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Self employed with no work
Hi , My situation is I am self-employed but have not been able to work for the last six months due to illness and I now find that my main customer has no work for me and my trade in general is the slowest it's been in years. My question is are there any benefits I am entitled to as a self-employed tradesmen with no work…
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HMRC tax credit letter??
Hi folks I’ve had a letter come through asking about a claim from 2012-2013. I believe everything is correct but I can’t help but feel they’re trying to catch me out with something. Just the date of the claim gets me suspicious but I believe all the info is correct and it states in the letter that they won’t ask for any…
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Joint Bank Accounts for Family Carers - Sensible or Not?
Wednesday 19th November 2025 Good morning. I’m interested on people’s thoughts concerning joint bank accounts for family members who care for elderly and disabled people. I have a family member (77yo) who lives abroad who, several years ago, shared a joint bank account with her aunt (100yo) at the time. The sharing of a…
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DLA refusal and MR
My daughter has got refused DLA. We received the decision back on 27th August. I have been in contact with a benefit advisor within a charity for her condition (she has Glycogen Storage Disease). I requested back statement of reasons and then the DLA completed form back (this took 3 phone calls, as none of the forms were…
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UC How do I kick start a review of my savings
I never declared to UC I had a ISA stocks and shares, I have good enough reason. I have now updated my savings and I'm obviously getting less UC as I'm over 6k. I thought by letting them know it would automatically start a review of my savings and when the ISA went over 6k, but no, I even sent a journal message to payments…
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UC joint tenancy not with partner HELP
Hi, this might be long so bare with me as i try to explain the situation. i have 3 children 2 of which is disabled, 1 severely disabled and requires around the clock care. The house we currently live in is absolutely not suitable and now a hazard to my childs health. I have been trying to move for a while but no where will…
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PIP - Planning a Journey - Section 11
Hi, My grandson is transferring from DLA to PIP, his mum is his appointee. Grandson has asd, moderate to severe adhd, odd, spd. Failed all his GCSE's and has an indepth EHCP for college. Yesterday mum received a phone call from the HP and asked questions based around part 11, planning a journey. Mum explained son cannot do…
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Universal credit
Me and my partner migrated to universal credit in July he was in the support group and I was in work related group on esa I never had any work related appointments at all while we were on that, but since migrating to universal credit I have to provide sick notes, and telephone appointments every month I will be 66 in may…
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Getting DWP Debts Written Off With Tax Credits Overpayments & Universal Credit Overpayments
Hello Guys n Gals Here is a bit of my background. I am a vulnerable person with many health problems including severe mental health problems, i also have financial problems and other debts including credit cards. I claim PIP and Universal credits with the uplift. Each month I get £5 deducted from my Universal Credit…
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UC Confusing rules?
So, we are on a joint claim. My partner is disabled and I am her full time carer. Like most, you try and save a little for those unexpected things like Washing machine failure expenses etc. However when you read the criteria of UC it states you have to let them know any changes in savings so they can adjust your money.…
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Universal Credit and Rent
Hi there I am currently renting from my friend. I pay £1000 per month, however, £400 I give him cash. My contract states £1000 which I sent to them when I applied for UC in 2022, but they will see on my bank statements that only £600 goes out. He doesnt want to write a letter to state our arrangement as he says he will…
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Can I study part time and work part time on ESA contributory
Hi, I have been receiving ESA contributory for several years. I am in the support group because I was diagnosed with incurable cancer and am on indefinite chemotherapy. I also get PIP but not for anything like understanding complex info. My oncologist and cancer nurse have also sent what used to be called a DS1500 off and…
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Benefits entitlement as an executor
Hi everyone. I am currently receiving Universal Credit. However I and my father are both executors of my late Nan's estate. The funds from her bank account and rebates from services/utilities/tax etc are now all in an executor's account with Natwest (approx £10k) in both of our names, which we now have access to after…
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Universal Credit Tenancy Agreement Occupancy Issue
Hi, Long story short, my father is out of work and has been for several years (on ESA), my mother has been his career until recently. My brother who works, lives with them. Until recently whereby they received a universal credit migration letter housing benefit has been paying for my parents share of the rent to our…
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Marriage Allowance
My father has a good state pension as worked for near 50 years before retirement and all NI paid for that time.My mother however didn't go back to work(part time) until in her late 40s so doesn't get full state pension as didn't pay enough years .Question is can my mother apply for marrige tax allowance as my father goes…
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Pilon and Redundancy Pay with Universal Credit
Hi, I'm currently facing redundancy and will be receiving redundancy of about £21,000 and Pilon of £7000. That does take us over the £16,000 capital limit, and also probably surplus earnings. Does anyone know if the claim would just terminate, and we would need to reapply at some point in the future, or does the claim go…
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How is Attendance Allowance Paid? No Bank Details Requested.
Hi My Dad who is 93 applied online for Attendance Allowance in October, but they did not ask for his bank details during the application. He has since received a letter confirming that he has been awarded AA, but again they did not as for his bank details. Does anyone know what happens next, is this normal procedure and…
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Existing UC Claiments/2026
will existing UC claiments receiving the health element from 2026 also be protected from reassessment? thanks
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Travelling abroad and housing benefits
Hi I am hoping someone will be able to provide advice. My mum is currently in receipt of housing benefit and her council tax is also paid for by the council too. She rents privately and me and my sister top up the shortfall in rent. She has little to no savings. Her landlord recently gave notice as she is selling the…
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How does a child's financial inheritance affect the surviving parents universal credit
A family member has died and he leaves 3 pensions. His children have been named as the beneficiaries in his will and by the pension trustees. He was separated from his wife for 2 and a half years and she was not financially dependant upon him. She works but also receives universal credit. The trustees of the pension have…
