Postgraduate Student Bank Accounts?

Hi! See title. My question is about becoming a postgrad student in the next month or so. Not sure on the answer to this one so hopefully some postgrads here can help me out :)

Do banks consider you as a "Year 1" student on a postgraduate course, or "Year 5" (4 years of Scottish undergrad + the postgrad)? I was going to switch to an account with a higher overdraft but I'm not sure whether I'd end up with less overdraft than I started with.
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