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Universal Credits and maximising private pension contributions.
Hi all, I am a single person, living in rented accomodation. No savings. I have a zero hour contract and when my health allows I go to work. Is there a formula/ratio/limit to apply when looking to contribute an amount of my wages towards the company pension scheme that maximises contributions, but still allows for maximum…
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Money from house sale and how long it should last
If a pensioner couple were to sell their property, move into sheltered accommodation (which they pay fully for) and give away most of the profit from their house sale to their children in order to help them in life.....the question is how long would the authorities expect this money to last? As an example: Say the profit…
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Warm house discount assessment period.
My son has received a letter advising him that he is eligible for the £150.00 warm house discount. Which I assume will be added to my energy bill. As it was last year. He claimed UC, whilst out of work. He has since found work, albeit as a relief post eg filling g in for sickness and leave. Since gaining employment he has…
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Child benefits after divorce
Hi i am new here i have a situation hoping to have information from here… my child is 4 years old she hold Romanian passport and settled status in uk(indefinite) i have been divorced after divorce I applied for retained to reside in uk the gave me again pre settled status…… i have received child benefits before divorce its…
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Universal Credit money from mum
Hello, I posted this in the wrong place, hopefully I have this correct now. I would be grateful if someone could help. My mum gives me £230 a month to help towards food and electricity. I am on universal credit, new style ESA and Adult Disability Benefit. I have read that money from my mum is a gift and as long as it’s not…
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Warm Home Discount help - Scotland
I’m trying to apply on behalf of my 84-year-old uncle, who is with Scottish Power. He lives alone and his only income is the state pension. He doesn’t receive, and doesn’t wish to apply for, any benefits. I’m applying under the broader eligibility group (pension age and low income), but the Scottish Power website won’t…
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Prescription free - pharmacy selected wrong exemption code
Hello I am entitled to free prescriptions as I claim income related ESA. I physically cannot write and great difficult reading off paper and basically cannot complete the prescription myself. Therefore, the pharmacist always complete the back of the prescription for me. A couple weeks ago I went to a different chemist than…
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Universal Credit Stop Start
Under Managed Migration from Working Tax Credit, I was asked to make a claim for Universal Credit, which I did in December 2023. I received my first UC payment in January 2024. At a subsequent appointment, I was told to report a change of circumstances that I was self-employed, because I was a company director. I refused…
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Proof of Address Options - Universal Credit First Time Claimant
Hello. I have recently been made redundant and am signing up to Universal Credit for the first time. I have my first meeting with my work coach on this coming Monday. In the options for my proof of address documentation, Universal Credit's website says that it only accepts the following:* Utility bill from the last 3…
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Motability issue should I go to the Ombudsman?
In February, I got a Motability car. I didn’t get the chance to test drive the car, on day one it showed a handbrake fault which went after a few days. Then another issue popped up which has continued on and off throughout up until this day, which is it comes up saying right front door open, even when it isn’t and it won’t…
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Universal Credit Undeclared Tax Rebate
I’m so worried. We claim universal credit and have been asked for a review. I’ve just been looking over our 4 months bank statements and noticed that my husband had a tax rebate of just over £2,000 in September which we forgot to declare. He doesn’t work as he is my carer. I have been really struggling with my health and I…
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New Style ESA overpayment from over 18 months ago.
My partner had a period of illness in early 2024 and claimed
new style ESA for 5 months. They returned to work in late March and notified
the DWP. The DWP replied and confirmed the ESA payments would cease the day before
they returned to work (copies of all letters sent and received from the DWP including
RD slips have…
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Appointee UC
When UC application is completed. Which section to leave message in about transferring ESA credits over and notifying of being in receipt of PIP? Which section to use to introduce to UC as appointee? Thanks
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UC/Child benefit
When applying for UC do you cancel child benefit before applying or after first payment? Thanks
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Very worried about Universal Credit
We have been claiming universal credit for 6 years. In June 2023 my husband received a pension payment of £9,000. Most of it went to pay off debts. Then in March this year he received a payment of £8,000 from his dad’s inheritance. We stupidly didn’t report either of these sums as we naively thought that we didn’t have to…
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Winter Fuel Payment
Hope this in the right section. As I was not entitled I opted out of the winter fuel payment on the 27th August and received email acknowledgement that my opt out had been successfully submitted. However today £100 winter fuel payment was made to my bank account. Has anybody else had this happen?
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Months after applying, I still didn't get any JSA payment - how to check status?
After +20 years of almost continuous employment, including 3 years in my previous role, I was made redundant. I applied for JSA on 20-Oct. Got some emails about "we started processing your application". 50 days now and I have no update from them, nor any payment from them in my account. It's my first time ever asking for…
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Confused about old WTC (supposed) overpayments
I recently got awarded UC and on my first statement, I saw tax credits debt being collected, no notification or explanation beforehand. I went to the DWP debt management portal to check what I owed, and I saw 2 amounts going back to 2015 and 2022. Now, an overpayment was something I was disputing earlier but I was never…
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Carers element
My partner has been awarded the standard rate to help with daily living needs and the standard rate to help with mobility needs. Does this mean I'm eligible to apply for carers element?
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Referral payment
Hi! I’ve had a really good google and I’m struggling a bit. Is a referral payment of 200 pounds for a referral for a ‘refer a friend’ scheme for cosmetic dentistry classed as income for hmrc and income for universal credits? Many thanks
