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Student MoneySaving

Discuss tuition fees, student loans and grants here - and share MoneySaving deals, tips and tricks to help you spend less at university.

Student Loans DD - Salary Increase
Hi all, Hopefully this is just a quick question and someone will know the answers! I would like to switch my student loans contributions to a DD because I'm within 2 years of paying it off. However, I would like to know what happens if my salary increases, I receive a bonus one month etc etc? They've told me that I don't…
Compelling Personal Reasons help.. Student Finance
Good morning all, I am in the first year of a radiotherapy degree which I am not enjoying at all. Several of my personal circumstances are affecting my ability to perform and concentrate and as a result I am very behind and failing. February (2017) my grandmother passed away after 6 months of suffering from terminal…
paying for course when dropping out
My daughter started a foundation degree course in September. She can't cope and wants to drop out. The course cost her £7700 which I believe she will have to pay in full (student loan has currently paid 1st term) If she drops out I believe her student loan will stop - how can she pay for the course? Is there anyway she can…
plagiarism
Hi. I'm not sure whether this is the correct place to post this or another forum? I want to use a quote from one of my 'friends' facebook comments in my university piece. It is their words on their facebook page. If I use this does anyone know if this will this be detected by turnitin the plagiarism detector used by unis?
Welsh Student Funding
Dear MSE forum users - I have a dilemma. We had been living in Wales when my son applied for University (in Manchester) and was accepted. As he had lived most of his life in Wales he was awarded part funding by the Welsh Student Funding Agency last year - the rest of his fees are covered by a student loan - All good so…
student job and NI threshold
Hello, Does anyone know what the NI rate starts at from wage deductions? I've started a new job, 20 hours and better money, and I earnt £178.20 last week and they deducted £2.54. Not much I know, right. But I thought that as I will earn less than 10k per year and this is less than the tax threshold that I wouldn't pay any…
Save or Pay off student loan (pre 2012)
I graduated 2012 (plan 1) and currently have £17,000 student loan debt. I have almost £50,000 in savings. I was saving for a house but this had to be put on hold, probably until September 2018. The loan interest is currently 1.5%. I have a range of bank accounts (3-4% interest) but still have around £30k that is left over.…
Play Centres in Greenwich, London Wit All Sorts of Other Activities
This website details activities and things to do in play centers in Greenwich, London. This includes details of play centers, outdoor play, and all sorts of other activities. It tells you about all cost opening times, transport and disabled access. under1roofkids.com
'The UK’s hidden one-child-per-family university policy' according to Martin Lewis
The UK’s hidden one-child-per-family university policy Interesting article by Martin Lewis :money: suggesting that parents will struggle to support 2 of their offspring in university at the same time.
Is there a way to get GCSE's at home for free/cheaper?
I'm wondering if there is a way one is able to get basic Maths/English GCSEs for free when out of education? My boyfriend is 21 and wants to get his GCSEs, however we are expecting a child together and financially are not in a position to be spending hundreds of pounds on exams (hell, we don't even have hundreds of pounds)…
being a guarentor for a student's rent
Our son is just arranging his student accomodation for next year, and I have been asked to be his guarentor. It is a joint tenancy with 5 others so this means I am acting as guarentor for the whole household (along with 5 other parents presumably). I am uncomfortalbe about taking on this level of commitment. they have said…
Help my friend please.
Copied and pasted Advice needed - from someone in the know. My daughter attended University for a fortnight. Two weeks. She now attends xxxx. She was so desperately unhappy that I worried for her state of mental health. We transferred her to xxxx and she currently lives at home. Xxxxa university charged her only £30 for…
MSE News: Student loan overpayments: 'I got £1,100 back in just five minutes'
A MoneySaver has reclaimed £1,100 in just five minutes after discovering she'd started repaying her student loan too early, following MSE's overpayment warning...Read the full story: 'Student loan overpayments: 'I got £1,100 back in just five minutes'' Click reply below to discuss. If you haven’t already, join the forum to…
Over 16s ONLY: 20% off with YouthDiscount at Adored
If you are a youthdiscount member you get 20% off at Adored https://www.adored.co.uk/youth-student-discounts-adored
Tuition fees
Hi My son started University in September but very quickly realizsed it is not for him and left after a few weeks. He's had tuition fees paid, first installment of maintenance loan and is in a 11 month tenancy in a house (which he is no longer living in!). I know we have to accept the housing costs and it is right that he…
MPs are debating university tuition fees
MPs are debating an e-petition relating to university tuition fees. The petition wants to 'change the University fees from £9250 back to the £3000 fee for the UK.' Read the full text of the petition here. Watch the debate on Parliament TV. Read the official report of what was said in the debate
Student Rental
Can anyone help with this? I have a daughter about to sign up to rent a student property next year with 5 of her uni friends. The agency she has registered with are asking for 2 months rent to be paid in advance which I accept. However, they want the rent for the remainder of the uni year to be paid in 3 monthly…
Student Leaving Early Advice
Hi all My daughter has decided that Uni is not for her and she is coming home. As she has left before Christmas she will owe 25% of her Tuition Fees and Maintenance Loan. We haven't seen either as the Maintenance Loan went straight to covering part of the accommodation. Can anyone tell me if this money she owes will go on…
Glide bills
Student Loan Direct Debit or Not
Hi Folks, I have less than two years until my loans are repaid and have a letter advising to move to direct debit. Will this be a good decision? As I understand, my gross of 45000 is taxed. From that, 21000, is taken off, and then 0.09% of whats left is divided by 12 which = the monthly student loan take out from the…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Student MoneySaving

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