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Changing from English to Welsh Student Finance advice please
So, we are in the recess of buying a house in Wales - should complete in a month or so (fingers crossed). Both my son and daughter are due to start uni in September. At the moment we live in England and the deadline for applications for student finance is tomorrow so they are obviously applying. When we move to Wales they…
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Student Finance & going on holiday
I am going on a summer holiday for exactly 3 months. I phoned up student finance to tell them the dates and they've told me they need a copy of 3 months worth of my bank statements and my full travel itinerary from British Airways. I am going to the US so there's no way I'd be working out there which I pointed out and they…
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Student Loans Company Independent Assesor Liaison -- any experience?
Hello, Not sure if this is quite the right place to post this, apologies if so. I was wondering if anyone has had experience dealing with the Independent Assessor Liaison office at the Student Loans Company. Long story short, I had a complaint referred to the Independent Assessor, who recommended that I be paid £600.…
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Two kids at uni
And it isn’t cheap. We pay the difference up to the max maintenance loan, and more on top for bits and pieces. One of them is finding it ‘difficult’ getting a p/t job - any advice out there ? And they fancy doing a masters afterwards !!!128561; The other has a job but has far less contact with lecturers.
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Childcare & Studenting
Hi, I am almost at the end of my first year and so far i have spent in the region of £2000 in childcare. I applied for the grant and unfortunately we did not qualify. My student finance for the year was £9500 ish. However, what plays on my mind is a comment that was made about what we should and should not be expected to…
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Help with deferring erudio student loan
I have a loan with erudio. I started uni in 1997 and graduated 2001. I have been deferring since then as I have been below the threshold. From January this year I have got a 2 year secondment, paying me an honorarium (as worded on my pay slip). This takes me just under the threshold to repay. If I add child benefit to it,…
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Student loans and inheritance
Do you have to declare an inheritance on student loan deferment form? Do you need to declare cash gifts? Pre-1998 loan if that’s relevant. Thanks
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Student loan statement - missing ones
I took student loan between 2000-2003 (biology degree) and again 2004-2009 (medicine degree). I admit I've been a bit lax about monitoring what I've paid and what I've been charged in interest. I'm on sick leave at the moment and having more time than I've ever had in recent years I'm trying to sort out where I'm at with…
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Open University finance 2018/19 help
I will be starting my second year come October and i would like to know if there are any financial aid options for students with a low income? Please note that I am NOT referring to student loans but to financial help with bills, textbooks, hardware etc. If it helps I am studying 120 credits in psychology
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Student Loan Repayments for contractors - Non refundable overpayment
My P60 confirms that I have payed 11.5% of my earning to SLC above the 21k threshold. This should obviously be 9% but as my wage fluctuates on a weekly basis some weeks I get charged more student loan repayment than others. I believe the calculation is based on earnings above a certain amount per week are liable for…
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MSE News: Student loan interest rates expected to rise in September - but don't panic
Student loan interest rates expected to rise in September - but don't panic...Read the full story: 'Student loan interest rates expected to rise in September - but don't panic' Click reply below to discuss. If you haven’t already, join the forum to reply.
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Good News for Graduates
The minimum salary that you start paying back your student loan has been increased from £21,000 to £25,000. I'm a new user so I can't post links but I read it in the Financial Times so a quick Google search should bring it up.
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PHD funding
Hello My partner is going to be doing his PHD full time, starting September 2018. Is anyone aware of any additional grants? Eg; Childcare, travel, course fees. Many thanks Athena101
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Student funding for dance
I have been searching the interet for advice and don't seem to be getting anywhere. I just wondered if you could give me any advice on how to go about getting any financial help for my daughter? She will be 16 in August and has been offered a 3 year dance degree course for September. They do not accept Dada's and have…
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Student Loans repayment details - 3rd party support
Hi all, hoping someone can provide a some clarification.. I've recently received a letter from the SLC with a request regarding my student loan repayment; I am currently unemployed and living at home with my parents so obviously this falls under third party support. The letter asks: "Have your third party complete the…
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Tenancy Rip-Off
Apologes if this has already been covered. Had to arrange my Step-Daughters accommodation for university, the tenancy agreement is for 51 weeks, given that the term ends at the end of June, is it fair that she will have to pay for July & August? I think this is a rip off, is there anything that we can do to avoid paying…
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Paying For Sixth Form
I’m not sure if I’m posting this in the right place, apologies if it doesn’t belong here! I’m a 17, almost 18-year-old student who didn’t get his GCSEs in school, but might be given a chance to study at one of the best sixth forms in the UK in the next academic year. I come from a low income family, and we can’t afford the…
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Taking a Salary Cut and Overpaying my Student Loan
Hi all, I finished university and started working in an unrelated construction role to my business degree for about a year and a half. In the 17-18 tax year, I was earning around 28k a year. Then half way through the tax year I gained a place on a graduate scheme where my salary started on 18k and has now rose to 20k. I…
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Student Loan Interest
Hi, Can someone explain if I have this wrong in principle (plan 1). - HMRC makes deductions from your salary every month. - HMRC then make a payment to SLC at the end of the tax year. Although HMRC are 'holding' the money over the course of the year, no interest is paid on it. In addition no deduction in interest charged…
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Student loan overpayments
Just saw the recent Martin Lewis chat on student loans that has got me thinking. I had a student loan (Scotland) for somewhere around £7000 in 2004. I only started paying this back through PAYE last year. However a number of years ago (10 or so) I started making voluntary payments of £30 a month, mainly because I was…
