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UC - do I need to report savings every month?
Just received my first payment for UC. I have over 6k in savings but obviously less than 16k. This includes cash in a savings account, shares and a Lifetime ISA (25% disregarded). I don't think I will have spent all my wages and UC by the time I receive my next UC payment. Do I need to declare anything unspent every month?…
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carers element/credit
i have been trying to understand the process , reading over and over again, but cannot work out the difference or which one can /should be claimed if at all. my oh is in receipt of UC and i also have to go for interviews etc, and they are telling me to go on a course however , i do unpaid care over 35 hours a week for an…
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Benefit Rates 2026-2027
As titlehttps://assets.publishing.service.gov.uk/media/69285a30ce50d215cae96148/proposed-benefit-and-pension-rates-2026-2027.pdf
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Benefit claim renew
Received a letter today to review my housing benefit claim...I'm 73 and can do basic things online it was very stressful to negotiate the form....I ended up calling the council and a young man talked me through it. I'm unable to download documents but fortunately the library did this for me. When everything changes again…
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Which of these two unspent back payment calculations is used by the DWP?
Hi all, Does anyone know which of the following methods the DWP typically uses to calculate unspent backpay? Claimant's starting bank balance is £4,000. A back payment of £10,000 is received, which takes the Claimant's bank balance to £14,000. The Claimant spends £4,000 of his money, which takes the Claimant's bank balance…
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UC- self employed CIS sub contractor no work 3 months
Hi there Hoping someone might be able to help with a few question regarding UC. We have never received UC before so not sure how it works at all. We have a family of 2 adults 1 child aged 6 I haven't worked since our child was born for a number of reasons and this won't change any time soon. I have never claimed out of…
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NS ESA after Carers allowance
I would be grateful for any advice on whether this is possible. If someone has been claiming Carers allowance for the past few years and now is unwell, will the NI credits they have received be sufficient to claim NS ESA which would give them a bit more money. If they were awarded ESA, does the Carers allowance claim…
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Warm Home Discount Broader Group, Scotland. Octopus Energy's own criteria.
I have applied under Octopus Energy's own criteria - no means tested benefit requirement: Disability benefit and, specified by Octopus, low income. Nothing to do with DWP means tested benefit or Core Group requirement. It is The Broader Group Scotland. On application I also submitted proof/documents of DLA (care and…
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Part time work + universal credit
My granddaughter (mother of a young child) works part time, minimum 16 hrs pr wk, her wages supplemented by universal credit.Her working hours vary slightly each week to suit her employer's needs, so the uc element of her income is based on a monthly assessment.The Problem:Her employer has a 4 weekly pay cycle; the uc…
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Been called to an in person PIP assessment - questions about private medication
Hello, Firstly I apologise for asking and very kind of mindful it may not be the right thing to do. I've been to hell and back this year. I'm not holding out much hope for the pip assessment and I'm still waiting for a formal diagnosis from one clinic. I just wonder what happens when you are taking medication privately as…
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HRP criteria query
Hi After reading info on MSE I checked to see if any non fully paid NI years could be claimed using HRP. I found 1. This was the year my son was born - Dec 1988. After calling the dept I was told I should apply so I applied for 88-89. However, Gov response to my application was negative, stating it had to be a full tax…
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Warm Home Discount 2025/2026 now being credited to some accounts.
This morning I have been credited by my energy supplier, OVO, with the WHD for winter 2025-26.It's shown here on my 'Live' balance in the 'Other Charges' as a minus - you may find that slightly confusing but it's just the way the billing is set out - Because a minus-charge is a credit. (PS. The £7.14 has been credited…
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LCWRA and ALSO (Allowance for Lowered Standard of Occupation)
I was awarded ALSO as part of my War Pension in 1995. Am I no longer entitled to it if I claim LCWRA?
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UC Review.
Have my UC review, this will be fun! Went to upload my bank statements, but limit is 16 files, yet I have 48. Does anyone know if I can do multiple uploads after I submit the first 16. EDIT, ended up just merging them into one PDF and uploaded that.
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UC review of £6K savings - a couple of questions please
I am under review for UC because they have seen that I have more than £6K spread across savings (£5K) and bank account (wages of £1,200 every 4 weeks). Once I pay my rent from my wages, the amount across all accounts drops below £6K. I did not think to consider my wages as savings because the money goes out of my account…
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UC denied due to savings for upcoming tax bill. Advice?
Help. I seem to have fallen into a bit of a gap. Last year I got a big share payout and sold my shares to pay for a deposit on my house. This generated a large Capital Gain Tax bill that is due to be paid in January 2026. Following advice I put £20k into an ISA and £10k into Premium Bonds which will cover the bill when…
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Universal credit question
Hi there I was on ESA WRAG before being migrated to Universal Credit. I get £143.73 transitional element and get £387.91 per month universal credit payment, and receive 360.97 carers allowance every 4 weeks. I randomly checked two benefits calculators. On Turn2Us benefits it says i should be getting £1016.16 per month…
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Pension savings credit and earnings
When I became eligible for pension savings credit, I declared all of my income including anything I earned through completing surveys. My accounts had to be checked. I do a few studies on Prolific Academic and it does pay well for the time spent. I was just wondering, when I calculate my earnings, should I take into…
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Will UC do this??
Hi Not sure if this query should be a benefits or a property post so admins please feel free to move. I am wanting to leave my husband, things have not been good for 10+ years. He doesn’t want to split up so won’t entertain selling the house. Ive been asking him for about 6 months but we’re no further forward. I’ve seen I…
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Recover cost of paying a carer against my Tax (through PAYE)
I have a disabled wife who cannot be left alone without a carer; I am her full time carer. I also have a seasonal job which gives me a welcome break from this full-time caring where I am taxed on my earnings through PAYE. I will have to pay for a replacement carer as a necessary cost of going to work. Can I claim this cost…
