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Repayment Threshold 2018/19
With RPI for March in at 3.1%, the repayment threshold (for plan 1 loans) will rise to £18,330 from April 2018 (17,775x1.031 rounded up). The repayment threshold (for plan 2 loans) will rise to £25,000 (as a result of policy changes announced at Conservative Party Conference 2017). From 1st September 2017: Interest rates…
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Living abroad and how it relates to something Martin said on Question Time
On Question Time, Martin said something along the lines of 'whatever you earn, you'll have to pay back £400 per year'. Do please correct me if I'm incorrect on that one. So I'm curious as to how that squares with living abroad. As I live in Norway, according to the overseas threshold page on the Student Loans Company…
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Need help with Student Loan
Hi guys, Shoxie here from Austria. I am going to start studying in Aberystwyth in September 2018. I have a question about all the student loan stuff, because we do not have anything like it in Austria and it is quite confusing. So people told me to get a student loan from the uk gov, but my question is, is it not better to…
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Reclaim student loan
I took out student loans from 1997 to 2001 and have received a letter from Erudio that my loan has been paid off. I paid the loan voluntarily. I’ve always been self employed so earnt under the threshold where it’s mandatory to pay the loan. I had the mortgage style repayment loan, not the newer ones where you pay according…
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Holiday Storage
Hi has anyone used http://www.studentstorage-uk.com/ I have looked the address up and can see their building on the street so they exist so that is a good start lol Just wondered if anyone has used them and would they recommend thanks
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Funding for level 7 PGCE
Hi I am currently about to complete my PGCE in post 14 education. It's a level 6 qualification. I am looking to do a masters or level 7 PGCE in primary education 7-11 does anyone know what type of funding I will recieve on a Level 7 PGCE? it's very difficult to find info regarding this Thanks
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Maintenance Loan
The student maintenance loan for those who's parents earn a combined salary in excess of £70k: For students starting in September 2018 The government website says a loan of £4,054 will be awarded The MSE website says 65% of the full amount will be awarded I have just applied and the official form that I have just filled in…
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Changing from English to Welsh Student Finance advice please
So, we are in the recess of buying a house in Wales - should complete in a month or so (fingers crossed). Both my son and daughter are due to start uni in September. At the moment we live in England and the deadline for applications for student finance is tomorrow so they are obviously applying. When we move to Wales they…
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Student Finance & going on holiday
I am going on a summer holiday for exactly 3 months. I phoned up student finance to tell them the dates and they've told me they need a copy of 3 months worth of my bank statements and my full travel itinerary from British Airways. I am going to the US so there's no way I'd be working out there which I pointed out and they…
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Student Loans Company Independent Assesor Liaison -- any experience?
Hello, Not sure if this is quite the right place to post this, apologies if so. I was wondering if anyone has had experience dealing with the Independent Assessor Liaison office at the Student Loans Company. Long story short, I had a complaint referred to the Independent Assessor, who recommended that I be paid £600.…
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Two kids at uni
And it isn’t cheap. We pay the difference up to the max maintenance loan, and more on top for bits and pieces. One of them is finding it ‘difficult’ getting a p/t job - any advice out there ? And they fancy doing a masters afterwards !!!128561; The other has a job but has far less contact with lecturers.
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Childcare & Studenting
Hi, I am almost at the end of my first year and so far i have spent in the region of £2000 in childcare. I applied for the grant and unfortunately we did not qualify. My student finance for the year was £9500 ish. However, what plays on my mind is a comment that was made about what we should and should not be expected to…
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Help with deferring erudio student loan
I have a loan with erudio. I started uni in 1997 and graduated 2001. I have been deferring since then as I have been below the threshold. From January this year I have got a 2 year secondment, paying me an honorarium (as worded on my pay slip). This takes me just under the threshold to repay. If I add child benefit to it,…
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Student loans and inheritance
Do you have to declare an inheritance on student loan deferment form? Do you need to declare cash gifts? Pre-1998 loan if that’s relevant. Thanks
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Student loan statement - missing ones
I took student loan between 2000-2003 (biology degree) and again 2004-2009 (medicine degree). I admit I've been a bit lax about monitoring what I've paid and what I've been charged in interest. I'm on sick leave at the moment and having more time than I've ever had in recent years I'm trying to sort out where I'm at with…
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Open University finance 2018/19 help
I will be starting my second year come October and i would like to know if there are any financial aid options for students with a low income? Please note that I am NOT referring to student loans but to financial help with bills, textbooks, hardware etc. If it helps I am studying 120 credits in psychology
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Student Loan Repayments for contractors - Non refundable overpayment
My P60 confirms that I have payed 11.5% of my earning to SLC above the 21k threshold. This should obviously be 9% but as my wage fluctuates on a weekly basis some weeks I get charged more student loan repayment than others. I believe the calculation is based on earnings above a certain amount per week are liable for…
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MSE News: Student loan interest rates expected to rise in September - but don't panic
Student loan interest rates expected to rise in September - but don't panic...Read the full story: 'Student loan interest rates expected to rise in September - but don't panic' Click reply below to discuss. If you haven’t already, join the forum to reply.
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Good News for Graduates
The minimum salary that you start paying back your student loan has been increased from £21,000 to £25,000. I'm a new user so I can't post links but I read it in the Financial Times so a quick Google search should bring it up.
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PHD funding
Hello My partner is going to be doing his PHD full time, starting September 2018. Is anyone aware of any additional grants? Eg; Childcare, travel, course fees. Many thanks Athena101