We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Getting DWP Debts Written Off With Tax Credits Overpayments & Universal Credit Overpayments

Hello  Guys n Gals

Here is a bit of my background. I am a vulnerable person with many health problems including severe mental health problems, i also have financial problems and other debts including credit cards. I claim PIP and Universal credits with the uplift. Each month I get £5 deducted from my Universal Credit however it should be a £100 pound. I got them to reduce the amount taken out each month And that runs out in July 2027.

Can anyone tell me what debts can be written off as I read different contradictions Online. Some websites say that both debts can be written off And some say that these particular debts cannot be written off. Can anyone please clarify the situation. I may end contacting one of the debt charities to help and advice.

Many thanks. Robert 

Comments

  • sammyjammy
    sammyjammy Posts: 8,013 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Neither of those debts can be written off and will continue to be deducted from your benefits.  Although the current £5 agreement will end it doesn't mean it can't be renewed.

    Please get help with your credit cards if they are unaffordable, you shouldn't be paying unsecured debts at the detriment to your food, housing and warmth needs.
    "You've been reading SOS when it's just your clock reading 5:05 "
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.3K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.