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Benefits & tax credits

Get help discovering which benefits you are entitled to - and how to claim them.

Request I repay covid payment
Anyone know where we stand, my brother applied for covid payments above board, then in the middle had a heart attack. Had major heart surgery, paid an accountant before hand who did his tax return but overlapped with being off for heart surgery. He got covid payments, was so depressed he tried to end his life found by…
Limited capability for wirk with UC
Hi I am awarded LCW with my UC but I don't recieve the LCW payment they saud it would take me over limit which is illegal apparently? But its in all my claim confirmation forms? Anyone know what this ilkegal thing us but they're keeping this payment from me?
UC overpayment
Hi wondering if anyone can shed any light on my situation. I started to be paid UC at the beginning of April of 210 pounds pm because i am in the support group of new style esa. The second payment beginning of May was for 499 pounds saying that my average income ( ESA) was half that of what the April statement said despte…
Am i obligated to give Housing Benefit my adult childrens income and NI details
I am receiving high rate PIP for both care and mobility and as a result of this i receive no deductions on my HB even though my two adult children live with me. My rent went up in April and since then i have received different letters asking for different information and they are now asking for proof of their income and…
New job with ‘relief at source’ pension - how does this work with Universal Credit?
Currently working in the public sector where pension contributions are made before tax, so UC just use my net pay each month. New job is with Nest and apparently ‘relief at source’. Does this mean I will have to report the contributions made each month to UC, as they are made from net pay, and no doubt have a battle about…
State pension deductions
My wife was paying back an overpayment of ESA(IB) but she has now reached retirement age. She has just recieved a letter from the pension service stating her pension will be reduced by £315 ever 4 weeks till the overpayment has been payed back, one full year bacically. This is almost a 1/3 of the pension, can they do this?…
Universal Credit
I want to leave a toxic job where my manager has confirmed that I do the work of 2 people. I've got the opportunity to set up as a sole trader in a new line of work but it might be a few months before I'm turning a profit. I have enquired with CAB whether I would get UC support (2 small children, single parent) but they…
Unable to fulfill my hours due to been on carers element!!! Advice please
Hi i am unable to work now due to having to care for my father. I care for him around 50 hours a week and so recieve carers element ontop of uni credit. I sent my work coach a message asking if my putting in my resignation would it affect my claim and this is his relply. If your are no longer working and caring for others…
Help needed with UC & self employment
Hello, I really hope someone can help me. We are at such a loss at what to do. My sister & I both have multiple health problems which means we are unable to work full time. To earn some money, in a way we can cope with, we run 2 holiday let caravans. My sister has just recently applied for universal credit as she has no…
Pip/Application
I am doing a application for PIP for my son. I am also at the same time doing a ESA credits only claim for him as well and have a GP sickness. Should I send this sicknote with my sons pip application as well as evidence as it says in the sicknote his diagnosis and has severe mental health.? Another health professional…
Uc help regarding question of board
Hi I’m currently filling out the form to migrate to uc one of the questions is about board money which I receive from my adult son who is disabled. His board he pays me is quite high a month (£350) but £100 of that is for his mobile phone contract in my name and Spotify again in my name is as part of his disability is he…
??? regarding UC and child leaving full time education
hi i have a son who will be leaving full time education in june so will come of my claim of Universal Credit,thats all fine and i understand that but was wondering i was on ESA but migrated to UC some months ago so also had transitnal money on top as i got the SDP on ESA,so will that be taken of as well as my son will be…
Universal Credit Review
How long after your review did you hear back from them and what was outcome? I had a review with Universal Credit 5 weeks ago and have heard nothing back since. There could have been an issue with my finances as during the period that they had requested bank statements for, I was the executor of estate of a deceased…
UC Migration Notice and ESA
Now I see a mixed opinion on this, so I really wanted your opinions. So you're on ESA Support Group or just ESA. Did you phone ESA to tell them you have been asked to migrate and submitted the UC claim, or didn't contact ESA because you assumed they would eventually work it out? Generally they state, Yes, inform employment…
Job centre registered me as not gainfully self employed, is this wise?
My transistional protection/first year start up help ends in two days and I just had an interview with a work coach at jobcentre. As I've been working paye for last three months 37 hrs and getting no money off dwp whilst doing this job I said from now (hopefully today it will be recorded) that my dominant job is paye not…
UC claim with personal injury compensation bare trust problem
UPDATED 20th May WITH SOLUTION 👍 Hello. I am about to go through 'Managed migration' (not voluntary) from ESA to UC shortly, and have begun completing the online claim form. I have a personal injury compensation bare trust and associated trust bank account from 2024. (The funds are disregarded from DWP's capital rules…
Competitions and UC
I understand that prize money I could win on competitions is tax free but I don't pay tax as I don't work As I'm disabled, my husband is my carer so we have a joint claim on universal credit. But would it affect my universal credit or it is ok as we don't have more than £6k savings ?
PIP MR
I have just had my PIP Reassessment. I have been awarded Enhanced for both Daily Living and Mobility. This was done via a paper based assessment and evidence I submitted. I have a copy of my PA3. There are problems with the Daily Living Activities or points awarded. My last PIP reassessment in 2021, for the Planning…
Existing Government Gateway for Universal Credit ID
As I understand it, if you have an existing Gov Gateway account, confirming your ID online is meant to speed up the process. So is it just a case of signing into the gateway account, or is any additional information added to the HMRC gateway? Maybe someone on here who has previously completed this process can confirm this.…
U.C overpayment
Hi in November 2023 we became first time foster carers for 3 siblings. I informed u.c that the children had moved in. I got a reply saying we would receive more money in our u.c for the children. We are been paid foster allance by the local authority. When talking to other foster carers Some was saying the payment from the…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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