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Benefits help needed

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Hi I'm married and we have a home that is in my husbands name only and we have separate bank accounts, my mum is recently widowed and isn't in the greatest health I need to move back down where she lives for approx 6 to 12 months to help her out she's due some ops and tests over the next year, I don't want to move in with her as I still want her to have her independence so want to rent a flat that's close by i live 350 miles away so staying at home not an option, I currently get contribution based esa and PIP would I qualify for anything I'm seeing something about disregards if away from home for 6 months, is anyone in the know about this that can advise please.
RECLAIM YOUR BANK CHARGES I DID LOL £6K BETTER OFF, £293.00 EQUITA BAILIFFS WON, £600 APPROX WELCOME FINANCE PPI WON,CAPITAL ONE £944.00 WON
Also helped reclaim over £30,000 for family members my claim to fame meeting our own Mr MSE and appearing on his programme :rotfl:
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Comments

  • elsien
    elsien Posts: 35,949 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If you’re asking about help with rent, then no.

    The rules you are referring to are around if you’re already get the housing element. Which you won’t be entitled to because you already have your own house. You and your husband are still married, you’re not separated, so the  property and his earnings would be taken into account any claim, I believe
    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
  • Spoonie_Turtle
    Spoonie_Turtle Posts: 10,289 Forumite
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    Absence of one party expected to, or exceeds, 6 months
    E4152 Where the claimant is a member of a couple and the other member is temporarily absent from the claimant’s household, they cease to be treated as a couple if that absence is expected to, or exceeds, 6 months¹.
    1.UC Regs, reg 3(6) 

    https://assets.publishing.service.gov.uk/media/5a7575a740f0b6397f35e96f/adme4.pdf

    This means you could make a claim as a single person, BUT I don't know how your home would be viewed for capital purposes.  Your ESA is your income-replacement benefit; if it is contributions-based it would continue and be deducted in full from any UC, and if any or all of it is income-related element that would stop completely and could never be reinstated.

    Hopefully others can advise how your current home would affect any potential eligibility.

    I've found these:

    Premises not occupied as the home for a time
    H2038 Premises usually occupied as the home are disregarded if
    1. they are not occupied for a time and
    2. the intention is to return to live in the premises as the home.
    For example, if a person goes into residential care on a temporary basis and intends to return to the house which the person usually occupies as the home, the house is disregarded.


    Premises occupied by former partner
    H2050 Premises that are occupied by a person’s former partner as their home are disregarded indefinitely where the person and their former partner are not estranged but are living apart by force of circumstances. For example, where the person is in long-term care¹.
    1.UC Regs, Sch 10, para 3

    https://assets.publishing.service.gov.uk/media/67d982dba87d546feeda0193/admh2.pdf

    But whether your circumstances would count in the above to be disregarded, I truly have no idea.

    (And I also don't know if you could claim rent help, I don't have brainpower to look into that.  But all the official guidance is 
    https://www.gov.uk/government/publications/advice-for-decision-making-staff-guide )
  • Flugelhorn
    Flugelhorn Posts: 7,298 Forumite
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    bear in mind that you may have to pay second home council tax surcharge if you rent somewhere
  • huckster
    huckster Posts: 5,278 Forumite
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    edited 14 July at 11:37AM
    I do not think these circumstances would allow housing rent under a separate single Universal Credit claim.

    The OP says that they don't want to move in with their Mum, which suggests that moving in is a possibility, as there are no housing size or other issues that would prevent this.

    Also the move is not 100% essential. They could organise local paid caring or other help. And they could go visit on specific dates, staying with Mum or B&B at their own cost.

    I would suggest the OP checks with local support services where your mum lives to see what is available.

    Has your Mum looked into claiming Attendance Allowance?

    The comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.
  • It doesn’t look like your home would be disregarded as your husband would still be living in it and he is not your former partner.

    Also do not underestimate the sheer toll of renting, finding a place, doing all the washing up, cleaning etc. as you will be coping with a health condition and caring for your mother at the same time.
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  • You could say you and your husband were living apart by force of circumstances.

    Do you have the money to fund this move as from what I understand the DWP will not pre approve benefits, only award a claim (or not) once it is made.

    Perhaps a few week long visits staying in hotels at appropriate times (ie just after an operation) or similar?
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  • Or just stay with your mother if she has a spare room, I think that’s what most people would do in the circumstances.
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  • Rubyroobs
    Rubyroobs Posts: 1,082 Forumite
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    Or just stay with your mother if she has a spare room, I think that’s what most people would do in the circumstances.
    Exactly. It's unfair to expect the benefits system to fund a second home, although I'm not sure they would anyway as others have already explained. 
  • angieb1606
    angieb1606 Posts: 520 Forumite
    Part of the Furniture Combo Breaker
    Trying not to move in with mum as don't want her to become too dependent on me we want her to keep her independence for as long as possible
    RECLAIM YOUR BANK CHARGES I DID LOL £6K BETTER OFF, £293.00 EQUITA BAILIFFS WON, £600 APPROX WELCOME FINANCE PPI WON,CAPITAL ONE £944.00 WON
    Also helped reclaim over £30,000 for family members my claim to fame meeting our own Mr MSE and appearing on his programme :rotfl:
  • KxMx
    KxMx Posts: 11,109 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If you can't afford to move to help her full time, then you would be better off investigating what kind of day to day social care help she can get, and supplement that yourself with short temporary stays with her at necessary points, or nearby at a hotel/air b&b. 
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