who could be a…
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UC - Home
Hi, I own a rental prop(just the 1), i currently living in a rental, Im unemployed now and cant get UC beacuse of that house. Tenant isnt paying her rent and I want to just sellup. I understand it can be disregarded for 6months, I will be purchasing where I am currently renting. Few questions, does the tenant still being…
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Rent Increases Best Time To Report Changes
Hi, I just wanted to pick your brains on the best time to report rent increases on Universal Credit. Would you say to wait until the day of the increase or report the increase ahead of time or at the end of the assessment period? Or does it just sit in the queue until they look at it. Or wait until above dates pic added…
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second bedroom and penalised
Hello, i have a live in carer 24 hours a day and so now get full housing benefit. Because i was honest and notified them , firstly they have given me 100 % housing benefit, secondly reduced my benefit by over £40 a month. Told i cannot appeal the decision It just does not make sense Anyone else in a similar situation and…
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Reporting changes?
Do you have to report changes; Re: Rent/service charges. State pension increase ;Esa (new style) increase;LCWRA& Carer element increases? All of the above to UC😊 Please Confirm: Thanks everyone👍
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Carers Allowance application in advance rejection (set for after redundancy date)
Hi, I am being made redundant (voluntary) May 31st. My final payslip will be just before that date, although the redundancy payment itself will not be received (and no doubt mistaxed heavily) until the end of June I won't be working after then and will be becomming a carer, so will have no other source of income other than…
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UC Earning Taper Rate 55p Per £
So I work full time, however my wife has been out of work. We therefore have a joint UC claim as a top-up. I am going over our payments and my wages etc, as I have the ability to do overtime at work and have done previously however the extra earned is just so ridiculously low that it's not worth doing. Maybe I am…
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short term Carer financial help
My wife had a horse riding accident a few weeks ago an sustained a head injury, She is currently unable to do very much as she is tried all the time and spends most of the day sleeping. I have had to stop work temporarily to look after her and the kids and I've been put on long term absence (Unpaid). This is fine for a…
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universal credit changes for son turning 19
Hi I really need some advice as it is starting to affect my mental health. I have tried CAB left multiple messages on my journal and been ignored by UC. my son who suffers from sever mental health issues and ASD ( i receive PIP for him) turns 19 in August. I know i loose what payments i get for him from UC however he is…
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Government funded childcare & £100k+ salary
Hi All, I have two nursery school age children. The nuresty that I go to has sugested that i should apply for the 15 hours a week free funding. This would be very helpful but i earn over £100k a year and so I think that I am automatically ineligible. Hopefully I'm wrong but I don't think I am. I don't think there is any…
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What happens to Transitional Protection if PIP stops?
I have a question about the Transitional Protection aspect of Universal Credit. If, on migrating to UC, you are getting the disability premiums based on being on both top rates of PIP, and your TP reflects that - what happens if your PIP stops whilst on UC? Under ESA, the premiums would obviously cease. How would this…
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Demand letter from council tax (I think due to CT benefit). How much trouble am I in?
I've got home from work today (Friday 24th April) to find a letter from the council, saying that I owe £375 council tax for 2025-26, and that this must be paid by 4pm 27th April, which is Monday. The letter is dated 16th April, but I've only received it today. I think this is due to me being on UC and CT benefit, and…
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Final salary after ill health, taxation and benefits question
As expected I've been terminated on ill health grounds. I'm fuming because it includes a lot of accrued holiday, which I'd asked to have earlier when my SSP which they refused. So now it's all arrived in April in one hit meaning I've been taxed £2000 on it. As it's taken me over the Student Loan threshold, I've also lost…
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