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MSE Forum Poll: Will the 2026 Budget leave you better off?
Chancellor John Healy has delivered the Government’s latest Budget, revealing various measures like the scrapping of Gas Standing Charges, a boost to national minimum wage and a freeze on fuel duty. You can find a list of the announcements on MSE News along with Martin’s reactions Will the Budget be a boon to your finances…
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Save money and a lot, lot more by staying BST
Oh, hi Anyone else completely sick of this clock-changing charade twice a year? Down here in the Southeast, we've got blinding (well, close to it atm) daylight by 6:00 AM—what a waste—only to be sitting in pitch darkness by 5:00 PM. Absolute madness. I know this poll isn't going to change a single thing in the real world,…
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How much have you saved so far?
Whether you're just starting out or have been saving for years, how much have you managed to put aside so far? It would be interesting to see how everyone's getting on. Share your progress and any tips that have helped you along the way!
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MSE Forum Poll: How much do you expect to spend on Halloween this year?
It's nearly time for trick-or-treaters, spooky decorations and lots of sweets - if you're into that sort of thing. Are you planning to spend on pumpkins, costumes and party bits, or prefer to let Halloween pass by without a fuss? Vote in the poll below then share your thoughts in the thread!
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Term or monthly reduction?
I have looked over these posts and people are so gun-ho for reducing term because the maths makes it look logical. But when you factor in life, reducing monthly make more sense: Inflation - cost of living, all the small little life increases Growing family - babies, I want this toy children, hungry teens - why do they cost…
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MSE Forum Poll: Do you batch cook or meal prep to save money?
Cooking extra and saving the leftovers - or preparing multiple meals in advance - can be a great way to make your food budget go further, but is it part of your MoneySaving routine? Vote in the poll and share your thoughts in the thread.
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MSE Forum Poll: How do you usually find the best deal on car servicing or an MOT?
Making sure your motor is in tip top condition can prevent costly repairs down the line, but getting a service or MOT without breaking the bank can be a MoneySaving muddle of its own. Which method do you use to get a good price on a health check for your vehicle? Vote in the poll then share your thoughts in the thread.
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Have you been charged by Perranporth Gardens Charities car park due to ticket display?
I have been charged by Alliance Parking operating the sea front car park on behalf of the land owner Perranporth Gardens Charities (PGC). Charge was due to ticket display issue. From PGC website: The income from the sea front car park meets the day to day expenses of maintaining our walks, gardens, lake and the beach car…
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NS&I Guaranteed Income Bonds - What term would you choose?
I have an NS&I Guaranteed Income Bond coming up for maturity. With everything going on in the economy, and the world, which rate/term would you choose?
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MSE Forum Poll: Which supermarket loyalty scheme offers the best rewards?
Signing up to a supermarket loyalty programme feels like a MoneySaving no-brainer, but not all schemes are created equal. While some are fairly generous when it comes to handing out points and bonuses, others are a bit stingy with the rewards or offer benefits that might not be worth bothering with. Which one gets your…
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MSE Forum Poll: Have you bought anything recently in case of blackouts, power outages etc?
The UK government has been encouraging people to stock up on certain things in case of a national emergency such as a cyber attack, significant power outage, extreme weather and so on. In the last few weeks have you bought something specifically to prepare for such emergencies? Vote in the poll then share your thoughts in…
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MSE Forum Poll - Have you started planning for Christmas?
Believe it or not, today (16th Sep) marks 100 days until Christmas Day. For some of us that means Yuletide lists are already underway and the budget spreadsheet is out; for others, the festive season feels like a lifetime away. Whether you're the type to have everything wrapped up by October or you'd rather not think about…
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MSE Forum Poll: What kind of receipt do you prefer from shops?
Whether you're buying some new clothes, a snazzy gadget or just picking up a pint of milk, there's a good chance you'll be asked one familiar question at the till: "Would you like your receipt?" Some people still prefer a paper receipt they can tuck into a wallet or folder, while others are happy with a digital version…
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MSE Forum Poll: How good is your bank's mobile app?
Not all banking apps are made equal. While some have slick interfaces and snazzy features, others can be a pain to navigate. How would you rate your bank's app? If you have several, focus on the one you use most. Vote in the poll then share your thoughts in the thread.
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How many bank accounts do you have?
It’s an anonymous poll.
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Peninsula or Island Dilemma
New extension. Basically a 6 x 6m room with 6m square cut out for utility and WC. Family of 4, two teenagers. Below drawings are to scale but the furniture I have pasted on top of drawing 1 not to scale. The furniture arrangement would be the same for both - just the peninsula or island is the decision here. Because the…
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MSE Forum Poll: How often do you check out yellow sticker items in supermarkets?
Reduced-to-clear items can be a beacon of MoneySaving when it comes to your grocery shop, but just how regularly do you seek out the yellow sticker goods when ambling down the aisles? Vote in the poll then share your thoughts in the thread.
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MSE Forum Poll: When you're just short of free delivery, what do you usually do?
Lots of online retailers offer free delivery if you spend over a certain amount, and there are invariably times when your basket is a little shy of qualifying. What tends to be your response? Is the prospect of free delivery enough of a carrot to get you to buy more stuff? Vote in the poll then share your thoughts in the…
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Which bank do you use for your main account?
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MSE Forum Poll: How often do you review your Direct Debits and standing orders?
Out-of-date subscriptions, free trials that you forgot to cancel, unused gym memberships…these sorts of payments can be silently taking chunks out of your bank balance if you're not careful. Staying on top of them is a good way to keep your finances in check (and protect yourself from scams), but remembering to find the…
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Is the Nationwide app any good?
How do rate the Nationwide app, is it any good?
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Fix for 1 year or 2?
Using MSE Energy Club, I've found that the best value fixed price energy deals seem to cost pretty much the same for 1 year and 2 year fixes at the moment. Are you fixing for 1 year or 2? Appreciate there's no right or wrong answer but interested in hearing a range of views.
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MSE Forum poll: How often do you ask for a 'doggy bag' for your leftovers at a restaurant?
Whether it's to cut down on food waste, get better value for money, or enjoy tomorrow's lunch, taking leftovers home after a meal out can be a smart move. Yet plenty of people still feel a bit awkward about asking for a doggy bag. When you're eating at a restaurant and don't finish your meal, how often do you ask to take…
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Is installing proper split AirCon off-season worth it?
Another heatwave is coming tomorrow! Really not looking forward to it. And I haven't been able to get hold of any aircon installers in the summer. Has anyone worked out if installing Aircon off-season is materially cheaper?
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MSE Forum Poll: How do you usually cover big annual costs (MOT, insurance, birthdays, Christmas)?
With the realisation that my contents insurance is due to renew tomorrow and I need to switch it to a more advantageous card, this week we're asking how you deal with big annual expenses such as insurance and seasonal festivities.
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Old before your time?
Saga has a 4.5% easy access account. At the moment that seems to be the best non-ISA rate for large amounts. Saga is marketed to over-50s but is available to over-18s. I ‘qualify’ on both counts but doubt I would have opened an account when much younger. What is your age and would you have opened a Saga account if you were…
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MSE Forum Poll: What's the longest you've kept a mobile phone?
Holding on to your current mobile phone for as long as possible can certainly be a good way to save money, and sometimes getting an 'upgrade' isn't actually that much of an improvement (like in MSE Rob's experience). But the promise of new features, slicker designs and better technical support can sometimes be very…
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MSE Forum Poll: How often do you return items bought online?
Long-time Forumites will have seen tales of retailers clamping down on customers they feel have made too many returns. How often do you find yourself returning goods you've bought online? Do you only return things that are clearly broken or not up to scratch? Or are you happy to send something back if you've changed your…
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MSE Forum Poll: What matters most to you when booking a holiday?
Holiday booking often involves a balancing act. You might find a bargain that's less convenient, a luxury option that's more expensive, or a flexible booking that offers extra peace of mind. When it comes down to it, what matters most to you when booking a holiday? Vote in the poll and share your thoughts in the thread.
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MSE Forum Poll: Which device do you use the most to make online purchases?
There's been a meme doing the rounds for a while about millennials preferring to make big online purchases using a laptop instead of a smartphone. Is it a sense of accuracy and security from using a physical keyboard? Perhaps the bigger screen makes it easier to see pictures or read vital information? Maybe it's just the…
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My husband died on the 31st December 25 I have not been able to have his Premium Bonds sent to me .
My husband died and as I couldn't cope with everything I put everything in our solicitors hands. Unfortunately they have had no joy in getting them for me so I rang NS&I today June 23rd 26, they were of no help and said they had sent a letter to my solicitors last week so the letter should get to the solicitors Friday of…
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MSE Forum Poll: How often do you go to see professional sports live at a venue?
England and Scotland's 2026 World Cup campaigns are off to a flying start with both teams securing wins in their first games. But this year's competition has garnered controversy over exorbitant ticket costs, leaving many fans priced out. How regularly do you attend professional sporting events as a paying spectator? Vote…
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MSE Forum Poll: Do UK theme parks offer value for money?
If your stomach can stand it, a detour on the dodgems or spin on a rollercoaster can be part of a thrilling day out regardless of age. But do the theme parks in the UK give you enough bang for your buck, or do you feel short changed by short rides, long queues, rubbish food and awful accessibility? Vote in the thread and…
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MSE Forum Poll: What's your preferred way of listening to music these days?
The humble cassette has been making a bit of a comeback over the last year. Even the likes of Taylor Swift and Ariana Grande have released tracks on tape. Whether it's due to nostalgia, novelty or perceived differences in audio quality, there's still a demand for physical media despite the convenience of streaming. How do…
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Does this board need a rename?
(I originally posted this on the 'Site feedback and Forum Help' section, but got no response there. https://forums.moneysavingexpert.com/discussion/6666774/mse-benefits-tax-credits-board#latest ). So here it is again, this time as a poll. As Tax Credits in the UK were abolished over a year ago now, in April 2026, isn't it…
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MSE Forum Poll: What food option do you pick when booking a holiday?
Where you'll stay and what you'll do are key parts of booking a getaway, but figuring out what to do about dining can be a huge factor. Are you big on hotel buffets? Do you explore the local eateries? Prefer to prep your own meals? Vote in the poll and share your thoughts in the thread.
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MSE Forum Poll: What's your main way of staying cool during a heatwave?
The final week of May is bringing a bank holiday, a half term school break and soaring temperatures, meaning the air will be filled with the smell of sunscreen and the sound of ice cream vans. When the mercury shoots up, what's your primary go-to for dealing with the heat? Vote in the poll then share your thoughts in the…
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Which editor toolbar would you prefer?
Hi everyone, Our text editor will soon have a choice between 2 formats. To be clear, both options below are part of the updated editor - this is not a choice to return to an older editor Option 1: Inline toolbar (Currently used) Formatting options appear near your text when needed, usually when you highlight text or open…
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MSE Forum Poll: How often do you check your bank balance?
Knowing how much is in your coffers can help you stay on top of your finances. But how frequently do you take a peek? Are you a routine checker? Do you only look before/after a big purchase? Just before/after payday? Vote in the poll then share your thoughts in the thread.
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Multi-Factor-Authentication
Would you like all financial institutions that promote their mobile apps for day to day purchases to double check before sending YOUR money to requestors for services/purchases/charges. This only takes seconds to verify - but the reason why they say it's not used is to speed up transactions? This way there would be less…