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Glide bills
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Student Loan Direct Debit or Not
Hi Folks, I have less than two years until my loans are repaid and have a letter advising to move to direct debit. Will this be a good decision? As I understand, my gross of 45000 is taxed. From that, 21000, is taken off, and then 0.09% of whats left is divided by 12 which = the monthly student loan take out from the…
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Funding Distance Learning MSc in Scotland
I am Scottish, living and working in Scotland and studying towards a MSc at a Scottish University. To gain my MSc I need to pass 8 modules and write a dissertation. To date I have completed 4 modules which entitles me to a PG Cert qualification and I would really like to complete the rest of my studies to gain the MSc…
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Student loans for school age
Can I get a student loan for my daughter who is still at school? I can only afford one uniform for her, which is having to last all week before I can wash it, and I've only just found out she's been having to do PE in her pants since September as I cannot afford any PE kit either. So some sort of help so she can have a…
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Student loan counted as income
Has anyone got any experience of the council treating a student loan as an income on HB claim I can’t believe it but the council and student finance says it is.
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Study and living in USA
Hi, I am going to the USA for 6 months, as part of my university degree. Does anyone know the most cost effective way to live and pay for everyday purchases while there? Is there a bank in the UK linked to one in America and should I open an account there? Any advice will be greatly appreciated.
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Advice on Student Loans
I’m looking for some advice on what to do as I have no idea! I live in Scotland and took out a student loan in 2007 and 2008. These are Plan 1. I currently earn over the threshold for repayments but it does not come off my wages. I have phoned the Student Loans Company on two occasions - November 2016 and June 2017. In…
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Is student loan repayment system fair?
I've recently discovered the way repaying my student loan works exactly, I pay a certain amount to the HMRC every month and they then pay the student loans company at the end of each tax year. After getting a statement through recently I realised i'm getting charged monthly interest on the same balance over the year though…
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SLC: Letter received, repay within 2 years
I received a letter from the SLC, specifying that I am within 2 years of repaying the loan and giving me the option of paying the whole lot or setting up a direct debit. If a direct debit is setup, what happens if: - I become unemployed? - my income drops? (presumably they would have to recalculate and adjust the DD?)
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How to access the OU course Managing Money for Young Adults?
Apologies if this is the wrong forum - it was the nearest I could find. I was delighted to see that the OU had launched a course on Managing Money for Young Adults - and spent quite a long time trawling the OU website trying (without success) to find details of the course and where to register. Can anyone direct me to this…
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cashback sites in europe or brazil
Hi i was wondering if anyone new of any cash back sites abroad .My lad is studying in france at the moment then going to germay then brazil . But he is a huge fan of quidco and the like and on a tight buget .
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Student with a Mortgage
After experience and advice for those who have been a full time student whilst having a mortgage. I thought I'd get ahead of the game by renting my house, living with parents (£200pm board and lodge) to allow me to save and live better than hand to mouth when I have to give up work to do my PGCE. The thought of another 2…
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Should you be charged University Fees when not as Uni?
Hello, Looking for some advice, My daughter has managed to independently find a years internship. Her University is saying she has to pay a 'Placement' fee for this year even though she will not be attending University. This does not sound correct to me as a placement is not even an essential part of her degree. I view…
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Household income
Hi My daughter will be applying for a student loan for 2017-2018. Does household income include her twin brother's full-time employed income? Also, my husband and I both work full-time but also run a smallholding on a part-time basis. This is in its early days so is making a loss. We were able to claim back the tax for the…
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MSE News: Started uni in or after 1998 and began repaying your loan 2002-2006?...
The Government today formally restarted the process of selling off English student loans, after a delay of several months due to the general election. Here's what you need to know if your loan's being sold off...Read the full story: 'Started uni in or after 1998 and began repaying your loan 2002-2006? Your loan's being…
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Overpay mortgage or clear student loan?
My DD has a student loan pre 2012 with repayments of about £270 per month. She also has savings (thanks to generous grandparents) which could have cleared the loan but we thought it would be better to keep the loan and the savings for all the reasons Martin mentioned. She is now buying a flat and because she has a large…
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Sandwich courses and student finance
My 17yo son is looking at University courses for next year. He will be the first from our household to go and I'm struggling to understand some of it. Something being looked at is some sandwich courses. How does student finance work for the year you are on a work placement? I know you are paid by your employer, so am…
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Thesis servicing
For the past 20 years I have deferred payment of my student loan. In that time, Thesis have taken over my particular loan. Ever since, each year 'arrears' have been added for the slightest transgressions. Deferment forms are mysteriously lost in the post, my emails to them aren't received etc. I became due for deferment…
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Do I tell Student Loans the money I receive yearly from family business?
Once a year I receive a lump sum of money from a family business. I'm obviously not employed by my family so do I have to tell Student Loans that I receive this money? I'm still under the threshold for repaying them any money even with this lump sum but when I forgot to update them on my current employment a few months ago…
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Finance and credit cards making uni impossible
I have previously purchased quite a few things via finance and I am still paying them off. It was fine before University because I could afford to pay them. Now I have to pay for rent and everything else I'm already finding it really hard. Family don't know my financial situation, I messed up before and spent ages paying…
