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Inheritance
My son if off to Uni shortly and will obviously end up with student loan "debt". Thinking way ahead if he comes into any inheritance (or any windfall for that matter), is he oblidged/required to use this towards paying off any student loan ? Would like to think he could put it towards his own property etc
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Mature Student - Student A/c worth it?
Hi - I am a mature student (38 y/o) in FT education and will be going to uni in September, I currently have a shocking credit rating/history so I'm just wondering if it's actually worth applying for/getting a student account in Sept, I am doubtful that I will be eligible for an overdraft (I can't get one on my current…
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Santander Student Overdraft
I have a Student Account with Santander, which I've had since 2015. I dropped out of uni after first year and have not used the student account since then. I have a £1500 overdraft which is unpaid - I am now looking to pay this back. Am I likely to have charges on this as I've not paid the £500 in per term? Or will my…
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Part time job
If student want to save money they do part time job
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Please help! Could my part-time postgraduate loan result in me being made homeless?
Hi. Firstly, I'd like to apologise for the length of this, I have looked elsewhere and haven't found anything that can really help me in making a decision as to my next step and I am desperately running out of time. I work part-time in retail, just 14 hours a week (weekends) and earn £450 per month. Just before I started…
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Postgraduate Bank Accounts
Hi, I currently already have a graduate account which i opened after completing my undergraduate degree. I have since gone on to complete a postgraduate degree this year. However this has not allowed me to climb out of the overdraft of my graduate account, which loses its 0% overdraft facility this summer. Would I be…
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Student loan whilst claiming part housing benefit
Forgive me if I have asked this before, but if you claim housing benefit do the council deduct the student loan as earnings or is it disregarded as it's for course fees etc not to live off. If I am working part time as well will this affect the amount of loan received or make no difference? Will the fact that I have a…
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Student loan repayment overseas
HI Has anyone any experience with paying their student loans back after years of living overseas? Do you have to back pay for years you have went without paying? Asking for a friend
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Old Student Loan Urgent Advise Please
I’m super worried after years of complaints since Erudio took over my student loan. I’m a single working mummy and they don’t care about any outgoings, I have to provide proof of my maintenance for my child, but they never ask me how many children this is to support, what their costs are etc. At no point on this court…
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Self Assessment & Student Loans - Not adding up
Hi There I have a quick question for those that use self-assessment and repaying student loans. Circumstance is this is for someone who has full employment, but also receives money through a divident from a ltd company they own (extra work on the side). Student loan was correctly paid throughout the employment and on the…
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Interest Charges
Banks & Building societies aren't allowed to do this on Mortgages / Loans - so why are Student Loans Company? Deductions by HMRC are made monthly from borrowers - however this money is paid to the Students Loan Company once annually. This results in borrowers being charged interest on their full balance for a year, before…
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Loan Repayment after retirement?
Please can someone help. I have made 6 phone calls to the student loan company, filled in 5 forms in 3 months and they still need more information? I studied for a teaching PGCE in 2008 and received a student loan in order to complete the study. I then started work as a teacher in 2009 and began automatic repayment of my…
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Student. Loans: How Much Can They Take?
Hi all I took a student loan out for the academic years 2006 - 2009 achieving a degree I ultimately did not directly use. I went back to uni after being left a considerable sum of money with the instruction to set myself up. No loan taken this time. I have just qualified as a entry level medic earning just over 30K (in…
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Did I start repaying too early?
I was reading about graduates starting to pay off their loans too early and wonder if this applies to me. I completed my first degree in 2011 and then continued on to complete a PGCE, graduating in July 2012. These were obviously separate courses, but both funded by student loans. I started work after graduating in July…
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how should a student prepare for life after uni
I am a second year student at uni, living at home so financially, I am quite comfortable. I receive a maintenance loan and also have a part time job. Whilst I am comfortable I would like to prepare for the future e.g gathering a deposit for a mortgage or growing a good credit score. I have recently just opened an account…
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Student Credit Card / Credit Score
Hi everyone, This is my first post, so I hope I'm in the right place. Recently I watched one of Martin's programmes where he was talking about the importance of starting to build a credit score. My 19 year old son is in his second year of university and we thought it sensible after listening to the advice for him to get a…
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Potentially overpaying student loan?
Hi all. A while ago I thought I seen something on the MSE newsletter about how to check if you’ve overpaid on your student loan but can’t figure be it now. Please can someone point me towards this? Thank you.
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Nus alumni card
Hi all, Hoping you can help. Friends of mine got this nus extra alumni card earlier this year. I've just finished my course but sadly can no longer find this facility anywhere. I can only assume that it's been withdrawn. Does anyone know?
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Quit job. Can the SLC come after my savings?
Hi. My student loan is from 1999-2002. So I quit my job. Over the last few years when I was working I was saving heavily to try and get a mortgage. Well that never transpired. So now I have a sizeable amount of savings in the bank. Even though these savings have gone through the student loan filter (i.e they are from my…
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Student Loan Repayment
At the current rate of repayment I will have paid off my student loan within a couple of years. I was trying to investigate whether it would be worth paying off in 1 lump sum. Is it possible to negotiate with the student loans company to pay off the full amount for a slightly reduced amount?
