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Old Style Student loan query
Hello, I have a query regarding old style student loans and their 'wipe date'. Loan 1 taken out 1995-96 Loan 2 " " 1996-7 Loan 3 " " 1997-8 Loan 4 " " 1998-9 Student was aged 23 at beginning of the course. Having had a look at Martin Lewis' article, it seems to me that either these loans should become wiped when the…
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Mature student at Open Uni
Hello, Ive just started a course with the Open Uni. Im 34, and I am retraining in 1 of the STEM fields. I quit full time work because they would not allow me to reduce my hours to part-time so, although I am currently not working, I will be getting a part time job very soon. I obviously have to buy laptop, software etc for…
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Student loan written off then new loan taken out
Hi, I appreciate that I'm probably in an unusual position but I'm looking for advice as I can't find a definitive answer anywhere! I took out three student loans in 1992, 93 and 94. According to information on this page, my student loans should be written off in 2019 as it will be 25 years since the date of my last student…
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Council tax arrears
Hi there, I’m new so not sure if this is the right place !!!129335;!!!127995;!!!8205;!!!9792;!!!65039; Basically, I lived in shared rental accommodation when I was a student nurse. I shared with a student doctor and a guy that worked full time. I qualified 4 yrs ago and moved out. Whilst I lived in this accommodation…
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Struggling to get payments set up again
OK my main problem with the student loans company is after more than 6 months after I started a new job I still have not been able to get them to send a 'start notice' to my employer so my payments can start to come out of my salary. I've never had this issue before but there was some problem which resulted in this not…
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Masters Degree - Living Allowance?
Is there a living allowance upon working towards a Masters Degree? Currently in my third year and I've been under the impression that I'll be working when I've finished, remaining in the job I'm currently working part time in as at least it's something, and the opportunities to climb the ladder are there and being offered…
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Getting a student loan after course has started
My other half is in a really tricky situation. To cut a long story short, she did a part-time degree over 3 years, while working full-time. She applied for an SLC loan to cover her fees in year one and assumed there was no need to reapply after that first year, but it turns out she did need to, and she owes fees for years…
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Tuition compensation
As a post-grad student I am set to lose a third of my taught seminars this term due to strike action. My term fees are £1625. Do I have any official rights in terms of seeking compensation? The university is palming me off with excuses, I was considering legal action and/or placing a claim through the courts. Do I have a…
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Question: Amazon Prime Student free trial
Hi All I have belatedly discovered that I can get six months of Prime for free because I have a .ac.uk e-mail address. The thing is, I might not still have it in September because I won't be a student in the next academic year (I don't know when the Uni cuts off your access to the student e-mail). Will anybody who's done…
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Grant Over-Payment following Break From Study
Hi all :) My circumstances are that in April 2016 I had to break from study due to not being able to cope with my studies following a bereavement. This was right at the end of my third and final year of University and I withdrew from my course only about 6 weeks before it finished. I had been to all the lectures and…
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Student Finance Appeal Help
I just wanted to know if anyone has been in my situation and if you have, how did you handle it. I am in the final year of my course, Pharmacy, and i had a change of event at the end of my 3rd year, as my residency as an EU student changed. I was due to receive a Permanent Residence but did not get this residency status…
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Parents income for maintenance loan
This may seem a stupid question but my husband earned £47,500 in total last year -this is from the annual tax summary he received from the tax office. I earned £17,800 again this is from my annual tax summary. This takes us to a joint household income of £65,300 which means our daughter is only entitled to the minimum…
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student loan reclaiming overpayments
I tried to reclaim overpayments which I thought I had paid on my student loan. When I contacted the student loans company, I was told the 9% over the yearly threshold is not always applicable an that as I am paid monthly 9% over the monthly threshold would be taken instead. Is this correct or should it still only be 9% of…
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Deferral letter
I had my deferral letter today for this year from SLC. However, it relates to two loans i.e. 97 and 98. It usually refers to my 00 loan but it does not. Upon investigation on the internet the 00 loan was sold in December 2017. I have not received correspondence about this and more worryingly will I receive a deferral…
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Student loan claiming payments back
Hi I have a £2000 student loan from 2014, at the time they did not tell me I had to pay interest, once I received the first years statement and seen the interest I started paying £30 per month back because I panicked I would owe thousands in the future due to interest. My earnings are under the £21,000 threshold but they…
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Student Loan repayments when not working
I graduated in 2000, and when I started working as a teacher in 2003 I was paying back my loan through PAYE. I have not worked since having my first child in 2008. I have not given a thought to my student loan since then, as I have not been working, so thought it was all fine to just not be paying. Today I received a text…
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American and student finance
Hi, wonder if someone can help. I'm asking on behalf of my son's friend. My son is in his 2nd year at an FE college studying a BTEC extended diploma. His friend on the same course is American born to an English mother, nationality of father I'm not certain. He doesn't live with either parent, neither of them live in the UK…
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'Don't pay your kids tuition fees upfront' Discussion Area
This is the discussion area for the guide Don't pay your kids tuition fees upfront: Many will end up throwing £20,000+ away Please click reply to discuss
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Should I pay my student loan off with a loan?
I earn 45k and have an outstanding plan two loan of £10k with the slc charging 6.1%. Is it cheaper to get a zopa loan and pay it off or continue as is paying £185 a month
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Overseas students
This may be rather premature, but I'm thinking ahead... My kids are currently aged 14 (son) & 12 (daughter). Their mother and I separated over 10 years ago and divorced a few years later; I live in England while they live with their mother, in her home country (outside Europe). My kids are both British citizens, born in…