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Student Credit Card / Credit Score
Hi everyone, This is my first post, so I hope I'm in the right place. Recently I watched one of Martin's programmes where he was talking about the importance of starting to build a credit score. My 19 year old son is in his second year of university and we thought it sensible after listening to the advice for him to get a…
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Potentially overpaying student loan?
Hi all. A while ago I thought I seen something on the MSE newsletter about how to check if you’ve overpaid on your student loan but can’t figure be it now. Please can someone point me towards this? Thank you.
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Nus alumni card
Hi all, Hoping you can help. Friends of mine got this nus extra alumni card earlier this year. I've just finished my course but sadly can no longer find this facility anywhere. I can only assume that it's been withdrawn. Does anyone know?
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Quit job. Can the SLC come after my savings?
Hi. My student loan is from 1999-2002. So I quit my job. Over the last few years when I was working I was saving heavily to try and get a mortgage. Well that never transpired. So now I have a sizeable amount of savings in the bank. Even though these savings have gone through the student loan filter (i.e they are from my…
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Student Loan Repayment
At the current rate of repayment I will have paid off my student loan within a couple of years. I was trying to investigate whether it would be worth paying off in 1 lump sum. Is it possible to negotiate with the student loans company to pay off the full amount for a slightly reduced amount?
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Student Loans DD - Salary Increase
Hi all, Hopefully this is just a quick question and someone will know the answers! I would like to switch my student loans contributions to a DD because I'm within 2 years of paying it off. However, I would like to know what happens if my salary increases, I receive a bonus one month etc etc? They've told me that I don't…
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Compelling Personal Reasons help.. Student Finance
Good morning all, I am in the first year of a radiotherapy degree which I am not enjoying at all. Several of my personal circumstances are affecting my ability to perform and concentrate and as a result I am very behind and failing. February (2017) my grandmother passed away after 6 months of suffering from terminal…
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paying for course when dropping out
My daughter started a foundation degree course in September. She can't cope and wants to drop out. The course cost her £7700 which I believe she will have to pay in full (student loan has currently paid 1st term) If she drops out I believe her student loan will stop - how can she pay for the course? Is there anyway she can…
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plagiarism
Hi. I'm not sure whether this is the correct place to post this or another forum? I want to use a quote from one of my 'friends' facebook comments in my university piece. It is their words on their facebook page. If I use this does anyone know if this will this be detected by turnitin the plagiarism detector used by unis?
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Welsh Student Funding
Dear MSE forum users - I have a dilemma. We had been living in Wales when my son applied for University (in Manchester) and was accepted. As he had lived most of his life in Wales he was awarded part funding by the Welsh Student Funding Agency last year - the rest of his fees are covered by a student loan - All good so…
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student job and NI threshold
Hello, Does anyone know what the NI rate starts at from wage deductions? I've started a new job, 20 hours and better money, and I earnt £178.20 last week and they deducted £2.54. Not much I know, right. But I thought that as I will earn less than 10k per year and this is less than the tax threshold that I wouldn't pay any…
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Save or Pay off student loan (pre 2012)
I graduated 2012 (plan 1) and currently have £17,000 student loan debt. I have almost £50,000 in savings. I was saving for a house but this had to be put on hold, probably until September 2018. The loan interest is currently 1.5%. I have a range of bank accounts (3-4% interest) but still have around £30k that is left over.…
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Play Centres in Greenwich, London Wit All Sorts of Other Activities
This website details activities and things to do in play centers in Greenwich, London. This includes details of play centers, outdoor play, and all sorts of other activities. It tells you about all cost opening times, transport and disabled access. under1roofkids.com
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'The UK’s hidden one-child-per-family university policy' according to Martin Lewis
The UK’s hidden one-child-per-family university policy Interesting article by Martin Lewis :money: suggesting that parents will struggle to support 2 of their offspring in university at the same time.
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Is there a way to get GCSE's at home for free/cheaper?
I'm wondering if there is a way one is able to get basic Maths/English GCSEs for free when out of education? My boyfriend is 21 and wants to get his GCSEs, however we are expecting a child together and financially are not in a position to be spending hundreds of pounds on exams (hell, we don't even have hundreds of pounds)…
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being a guarentor for a student's rent
Our son is just arranging his student accomodation for next year, and I have been asked to be his guarentor. It is a joint tenancy with 5 others so this means I am acting as guarentor for the whole household (along with 5 other parents presumably). I am uncomfortalbe about taking on this level of commitment. they have said…
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Help my friend please.
Copied and pasted Advice needed - from someone in the know. My daughter attended University for a fortnight. Two weeks. She now attends xxxx. She was so desperately unhappy that I worried for her state of mental health. We transferred her to xxxx and she currently lives at home. Xxxxa university charged her only £30 for…
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MSE News: Student loan overpayments: 'I got £1,100 back in just five minutes'
A MoneySaver has reclaimed £1,100 in just five minutes after discovering she'd started repaying her student loan too early, following MSE's overpayment warning...Read the full story: 'Student loan overpayments: 'I got £1,100 back in just five minutes'' Click reply below to discuss. If you haven’t already, join the forum to…
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Over 16s ONLY: 20% off with YouthDiscount at Adored
If you are a youthdiscount member you get 20% off at Adored https://www.adored.co.uk/youth-student-discounts-adored
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Tuition fees
Hi My son started University in September but very quickly realizsed it is not for him and left after a few weeks. He's had tuition fees paid, first installment of maintenance loan and is in a 11 month tenancy in a house (which he is no longer living in!). I know we have to accept the housing costs and it is right that he…