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Repayment Threshold 2019/20
With RPI for March in at 3.3%, the repayment threshold for plan 1 loans will rise to £18,935 from 6 April 2019 (18,330 x 1.033 rounded up). With the average earnings increase for Jan to March in at 2.9%, the repayment threshold for plan 2 loans will rise to £25,725 from 6 April 2019 (25,000 x 1.029). From 1st September…
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Unusual Student Loan Query
Hello all, Long time browser, first time poster here, with what I think is a somewhat unusual Student Loan situation I’d like some advice on. Yes, I have read the pages on Student Loan re I've got about 21.5k of student debt subdivided as follows: Secion 1: ~£18,000 Interest = about 1.5%; wiped after 25 years This is the…
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Student Loan advice
Hello, I'm seeking some informal advice regarding taking out a student loan. I am struggling to make sense of quite a big financial decision due to recieving conflicting opinions and been given advice that would perhaps be more applicable to the typical 18 year old school leaver. A bit of background first; I'm mid 20's,…
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Applying for student finance for both me and my daughter at the same time
Before I start the applications, I wanted to understand if there are any pitfalls I need to be aware of. My daughter will start her second year at Uni in September, I have to renew her student finance application, I'm a single parent with a relatively low income. She has a physical disability so gets the disabled grant…
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Student loan
Hi had a student loan approved letter dated 2nd May can I cancel no payment in the bank yet
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10% off raw edible cookie dough
Get 10% OFF at Naked Dough (find their kiosks in Westfield or Lakeside) with valid Student ID - all products, all the time... and get 10% OFF when you order their delicious raw Cookie Dough direct to your door with online code NAKEDDOUGH10 :T:T:T
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Useful mobile apps for budget planning and control
Glad to here You, Community :A! I want suggest to discuss useful mobile applications for planning and controlling personal budget. In format like this: 1. advantages; 2. limitations or flaws; 3. is application easy to understand and not need so much time to use in real life; Please tell only about applications, that You…
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Utilities for student accommodation
My son is due to move into a house in September with other students. The letting agency is offering to provide gas, elec, water and broadband for £16 a week to each student. He obviously has no idea how much they will use and whether this is a good deal. Have since come across companies that will arrange these…
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Repayment Threshold 2018/19
With RPI for March in at 3.1%, the repayment threshold (for plan 1 loans) will rise to £18,330 from April 2018 (17,775x1.031 rounded up). The repayment threshold (for plan 2 loans) will rise to £25,000 (as a result of policy changes announced at Conservative Party Conference 2017). From 1st September 2017: Interest rates…
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Living abroad and how it relates to something Martin said on Question Time
On Question Time, Martin said something along the lines of 'whatever you earn, you'll have to pay back £400 per year'. Do please correct me if I'm incorrect on that one. So I'm curious as to how that squares with living abroad. As I live in Norway, according to the overseas threshold page on the Student Loans Company…
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Need help with Student Loan
Hi guys, Shoxie here from Austria. I am going to start studying in Aberystwyth in September 2018. I have a question about all the student loan stuff, because we do not have anything like it in Austria and it is quite confusing. So people told me to get a student loan from the uk gov, but my question is, is it not better to…
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Reclaim student loan
I took out student loans from 1997 to 2001 and have received a letter from Erudio that my loan has been paid off. I paid the loan voluntarily. I’ve always been self employed so earnt under the threshold where it’s mandatory to pay the loan. I had the mortgage style repayment loan, not the newer ones where you pay according…
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Holiday Storage
Hi has anyone used http://www.studentstorage-uk.com/ I have looked the address up and can see their building on the street so they exist so that is a good start lol Just wondered if anyone has used them and would they recommend thanks
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Funding for level 7 PGCE
Hi I am currently about to complete my PGCE in post 14 education. It's a level 6 qualification. I am looking to do a masters or level 7 PGCE in primary education 7-11 does anyone know what type of funding I will recieve on a Level 7 PGCE? it's very difficult to find info regarding this Thanks
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Maintenance Loan
The student maintenance loan for those who's parents earn a combined salary in excess of £70k: For students starting in September 2018 The government website says a loan of £4,054 will be awarded The MSE website says 65% of the full amount will be awarded I have just applied and the official form that I have just filled in…
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Changing from English to Welsh Student Finance advice please
So, we are in the recess of buying a house in Wales - should complete in a month or so (fingers crossed). Both my son and daughter are due to start uni in September. At the moment we live in England and the deadline for applications for student finance is tomorrow so they are obviously applying. When we move to Wales they…
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Student Finance & going on holiday
I am going on a summer holiday for exactly 3 months. I phoned up student finance to tell them the dates and they've told me they need a copy of 3 months worth of my bank statements and my full travel itinerary from British Airways. I am going to the US so there's no way I'd be working out there which I pointed out and they…
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Student Loans Company Independent Assesor Liaison -- any experience?
Hello, Not sure if this is quite the right place to post this, apologies if so. I was wondering if anyone has had experience dealing with the Independent Assessor Liaison office at the Student Loans Company. Long story short, I had a complaint referred to the Independent Assessor, who recommended that I be paid £600.…
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Two kids at uni
And it isn’t cheap. We pay the difference up to the max maintenance loan, and more on top for bits and pieces. One of them is finding it ‘difficult’ getting a p/t job - any advice out there ? And they fancy doing a masters afterwards !!!128561; The other has a job but has far less contact with lecturers.
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Childcare & Studenting
Hi, I am almost at the end of my first year and so far i have spent in the region of £2000 in childcare. I applied for the grant and unfortunately we did not qualify. My student finance for the year was £9500 ish. However, what plays on my mind is a comment that was made about what we should and should not be expected to…
