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Old Student Loan Urgent Advise Please
I’m super worried after years of complaints since Erudio took over my student loan. I’m a single working mummy and they don’t care about any outgoings, I have to provide proof of my maintenance for my child, but they never ask me how many children this is to support, what their costs are etc. At no point on this court…
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Self Assessment & Student Loans - Not adding up
Hi There I have a quick question for those that use self-assessment and repaying student loans. Circumstance is this is for someone who has full employment, but also receives money through a divident from a ltd company they own (extra work on the side). Student loan was correctly paid throughout the employment and on the…
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Interest Charges
Banks & Building societies aren't allowed to do this on Mortgages / Loans - so why are Student Loans Company? Deductions by HMRC are made monthly from borrowers - however this money is paid to the Students Loan Company once annually. This results in borrowers being charged interest on their full balance for a year, before…
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Loan Repayment after retirement?
Please can someone help. I have made 6 phone calls to the student loan company, filled in 5 forms in 3 months and they still need more information? I studied for a teaching PGCE in 2008 and received a student loan in order to complete the study. I then started work as a teacher in 2009 and began automatic repayment of my…
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Student. Loans: How Much Can They Take?
Hi all I took a student loan out for the academic years 2006 - 2009 achieving a degree I ultimately did not directly use. I went back to uni after being left a considerable sum of money with the instruction to set myself up. No loan taken this time. I have just qualified as a entry level medic earning just over 30K (in…
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Did I start repaying too early?
I was reading about graduates starting to pay off their loans too early and wonder if this applies to me. I completed my first degree in 2011 and then continued on to complete a PGCE, graduating in July 2012. These were obviously separate courses, but both funded by student loans. I started work after graduating in July…
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how should a student prepare for life after uni
I am a second year student at uni, living at home so financially, I am quite comfortable. I receive a maintenance loan and also have a part time job. Whilst I am comfortable I would like to prepare for the future e.g gathering a deposit for a mortgage or growing a good credit score. I have recently just opened an account…
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Student Credit Card / Credit Score
Hi everyone, This is my first post, so I hope I'm in the right place. Recently I watched one of Martin's programmes where he was talking about the importance of starting to build a credit score. My 19 year old son is in his second year of university and we thought it sensible after listening to the advice for him to get a…
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Potentially overpaying student loan?
Hi all. A while ago I thought I seen something on the MSE newsletter about how to check if you’ve overpaid on your student loan but can’t figure be it now. Please can someone point me towards this? Thank you.
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Nus alumni card
Hi all, Hoping you can help. Friends of mine got this nus extra alumni card earlier this year. I've just finished my course but sadly can no longer find this facility anywhere. I can only assume that it's been withdrawn. Does anyone know?
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Quit job. Can the SLC come after my savings?
Hi. My student loan is from 1999-2002. So I quit my job. Over the last few years when I was working I was saving heavily to try and get a mortgage. Well that never transpired. So now I have a sizeable amount of savings in the bank. Even though these savings have gone through the student loan filter (i.e they are from my…
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Student Loan Repayment
At the current rate of repayment I will have paid off my student loan within a couple of years. I was trying to investigate whether it would be worth paying off in 1 lump sum. Is it possible to negotiate with the student loans company to pay off the full amount for a slightly reduced amount?
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Student Loans DD - Salary Increase
Hi all, Hopefully this is just a quick question and someone will know the answers! I would like to switch my student loans contributions to a DD because I'm within 2 years of paying it off. However, I would like to know what happens if my salary increases, I receive a bonus one month etc etc? They've told me that I don't…
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Compelling Personal Reasons help.. Student Finance
Good morning all, I am in the first year of a radiotherapy degree which I am not enjoying at all. Several of my personal circumstances are affecting my ability to perform and concentrate and as a result I am very behind and failing. February (2017) my grandmother passed away after 6 months of suffering from terminal…
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paying for course when dropping out
My daughter started a foundation degree course in September. She can't cope and wants to drop out. The course cost her £7700 which I believe she will have to pay in full (student loan has currently paid 1st term) If she drops out I believe her student loan will stop - how can she pay for the course? Is there anyway she can…
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plagiarism
Hi. I'm not sure whether this is the correct place to post this or another forum? I want to use a quote from one of my 'friends' facebook comments in my university piece. It is their words on their facebook page. If I use this does anyone know if this will this be detected by turnitin the plagiarism detector used by unis?
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Welsh Student Funding
Dear MSE forum users - I have a dilemma. We had been living in Wales when my son applied for University (in Manchester) and was accepted. As he had lived most of his life in Wales he was awarded part funding by the Welsh Student Funding Agency last year - the rest of his fees are covered by a student loan - All good so…
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student job and NI threshold
Hello, Does anyone know what the NI rate starts at from wage deductions? I've started a new job, 20 hours and better money, and I earnt £178.20 last week and they deducted £2.54. Not much I know, right. But I thought that as I will earn less than 10k per year and this is less than the tax threshold that I wouldn't pay any…
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Save or Pay off student loan (pre 2012)
I graduated 2012 (plan 1) and currently have £17,000 student loan debt. I have almost £50,000 in savings. I was saving for a house but this had to be put on hold, probably until September 2018. The loan interest is currently 1.5%. I have a range of bank accounts (3-4% interest) but still have around £30k that is left over.…
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Play Centres in Greenwich, London Wit All Sorts of Other Activities
This website details activities and things to do in play centers in Greenwich, London. This includes details of play centers, outdoor play, and all sorts of other activities. It tells you about all cost opening times, transport and disabled access. under1roofkids.com
